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PB Fintech (POLICYBZR) had a P/E of 55.8× on 6 Nov 2026, and the shares are 51% below their 52-week high. Its ROE of 11% is the second-lowest among the 7 largest Insurance Brokers peers. For insurers, ROCE and debt-to-equity are not used; it trades at 5.75× book value. It is a mid-cap company with a market cap of ₹44,687 Cr, ranked 56th of 599 Insurance Brokers companies by market cap; the shares fell 47% over the past year.

As of 6 Nov 2026Prices are delayed about 15 minutes; fundamentals are from the quarter ended Sep 2026.How we calculate this

past year
Open
₹966.70
Day high
₹967.60
Day low
₹945.60
Prev. close
₹972.00
Volume
20.6 L

Health check

1 good · 4 to check
  • ReturnsBehind

    −46.7% over a year, better than 0 of 7 peers.

  • Price tagPricier

    P/B 5.75 vs peer median 2.89.

  • Growthn/a

    Not enough yearly results to measure.

  • ProfitabilityWeak

    ROE 11.1% vs peer median 16.5%.

  • Balance sheetSolid

    Return on assets 3.83%. Bad-loan data isn’t covered.

  • Red flags1 to check

    51% below its 52-week high.

Compared with 7 industry peers. Computed from reported figures. Educational, not a recommendation.

Insurance Brokers

598 listed peers. Screen the industry

Mid cap

₹44,687 Cr, #56 of 599 in its industry by size.

Defensive

Beta 0.45 vs the NIFTY 50: moves less than the market.

Key metrics

Last 12 months to Sep 2026: sales ₹7,898 Cr · profit ₹806 Cr
Market cap
₹44,687 Cr
Mid cap
P/E
55.8
Industry 17.7
Price to book
5.75
Peers 2.89
Dividend yield
0.00%
ROE
11.1%
Peers 16.5%
ROCE
n/m
Not meaningful for lenders
Debt to equity
n/m
Not meaningful for lenders
EPS (TTM)
₹17.32
Face value ₹2
OPM (TTM)
8.6%
Net margin 10.2%
Sales growth
n/m
Not meaningful for lenders
Profit growth
+42.9%
Latest quarter vs a year ago
Price to sales
5.66
EV/EBITDA 69.8

Strengths and risks

Strengths

  • Quarterly profit up 42.9% on a year ago.

Risks to check

  • 51% below its 52-week high.

Derived automatically from reported figures. Not a recommendation.

About PB Fintech

PB Fintech Limited operates an online marketplace for insurance and lending products in India and the United Arab Emirates. It operates through two segments, Insurance Broker Services and Other Services. The company provides Policybazaar that enables consumers to compare, evaluate, and apply for insurance products, such as term, life, health, car, 2 wheeler, family health, travel, and home insurance products, as well as investment, guaranteed return,…

Headquarters
Gurugram
Employees
28,014
Sector
Financial Services
ISIN
INE417T01026

Price range

52 weeks

₹916.00₹1,964.20

Today

₹945.60₹967.60
Avg volume (3M)
39.9 L
1-year return
minus 46.7%
From 52-week high
minus 50.8%

Analyst consensus

24 analysts
BuyMean target ₹1,459.25 plus 50.9%

Target range, with today’s price

Low ₹1,050.00High ₹2,275.00

Today’s price ₹967.00 is below the lowest analyst target.

Consensus from Yahoo Finance. Not a recommendation.

Peers · Insurance Brokers

Insurer columns

Company
HDFCBANKHDFC Bank788.25plus 3.72%12,16,45117.22.0011.0%12.5%1.65%minus 22.9%
ICICIBANKICICI Bank1,571.20plus 4.75%11,28,25519.32.8916.5%16.8%0.76%plus 12.2%
SBINState Bank of India1,018.50plus 1.20%9,40,13810.41.4014.7%14.4%1.70%plus 5.1%
BAJFINANCEBajaj Finance1,087.75plus 1.66%6,77,00531.35.4919.0%18.2%0.50%plus 1.2%
LICILife Insurance Corporation of India394.00minus 3.43%4,98,4108.02.9537.8%16.9%2.54%minus 9.9%
KOTAKBANKKotak Mahindra Bank480.00plus 2.78%4,77,49822.22.4511.8%8.9%0.14%plus 11.4%
NSENational Stock Exchange of Ind1,908.35plus 0.74%4,72,31743.111.0326.7%–0.00%plus 5.0%
POLICYBZRPB Fintech967.00minus 0.51%44,68755.85.7511.1%–0.00%minus 46.7%
Median of 7 peers–1.66%6,77,00519.32.8916.5%15.6%0.76%5.0%

Quarterly results

Consolidated, ₹ crore
SalesSelect a row below to chart it
₹ CrJun 25Dec 25Mar 26Jun 26Sep 26
1,3481,7712,0611,8882,178
1,3141,6121,8431,7492,012
34.4159218139166
2.6%9.0%10.6%7.4%7.6%
10085.498.390.695.4
8.89.39.811.111.7
33.533.834.940.143.8
92.3201272179205
8.3%5.8%3.9%8.8%6.3%
84.6189261163192
1.824.085.613.504.13

Sep 25 not reported by the data source.

Profit & loss

Yearly, ₹ crore
ROE
11.1%
Net profitSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
2,5583,4384,9776,794
–+34.4%+44.8%+36.5%
3,2193,6244,8706,241
−661−186107553
−25.9%−5.4%2.2%8.1%
223341341285
21.426.533.837.1
63.888.7121136
35.337.193.342
−48877.1387707
0.0%16.5%8.9%5.3%
−48767352670
––+425.6%+90.3%
-10.971.457.6314.46

Forecast

Your assumptions, not a prediction

Balance sheet

At each financial year end, ₹ crore
Total assetsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
9090.291.992.5
5,3865,7816,3417,219
227253322360
5516047761,035
6,2546,7297,5318,707
272316411437
20.40.26.6
1,6621,1632,6602,555
3,4004,0972,7512,529
9181,1521,7083,179
6,2546,7297,5318,707

Cash flow

Yearly, ₹ crore
Cash from operationsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
−2998.7−18341.5
41.4301458214
−42.5−56.8−72.7−81.2
−300253202174
−65.7−63.4−97.1−79.9
−365−54.7−280−38.4

Shareholding pattern

Source: NSE filings
0.0%
promoters
  • Public99.86%
  • Employee trusts0.14%
  • As of 30 Sep 2026
QuarterSplitPromotersPublicPromoter change
30 Sep 20260.00%99.86%0.00
30 Jun 20260.00%99.86%0.00
31 Mar 20260.00%99.86%0.00
31 Dec 20250.00%99.86%0.00
30 Sep 20250.00%99.73%–

Major shareholders

NSE filing

Filings & events

News

No recent news coverage found.

My notes

Private to you