As of 6 Nov 2026, Anupam Finserv trades at 14.5× trailing earnings, and the shares are 49% below their 52-week high. Its ROE of 6.6% is the lowest among the 7 largest Credit Services peers, and net profit grew 36% a year over 3 years. For banks and lenders, ROCE and debt-to-equity are not used; it trades at 0.89× book value. It is a small-cap company with a market cap of ₹33 Cr, ranked 126th of 193 Credit Services companies by market cap; the shares fell 17% over the past year.
- ₹1.71
- ₹1.83
- ₹1.63
- ₹1.71
- 4.2 L
Health check
- ReturnsBehind
−17.4% over a year, better than 1 of 7 peers.
- Price tagCheaper
P/B 0.89 vs peer median 2.62.
- GrowthStrong
Profit +36.2% a year over 3 years.
- ProfitabilityWeak
ROE 6.6% vs peer median 18.7%.
- Balance sheetn/a
Asset quality (bad loans) isn’t in our data.
- Red flags2 to check
Return on equity is low at 6.6%.
Small cap
Market sensitivity
Key metrics
- Market cap
- ₹33 Cr
- Small cap
- P/E
- 14.5
- Industry 15.5
- Price to book
- 0.89
- Peers 2.62
- Dividend yield
- 0.00%
- ROE
- 6.6%
- Peers 18.7%
- ROCE
- n/m
- Not meaningful for lenders
- Debt to equity
- n/m
- Not meaningful for lenders
- EPS (TTM)
- ₹0.12
- OPM (TTM)
- 53.4%
- Net margin 40.3%
- Sales growth
- n/m
- Not meaningful for lenders
- Profit growth
- +63.9%
- Latest quarter vs a year ago
- Price to sales
- 6.13
Strengths and risks
Strengths
- Quarterly profit up 63.9% on a year ago.
Risks to check
- Return on equity is low at 6.6%.
- 49% below its 52-week high.
About Anupam Finserv
Anupam Finserv Limited, a non-deposit accepting non-banking finance company, engages in granting of loans and advances in India. It operates through two segments, Financing and Leasing. The company offers capital solutions, including co-lending and LSP partnerships, as well as term loans for NBFCs. It also provides solar financing, wholesale lending, MSME and personal loans, and EV and green financing products. The company was formerly known as Vantage…
- Headquarters
- Mumbai
- Employees
- 10
- Sector
- Financial Services
- ISIN
- INE069B01023
- Website
- anupamfinserv.com
Price range
- Avg volume (3M)
- 1.5 L
- 1-year return
- minus 17.4%
- From 52-week high
- minus 48.8%
Peers · Credit Services
| Company | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| BAJFINANCEBajaj Finance | 1,087.75 | plus 1.66% | 6,77,005 | 31.3 | 5.49 | 19.0% | 3.8% | 18.2% | 0.50% | plus 1.2% |
| SHRIRAMFINShriram Finance | 961.15 | minus 0.30% | 2,26,167 | 16.0 | 2.03 | 14.8% | 3.9% | 18.6% | 1.80% | plus 21.0% |
| CHOLAFINCholamandalam Investment and Finance Company | 1,785.00 | plus 1.42% | 1,53,103 | 24.5 | 4.41 | 20.6% | 2.6% | 25.2% | 0.11% | plus 0.8% |
