As of 6 Nov 2026, Radiant Cash Management Services trades at 11.4× trailing earnings, below the industry P/E of 16.3×, and the shares are 39% below their 52-week high. Its ROCE of 14% is the second-lowest among the 7 largest Specialty Business Services peers, and sales grew 6.6% a year over 3 years while net profit fell 20%. Its dividend yield is 7.5%, and debt is 0.71× equity. It is a small-cap company with a market cap of ₹356 Cr, ranked 20th of 52 Specialty Business Services companies by market cap; the shares fell 36% over the past year.
- ₹32.80
- ₹33.65
- ₹32.16
- ₹33.40
- 42K
Health check
- ReturnsBehind
−36.0% over a year, better than 2 of 7 peers.
- Price tagCheaper
P/E 11.4 vs industry 16.3.
- GrowthSlow
Sales +6.6%, profit −19.9% a year over 3 years.
- ProfitabilityAverage
ROCE 13.6% vs peer median 16.6%.
- Balance sheetStretched
Debt 0.71× equity, interest covered 6.2×, Piotroski 3 of 9.
- Red flags2 to check
Quarterly profit down 12.9% on a year ago.
Small cap
Defensive
Key metrics
- Market cap
- ₹356 Cr
- Small cap
- P/E
- 11.4
- Industry 16.3
- Price to book
- 1.29
- Peers 3.73
- Dividend yield
- 7.49%
- ROE
- 11.7%
- Peers 15.5%
- ROCE
- 13.6%
- Peers 16.6%
- Debt to equity
- 0.71
- Debt ₹194 Cr
- EPS (TTM)
- ₹2.94
- Face value ₹1
- OPM (TTM)
- 10.4%
- Net margin 7.2%
- Sales growth
- +5.7%
- Latest quarter vs a year ago
- Profit growth
- −12.9%
- Latest quarter vs a year ago
- Price to sales
- 0.82
- EV/EBITDA 7.0
Strengths and risks
Strengths
- Dividend yield of 7.49%.
- P/E of 11.4 against an industry P/E of 16.3.
- Positive operating cash flow in each of the last 4 years.
Risks to check
- Quarterly profit down 12.9% on a year ago.
- 39% below its 52-week high.
About Radiant Cash Management Services
Radiant Cash Management Services Limited engages in the provision of cash logistics and other related services in India. The company offers cash pick-up and delivery, network currency management, cash processing, cash vans/cash-in-transit services, technology & digital solutions, fintech & financial inclusion, as well as other value-added services. It also provides Radiant Insta Credit App, a platform that offers instant credit services. The company…
- Headquarters
- Chennai
- Employees
- 2,641
- Sector
- Industrials
- ISIN
- INE855R01021
- Website
- radiantcashservices.com
Price range
- Avg volume (3M)
- 2.7 L
- 1-year return
- minus 36.0%
- From 52-week high
- minus 39.3%
Peers · Specialty Business Services
| Company | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| BLSBLS International Services | 223.35 | minus 1.55% | 9,192 | 12.9 | 3.73 | 26.1% | 32.7% | 26.4% | 25.5% | 50.7% | 1.14% | minus 29.5% |
| PDSLPDS | 403.90 | plus 0.45% | 5,704 | 48.7 | 3.23 | 16.6% | 6.6% | 2.9% | 6.9% | −25.0% | 0.92% | plus 6.5% |
| FUSIONCXFusion CX | 270.70 | minus 2.70% | 3,908 | 18.1 | 5.52 | 33.0% | 37.0% | 11.9% | 21.0% | 68.1% | 0.00% | minus 6.5% |
