On 6 Nov 2026, Akme Fintrade (India) was priced at ₹6.99, or 6.9× trailing earnings, and the shares are 37% below their 52-week high. Its ROE of 11% is the lowest among the 7 largest Credit Services peers, and net profit grew 43% a year over 3 years. For banks and lenders, ROCE and debt-to-equity are not used; it trades at 0.65× book value. It is a small-cap company with a market cap of ₹313 Cr, ranked 63rd of 193 Credit Services companies by market cap; the shares fell 9.7% over the past year.
- ₹7.09
- ₹7.09
- ₹6.92
- ₹6.99
- 2.7 L
Health check
- ReturnsIn line
−9.7% over a year, better than 3 of 7 peers.
- Price tagCheaper
P/B 0.65 vs peer median 2.62.
- GrowthStrong
Profit +42.8% a year over 3 years.
- ProfitabilityWeak
ROE 10.5% vs peer median 18.7%.
- Balance sheetSolid
Return on assets 4.94%. Bad-loan data isn’t covered.
- Red flags2 to check
37% below its 52-week high.
Small cap
Market sensitivity
Key metrics
- Market cap
- ₹313 Cr
- Small cap
- P/E
- 6.9
- Industry 15.5
- Price to book
- 0.65
- Peers 2.62
- Dividend yield
- 0.00%
- ROE
- 10.5%
- Peers 18.7%
- ROCE
- n/m
- Not meaningful for lenders
- Debt to equity
- n/m
- Not meaningful for lenders
- EPS (TTM)
- ₹1.02
- Face value ₹1
- OPM (TTM)
- 39.0%
- Net margin 48.6%
- Sales growth
- n/m
- Not meaningful for lenders
- Profit growth
- +20.4%
- Latest quarter vs a year ago
- Price to sales
- 3.30
Strengths and risks
Strengths
- Quarterly profit up 20.4% on a year ago.
Risks to check
- 37% below its 52-week high.
- Promoter stake down from 41.2% to 38.9%.
About Akme Fintrade (India)
Akme Fintrade (India) Limited, a non-banking financial company, provides lending services in India. The company offers two-wheeler, four-wheeler, old vehicle, business, solar rooftop, mahila udyog, farm equipment, corporate, and working capital loans, as well as loan against property. It serves individuals and businesses. The company was founded in 1995 and is headquartered in Udaipur City, India.
- Headquarters
- Udaipur City
- Employees
- 348
- Sector
- Financial Services
- ISIN
- INE916Y01027
- Website
- akmefintrade.com
Price range
- Avg volume (3M)
- 5.9 L
- 1-year return
- minus 9.7%
- From 52-week high
- minus 37.0%
Peers · Credit Services
| Company | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| BAJFINANCEBajaj Finance | 1,087.75 | plus 1.66% | 6,77,005 | 31.3 | 5.49 | 19.0% | 3.8% | 18.2% | 0.50% | plus 1.2% |
| SHRIRAMFINShriram Finance | 961.15 | minus 0.30% | 2,26,167 | 16.0 | 2.03 | 14.8% | 3.9% | 18.6% | 1.80% | plus 21.0% |
| CHOLAFINCholamandalam Investment and Finance Company | 1,785.00 | plus 1.42% | 1,53,103 | 24.5 | 4.41 | 20.6% | 2.6% | 25.2% | 0.11% | plus 0.8% |
| TATACAPTata Capital | 358.05 | plus 2.93% | 1,50,979 | 25.4 | 3.10 | 14.1% | 2.2% | – | 0.16% | plus 5.6% |