| TATACAPTata Capital | 358.05 | plus 2.93% | 1,50,979 | 25.4 | 3.10 | 14.1% | 2.2% | – | 0.16% | plus 5.6% |
| MUTHOOTFINMuthoot Finance | 2,869.00 | plus 1.06% | 1,15,181 | 9.4 | 2.62 | 31.6% | 6.3% | 43.1% | 1.05% | minus 11.0% |
| PFCPower Finance Corporation | 328.80 | minus 0.18% | 1,08,507 | 4.1 | 0.74 | 18.7% | 2.7% | 17.7% | 4.99% | minus 16.9% |
| IRFCIndian Railway Finance Corporation | 80.43 | plus 0.37% | 1,05,110 | 14.3 | 1.73 | 12.6% | 1.4% | 4.4% | 2.74% | minus 34.4% |
| ANUPAMAnupam Finserv | 1.74 | plus 1.75% | 33 | 14.5 | 0.89 | 6.6% | – | 36.2% | 0.00% | minus 17.4% |
| Median of 7 peers | – | 1.06% | 1,50,979 | 16.0 | 2.62 | 18.7% | 2.7% | 18.4% | 1.05% | 0.8% |
Quarterly results
| ₹ Cr | Jun 25 | Sep 25 | Dec 25 | Mar 26 | Jun 26 |
|---|---|---|---|---|---|
| 1 | 1.2 | 1.2 | 1.3 | 1.4 | |
| 0.4 | 0.5 | 0.5 | 0.7 | 0.7 | |
| 0.6 | 0.8 | 0.7 | 0.6 | 0.7 | |
| 59.7% | 62.8% | 54.5% | 48.4% | 48.9% | |
| 0 | 0 | 0 | 0 | 0 | |
| 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | |
| −0.1 | 0.5 | −0 | −0.1 | 0.1 | |
| 0.5 | 1.2 | 0.5 | 0.4 | 0.7 | |
| 25.0% | 25.0% | 25.3% | 29.4% | 24.3% | |
| 0.3 | 0.9 | 0.4 | 0.3 | 0.6 | |
| 0.02 | 0.05 | 0.02 | 0.02 | 0.03 |
Profit & loss
- Profit CAGR 3Y
- +36.2%
- EPS CAGR 3Y
- +16.2%
- ROE
- 6.6%
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 2.4 | 3.1 | 3.7 | 4.7 | |
| – | +28.0% | +17.7% | +28.0% | |
| 0.7 | 1.2 | 2.5 | 1.9 | |
| 1.7 | 1.9 | 1.2 | 2.8 | |
| 69.1% | 62.0% | 32.1% | 60.1% | |
| 0 | −0 | 1.2 | 0.1 | |
| 0 | 0 | 0 | 0.2 | |
| 0.4 | 0.5 | 0.5 | 0.3 | |
| −0.3 | −0.2 | −1.2 | 0.2 | |
| 1 | 1.2 | 0.7 | 2.6 | |
| 24.8% | 24.8% | 25.3% | 25.8% | |
| 0.8 | 0.9 | 0.5 | 2 | |
| – | +21.2% | minus 45.9% | +285.1% | |
| 0.06 | 0.08 | 0.04 | 0.10 |
Forecast
Balance sheet
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 11.6 | 11.6 | 19 | 19 | |
| 3.1 | 4 | 9.5 | 11.4 | |
| 4 | 2.4 | 3.2 | 9.4 | |
| 0.1 | 0.3 | 0.3 | 0.2 | |
| 18.7 | 18.2 | 32 | 40.1 | |
| 2.4 | 2.2 | 1.7 | 1 | |
| 0.6 | 0.7 | 0.6 | 3.6 | |
| 0.4 | 0.6 | 0.8 | 0.2 | |
| 15.3 | 14.7 | 28.9 | 35.2 | |
| 18.7 | 18.2 | 32 | 40.1 |
Cash flow
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 0.5 | 2.4 | −12.5 | −3.6 | |
| −1.4 | −0.7 | −0.6 | −2.5 | |
| 0.9 | −1.6 | 13.3 | 5.8 | |
| −0.1 | 0.2 | 0.2 | −0.3 | |
| −2.2 | −1.3 | −1.2 | −0 | |
| −1.7 | 1.1 | −13.6 | −3.6 |
Shareholding pattern
This company is listed only on BSE, so there’s no NSE category split. See Major shareholders below for the named holders.
Major shareholders
Filings & events
News
No recent news coverage found.