| CMSINFOCMS Info Systems | 215.99 | minus 0.62% | 3,457 | 12.2 | 1.46 | 16.2% | 12.9% | 25.0% | 9.1% | 0.7% | 2.31% | minus 40.0% |
| JAYKAYJaykay Enterprises | 201.05 | minus 4.29% | 3,033 | 13.9 | 4.08 | 30.6% | 40.5% | 10.7% | 72.2% | 220.1% | 0.00% | minus 5.0% |
| LORDSMARKLord's Mark Industries | 70.61 | minus 0.51% | 3,012 | 35.1 | 2.85 | 7.0% | 15.5% | 13.2% | 1716.6% | – | 0.00% | minus 88.9% |
| BLSEBLS E-Services | 149.81 | plus 1.81% | 2,719 | 62.2 | 4.90 | 16.3% | 12.6% | 6.7% | 66.3% | 44.9% | 0.33% | plus 45.5% |
| RADIANTCMSRadiant Cash Management Services | 33.40 | 0.00% | 356 | 11.4 | 1.29 | 13.6% | 11.7% | 10.4% | 6.6% | −19.9% | 7.49% | minus 36.0% |
| Median of 7 peers | – | −0.62% | 3,457 | 18.1 | 3.73 | 16.6% | 15.5% | 11.9% | 25.5% | 47.8% | 0.33% | −6.5% |
Quarterly results
| ₹ Cr | Jun 25 | Sep 25 | Dec 25 | Mar 26 | Jun 26 |
|---|---|---|---|---|---|
| 100 | 105 | 124 | 101 | 106 | |
| 90.4 | 92.9 | 109 | 92.1 | 96.3 | |
| 9.7 | 11.8 | 15.3 | 8.6 | 9.5 | |
| 9.7% | 11.3% | 12.4% | 8.6% | 8.9% | |
| 2.2 | 2.2 | 2.1 | 2.4 | 2.5 | |
| 1.2 | 1.5 | 2.1 | 2.3 | 2.2 | |
| 2.8 | 2.9 | 2.9 | 3 | 3 | |
| – | – | – | −3.1 | – | |
| 7.9 | 9.6 | 12.5 | 2.6 | 6.8 | |
| 26.8% | 20.1% | 7.2% | −12.3% | 22.7% | |
| 7.3 | 8.5 | 10.9 | 5.5 | 6.4 | |
| 0.69 | 0.80 | 1.03 | 0.51 | 0.60 |
Profit & loss
- Sales CAGR 3Y
- +6.6%
- Profit CAGR 3Y
- −19.9%
- EPS CAGR 3Y
- −20.9%
- ROE
- 11.7%
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 355 | 386 | 427 | 429 | |
| – | +8.9% | +10.6% | +0.5% | |
| 249 | 318 | 350 | 379 | |
| 106 | 68.4 | 76.7 | 50.4 | |
| 29.9% | 17.7% | 18.0% | 11.7% | |
| −15.9 | 0.7 | 3.6 | 4.6 | |
| 0.7 | 1.1 | 2.4 | 6.3 | |
| 4.5 | 6.7 | 10.2 | 11.5 | |
| −0.7 | −0.7 | −3.6 | −4.6 | |
| 84.3 | 60.6 | 64.2 | 32.6 | |
| 25.6% | 26.7% | 26.7% | 14.2% | |
| 62.7 | 44.8 | 46.5 | 32.3 | |
| – | minus 28.7% | +3.9% | minus 30.6% | |
| 6.11 | 4.17 | 4.36 | 3.02 |
Forecast
Balance sheet
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 10.7 | 10.7 | 10.7 | 10.7 | |
| 219 | 242 | 262 | 267 | |
| 28.7 | 32.7 | 117 | 194 | |
| 20.2 | 29.2 | 34.6 | 36.3 | |
| 279 | 315 | 425 | 508 | |
| 14.8 | 36.7 | 32.9 | 30.3 | |
| 2.2 | 2.3 | 0 | 0.4 | |
| 5.2 | 7.2 | 9 | 14.2 | |
| 98 | 137 | 218 | 222 | |
| 159 | 132 | 165 | 242 | |
| 279 | 315 | 425 | 508 |
Cash flow
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 74.2 | 40.6 | 48.4 | 17.8 | |
| −72.8 | 8 | −29.4 | −38.4 | |
| 26.4 | −20.4 | 52.6 | 38.4 | |
| 27.8 | 28.3 | 71.6 | 17.8 | |
| −5.9 | −19.8 | −3.4 | −3.5 | |
| 68.3 | 20.9 | 45 | 14.3 | |
| −22.8 | −21.3 | −26.7 | −26.7 |
Shareholding pattern
NSE hasn’t returned a shareholding pattern for this company. Institutions hold about 0.6% (Yahoo estimate).
Major shareholders
Filings & events
News
No recent news coverage found.