| MUTHOOTFINMuthoot Finance | 2,869.00 | plus 1.06% | 1,15,181 | 9.4 | 2.62 | 31.6% | 6.3% | 43.1% | 1.05% | minus 11.0% |
| PFCPower Finance Corporation | 328.80 | minus 0.18% | 1,08,507 | 4.1 | 0.74 | 18.7% | 2.7% | 17.7% | 4.99% | minus 16.9% |
| IRFCIndian Railway Finance Corporation | 80.43 | plus 0.37% | 1,05,110 | 14.3 | 1.73 | 12.6% | 1.4% | 4.4% | 2.74% | minus 34.4% |
| AFILAkme Fintrade (India) | 6.99 | 0.00% | 313 | 6.9 | 0.65 | 10.5% | 4.9% | 42.8% | 0.00% | minus 9.7% |
| Median of 7 peers | – | 1.06% | 1,50,979 | 16.0 | 2.62 | 18.7% | 2.7% | 18.4% | 1.05% | 0.8% |
Quarterly results
| ₹ Cr | Jun 25 | Sep 25 | Dec 25 | Mar 26 | Jun 26 |
|---|---|---|---|---|---|
| 30.6 | 34.2 | 37.3 | 40.5 | 41.1 | |
| 17.5 | 18.9 | 22.4 | 26.3 | 25.8 | |
| 13.1 | 15.3 | 14.8 | 14.3 | 15.3 | |
| 42.7% | 44.8% | 39.8% | 35.2% | 37.2% | |
| 0 | 0 | 0 | −0 | 0 | |
| 0.2 | 0.2 | 0.4 | 0.3 | 0.3 | |
| −0.8 | −1.1 | −0.3 | −0.3 | −0.8 | |
| 12.1 | 14 | 14.2 | 13.7 | 14.1 | |
| 20.6% | 28.5% | 26.6% | 10.3% | 18.2% | |
| 9.6 | 10 | 10.4 | 12.3 | 11.6 | |
| 0.23 | 0.24 | 0.24 | 0.29 | 0.25 |
Profit & loss
- Profit CAGR 3Y
- +42.8%
- EPS CAGR 3Y
- +42.8%
- ROE
- 10.5%
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 64.9 | 71.1 | 97.9 | 141 | |
| – | +9.6% | +37.6% | +43.7% | |
| 40.8 | 42 | 54.8 | 85.6 | |
| 24.1 | 29.1 | 43.1 | 55.1 | |
| 37.2% | 41.0% | 44.0% | 39.2% | |
| −4.6 | −0.8 | 2.9 | 2 | |
| 0.8 | 0.2 | 0.2 | 0.1 | |
| 0.6 | 0.5 | 0.5 | 1 | |
| 0.6 | −3.9 | −2.4 | −2.1 | |
| 18.8 | 23.8 | 42.9 | 54 | |
| 22.6% | 22.0% | 22.5% | 21.6% | |
| 14.5 | 18.5 | 33.2 | 42.3 | |
| – | +27.6% | +79.3% | +27.4% | |
| 0.34 | 0.58 | 0.08 | 0.99 |
Forecast
Balance sheet
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 31.7 | 31.7 | 42.7 | 42.7 | |
| 173 | 192 | 340 | 381 | |
| 158 | 195 | 282 | 503 | |
| 27.9 | 18 | 11.4 | 7.1 | |
| 390 | 436 | 675 | 934 | |
| 17.8 | 16.6 | 17.1 | 24.2 | |
| 2.4 | – | – | 6.6 | |
| 7.9 | 9.5 | 69.8 | 136 | |
| 362 | 410 | 588 | 767 | |
| 390 | 436 | 675 | 934 |
Cash flow
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 23.5 | −45.5 | −177 | −167 | |
| −15 | 2 | −35.4 | −22.4 | |
| −1.8 | 44.8 | 222 | 216 | |
| 6.6 | 1.3 | 10 | 26.6 | |
| −14.4 | −0.2 | −2.2 | −7.9 | |
| 9 | −45.7 | −179 | −175 |
Shareholding pattern
- Promoters38.94%
- Public61.06%
| Quarter | Split | Promoters | Public | Promoter change |
|---|---|---|---|---|
| 30 Sep 2026 | 38.94% | 61.06% | minus 0.08 | |
| 30 Jun 2026 | 39.02% | 60.98% | plus 0.89 | |
| 29 Jun 2026 | 38.13% | 61.87% | minus 1.40 | |
| 31 Mar 2026 | 39.53% | 60.47% | minus 1.67 | |
| 31 Dec 2025 | 41.20% | 58.80% | – |
Major shareholders
Filings & events
News
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