Cindrella Financial Services (BSE: CINDRELL) had a P/E of 30.0× on 4 Nov 2026, and the shares are 27% below their 52-week high. Net profit fell 63% a year over 3 years; its ROE of 1.2% is the lowest among the 7 largest Credit Services peers. ROCE and debt-to-equity are not meaningful for banks and lenders; it trades at 0.52× book value. It is a small-cap company with a market cap of ₹5.94 Cr, ranked 183rd of 193 Credit Services companies by market cap; the shares fell 25% over the past year.
- ₹10.50
- ₹10.50
- ₹10.50
- ₹10.50
- 50
Health check
- ReturnsBehind
−25.3% over a year, better than 1 of 7 peers.
- Price tagCheaper
P/B 0.52 vs peer median 2.62.
- GrowthShrinking
Profit −63.4% a year over 3 years.
- ProfitabilityWeak
ROE 1.2% vs peer median 18.7%.
- Balance sheetn/a
Asset quality (bad loans) isn’t in our data.
- Red flags1 to check
Return on equity is low at 1.2%.
Small cap
Market sensitivity
Key metrics
- Market cap
- ₹5.94 Cr
- Small cap
- P/E
- 30.0
- Industry 15.5
- Price to book
- 0.52
- Peers 2.62
- Dividend yield
- 0.00%
- ROE
- 1.2%
- Peers 18.7%
- ROCE
- n/m
- Not meaningful for lenders
- Debt to equity
- n/m
- Not meaningful for lenders
- EPS (TTM)
- ₹0.35
- OPM (TTM)
- −111.8%
- Net margin 59.3%
- Sales growth
- n/m
- Not meaningful for lenders
- Profit growth
- n/a
- Year-ago quarter not reported
- Price to sales
- 25.68
Strengths and risks
Risks to check
- Return on equity is low at 1.2%.
About Cindrella Financial Services
Cindrella Financial Services Limited, a non-banking financial company, provides financial services in India. It offers long-term loans, and rental and consultancy services to various entities. The company was incorporated in 1994 and is based in Siliguri, India.
- Headquarters
- Siliguri
- Sector
- Financial Services
- ISIN
- INE897D01015
Price range
- Avg volume (3M)
- 53
- 1-year return
- minus 25.3%
- From 52-week high
- minus 27.3%
Peers · Credit Services
| Company | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| BAJFINANCEBajaj Finance | 1,087.75 | plus 1.66% | 6,77,005 | 31.3 | 5.49 | 19.0% | 3.8% | 18.2% | 0.50% | plus 1.2% |
| SHRIRAMFINShriram Finance | 961.15 | minus 0.30% | 2,26,167 | 16.0 | 2.03 | 14.8% | 3.9% | 18.6% | 1.80% | plus 21.0% |
| CHOLAFINCholamandalam Investment and Finance Company | 1,785.00 | plus 1.42% | 1,53,103 | 24.5 | 4.41 | 20.6% | 2.6% | 25.2% | 0.11% | plus 0.8% |
| TATACAPTata Capital | 358.05 | plus 2.93% | 1,50,979 | 25.4 | 3.10 | 14.1% | 2.2% | – | 0.16% | plus 5.6% |
| MUTHOOTFINMuthoot Finance | 2,869.00 | plus 1.06% | 1,15,181 | 9.4 | 2.62 | 31.6% | 6.3% | 43.1% | 1.05% | minus 11.0% |
| PFCPower Finance Corporation | 328.80 | minus 0.18% | 1,08,507 | 4.1 | 0.74 | 18.7% | 2.7% | 17.7% | 4.99% | minus 16.9% |
| IRFCIndian Railway Finance Corporation | 80.43 | plus 0.37% | 1,05,110 | 14.3 | 1.73 | 12.6% | 1.4% | 4.4% | 2.74% | minus 34.4% |
| CINDRELLCindrella Financial Services | 10.50 | 0.00% | 6 | 30.0 | 0.52 | 1.2% | – | −63.4% | 0.00% | minus 25.3% |
| Median of 7 peers | – | 1.06% | 1,50,979 | 16.0 | 2.62 | 18.7% | 2.7% | 18.4% | 1.05% | 0.8% |
Quarterly results
| ₹ Cr | Jun 25 | Sep 25 | Dec 25 | Mar 26 | Jun 26 |
|---|---|---|---|---|---|
| 0 | 0 | 0 | 0 | 0 | |
| 0 | 0 | 0 | 0.1 | 0 | |
| −0 | −0 | −0 | −0 | −0 | |
| −25.8% | −46.1% | −13.7% | −226.2% | −425.8% | |
| −0 | 0 | 0.1 | −0 | 0 | |
| −0.1 | 0 | 0 | – | – | |
| −0.1 | 0 | 0.1 | −0.1 | −0 | |
| – | – | 17.6% | 16.9% | – | |
| −0 | 0 | 0.1 | −0.1 | 0 | |
| -0.10 | 0.03 | 0.42 | -0.18 | 0.08 |
Profit & loss
- Profit CAGR 3Y
- −63.4%
- EPS CAGR 3Y
- −53.8%
- ROE
- 1.2%
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 0 | 0.1 | 0.2 | 0.1 | |
| – | +345.7% | +158.9% | minus 45.7% | |
| 0.1 | 0.1 | 0.1 | 0.2 | |
| −0.1 | −0 | 0 | −0.1 | |
| −934.2% | −47.1% | 10.7% | −69.5% | |
| 0 | 0.1 | 0.1 | 0.1 | |
| 0 | 0 | 0 | – | |
| 1 | 0.1 | 0 | −0 | |
| 0.9 | 0.2 | 0.2 | 0 | |
| 17.3% | 34.2% | 22.9% | 43.1% | |
| 1.6 | 0.4 | 0.2 | 0.1 | |
| – | minus 77.1% | minus 46.5% | minus 60.1% | |
| 2.34 | 0.47 | 0.58 | 0.23 |
Forecast
Balance sheet
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 3.3 | 3.3 | 3.3 | 3.3 | |
| 0.6 | 3.2 | 3.3 | 3.2 | |
| 0.1 | 0.1 | 0.1 | 0.1 | |
| 4 | 6.6 | 6.7 | 6.5 | |
| 0 | – | – | – | |
| 1.5 | 0.2 | 0.1 | 0.3 | |
| 2.5 | 5 | 5.6 | 6.2 | |
| −0 | 1.4 | 0.9 | 0 | |
| 4 | 6.6 | 6.7 | 6.5 |
Cash flow
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| −0.3 | −0.2 | −0.2 | −0.1 | |
| −0.1 | 0.2 | 0.4 | 0.7 | |
| −0 | 0.1 | 0.2 | 0.1 | |
| −0.3 | −0 | 0.3 | 0.6 | |
| −0.1 | −0 | – | – | |
| −0.4 | −0.2 | −0.2 | −0.1 |
Shareholding pattern
This company is listed only on BSE, so there’s no NSE category split. See Major shareholders below for the named holders.
Major shareholders
Filings & events
News
No recent news coverage found.