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On 6 Nov 2026, CP Capital was priced at ₹144.28, or 5.8× trailing earnings, and the shares are 20% below their 52-week high. Net profit grew 53% a year over 3 years; its ROE of 7.6% is the lowest among the 7 largest Credit Services peers. ROCE and debt-to-equity are not meaningful for banks and lenders; it trades at 0.46× book value. It is a small-cap company with a market cap of ₹263 Cr, ranked 67th of 193 Credit Services companies by market cap; the shares rose 23% over the past year.

As of 6 Nov 2026Prices are delayed about 15 minutes; fundamentals are from the quarter ended Jun 2026.How we calculate this

past year
Open
₹147.80
Day high
₹148.00
Day low
₹142.50
Prev. close
₹147.84
Volume
5.2K

Health check

3 good · 2 to check
  • ReturnsAhead

    +23.4% over a year, better than 7 of 7 peers.

  • Price tagCheaper

    P/B 0.46 vs peer median 2.62.

  • GrowthStrong

    Profit +52.7% a year over 3 years.

  • ProfitabilityWeak

    ROE 7.6% vs peer median 18.7%.

  • Balance sheetn/a

    Asset quality (bad loans) isn’t in our data.

  • Red flags1 to check

    Return on equity is low at 7.6%.

Compared with 7 industry peers. Computed from reported figures. Educational, not a recommendation.

Credit Services

192 listed peers. Screen the industry

Small cap

₹263 Cr, #67 of 193 in its industry by size.

Market sensitivity

Measuring against the NIFTY 50…

Key metrics

Last 12 months to Jun 2026: sales ₹79 Cr · profit ₹45 Cr
Market cap
₹263 Cr
Small cap
P/E
5.8
Industry 15.5
Price to book
0.46
Peers 2.62
Dividend yield
0.00%
ROE
7.6%
Peers 18.7%
ROCE
n/m
Not meaningful for lenders
Debt to equity
n/m
Not meaningful for lenders
EPS (TTM)
₹24.80
Face value ₹10
OPM (TTM)
74.2%
Net margin 57.1%
Sales growth
n/m
Not meaningful for lenders
Profit growth
+23.5%
Latest quarter vs a year ago
Price to sales
3.32
EV/EBITDA 5.0

Strengths and risks

Strengths

  • Quarterly profit up 23.5% on a year ago.

Risks to check

  • Return on equity is low at 7.6%.

Derived automatically from reported figures. Not a recommendation.

About CP Capital

CP Capital Limited, a non-banking financing company, provides financing support to educational institutions for developing infrastructure. The company offers property-backed loans, NBFC portfolio backed lending, bridge and bullet loans, Udyam, and MSME business loans, as well as loans against property balance transfer. It serves individuals, entrepreneurs, and enterprises. The company was formerly known as Career Point Limited and changed its name to CP…

Headquarters
Kota
Employees
44
Sector
Financial Services
ISIN
INE521J01018
Website
cpcapital.in

Price range

52 weeks

₹73.51₹180.90

Today

₹142.50₹148.00
Avg volume (3M)
57.9K
1-year return
plus 23.4%
From 52-week high
minus 20.2%

Peers · Credit Services

Bank and NBFC columns

Compare with peersScreen the whole industry
Company
BAJFINANCEBajaj Finance1,087.75plus 1.66%6,77,00531.35.4919.0%3.8%18.2%0.50%plus 1.2%
SHRIRAMFINShriram Finance961.15minus 0.30%2,26,16716.02.0314.8%3.9%18.6%1.80%plus 21.0%
CHOLAFINCholamandalam Investment and Finance Company1,785.00plus 1.42%1,53,10324.54.4120.6%2.6%25.2%0.11%plus 0.8%
TATACAPTata Capital358.05plus 2.93%1,50,97925.43.1014.1%2.2%–0.16%plus 5.6%
MUTHOOTFINMuthoot Finance2,869.00plus 1.06%1,15,1819.42.6231.6%6.3%43.1%1.05%minus 11.0%
PFCPower Finance Corporation328.80minus 0.18%1,08,5074.10.7418.7%2.7%17.7%4.99%minus 16.9%
IRFCIndian Railway Finance Corporation80.43plus 0.37%1,05,11014.31.7312.6%1.4%4.4%2.74%minus 34.4%
CPCAPCP Capital144.28minus 2.41%2635.80.467.6%–52.7%0.00%plus 23.4%
Median of 7 peers–1.06%1,50,97916.02.6218.7%2.7%18.4%1.05%0.8%

Quarterly results

Consolidated, ₹ crore
SalesSelect a row below to chart it
₹ CrJun 25Sep 25Dec 25Mar 26Jun 26
19.414.915.119.718.6
3.24.15.74.23.5
16.210.79.415.515
83.4%72.3%62.3%78.6%80.9%
1.15.15.71.90.3
1.11.92.11.9–
0.70.70.70.70.7
−1.602−2.53.2
13.913.314.312.317.9
22.7%23.7%12.4%25.5%25.5%
10.810.212.59.113.3
5.935.596.875.027.32

Profit & loss

Yearly, ₹ crore
Profit CAGR 3Y
+52.7%
EPS CAGR 3Y
+52.7%
ROE
7.6%
Net profitSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
86.254.366.575.8
–minus 37.0%+22.5%+14.0%
706.87.210.2
16.247.559.365.6
18.8%87.5%89.2%86.5%
2.311.30.5−0
1.82.94.27
4.22.92.82.7
2.61−1.1−2
15.25451.853.8
19.6%19.5%26.4%20.9%
1243.538.142.6
–+263.6%minus 12.3%+11.7%
6.5723.8920.9523.40

Forecast

Your assumptions, not a prediction

Balance sheet

At each financial year end, ₹ crore
Total assetsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
18.218.218.218.2
461481527555
20.952.948.778.8
61.329.230.410.8
562581625663
11020.419.725.3
0.40.40.26.1
0.60.70.315.2
13.264.98.8
438553600607
562581625663

Cash flow

Yearly, ₹ crore
Cash from operationsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
2.6−25.7−18.933
4.41719−29.4
−10.25.1−0.5−5.1
−3.2−3.6−0.5−1.5
−1––−19.1
1.6−25.7−18.913.9
−3.6−5.5−7.3–

Shareholding pattern

Source: NSE filings
63.8%
promoters
  • Promoters63.80%
  • Public36.20%
  • As of 30 Sep 2026
QuarterSplitPromotersPublicPromoter change
30 Sep 202663.80%36.20%0.00
30 Jun 202663.80%36.20%0.00
31 Mar 202663.80%36.20%plus 0.03
31 Dec 202563.77%36.23%plus 0.02
30 Sep 202563.75%36.25%–

Major shareholders

NSE filing

Filings & events

News

No recent news coverage found.

My notes

Private to you