As of 6 Nov 2026, Capital Trade Links trades at 143.3× trailing earnings, and the shares are 33% below their 52-week high. Net profit fell 9.0% a year over 3 years; its ROE of 3.5% is the lowest among the 7 largest Credit Services peers. ROCE and debt-to-equity are not meaningful for banks and lenders; it trades at 3.62× book value. It is a small-cap company with a market cap of ₹277 Cr, ranked 65th of 193 Credit Services companies by market cap; the shares fell 21% over the past year.
- ₹21.01
- ₹22.50
- ₹20.75
- ₹21.57
- 10.9K
Health check
- ReturnsBehind
−21.1% over a year, better than 1 of 7 peers.
- Price tagPricier
P/B 3.62 vs peer median 2.62.
- GrowthShrinking
Profit −9.0% a year over 3 years.
- ProfitabilityWeak
ROE 3.5% vs peer median 18.7%.
- Balance sheetFair
Return on assets 1.29%. Bad-loan data isn’t covered.
- Red flags2 to check
Return on equity is low at 3.5%.
Small cap
Market sensitivity
Key metrics
- Market cap
- ₹277 Cr
- Small cap
- P/E
- 143.3
- Industry 15.5
- Price to book
- 3.62
- Peers 2.62
- Dividend yield
- 0.00%
- ROE
- 3.5%
- Peers 18.7%
- ROCE
- n/m
- Not meaningful for lenders
- Debt to equity
- n/m
- Not meaningful for lenders
- EPS (TTM)
- ₹0.15
- OPM (TTM)
- 13.9%
- Net margin 12.7%
- Sales growth
- n/m
- Not meaningful for lenders
- Profit growth
- +13.6%
- Latest quarter vs a year ago
- Price to sales
- 13.25
Strengths and risks
Risks to check
- Return on equity is low at 3.5%.
- 33% below its 52-week high.
About Capital Trade Links
Capital Trade Links Limited, a non-deposit accepting non-banking financial company, provides loans and financing services in India. The company offers personal, business, mobile, vehicle, e-vehicle, e-rickshaw, consumer and equipment, and secured and unsecured corporate loans; loans against properties and security; and business trading services. It also provides design, engineering, procurement, construction, supply erection, testing, commissioning for…
- Headquarters
- New Delhi
- Employees
- 16
- Sector
- Financial Services
- ISIN
- INE172D01021
- Website
- capitaltrade.in
Price range
- Avg volume (3M)
- 46.6K
- 1-year return
- minus 21.1%
- From 52-week high
- minus 33.3%
Peers · Credit Services
| Company | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| BAJFINANCEBajaj Finance | 1,087.75 | plus 1.66% | 6,77,005 | 31.3 | 5.49 | 19.0% | 3.8% | 18.2% | 0.50% | plus 1.2% |
| SHRIRAMFINShriram Finance | 961.15 | minus 0.30% | 2,26,167 | 16.0 | 2.03 | 14.8% | 3.9% | 18.6% | 1.80% | plus 21.0% |
| CHOLAFINCholamandalam Investment and Finance Company | 1,785.00 | plus 1.42% | 1,53,103 | 24.5 | 4.41 | 20.6% | 2.6% | 25.2% | 0.11% | plus 0.8% |
| TATACAPTata Capital | 358.05 | plus 2.93% | 1,50,979 | 25.4 | 3.10 | 14.1% | 2.2% | – | 0.16% | plus 5.6% |
| MUTHOOTFINMuthoot Finance | 2,869.00 | plus 1.06% | 1,15,181 | 9.4 | 2.62 | 31.6% | 6.3% | 43.1% | 1.05% | minus 11.0% |
| PFCPower Finance Corporation | 328.80 | minus 0.18% | 1,08,507 | 4.1 | 0.74 | 18.7% | 2.7% | 17.7% | 4.99% | minus 16.9% |
| IRFCIndian Railway Finance Corporation | 80.43 | plus 0.37% | 1,05,110 | 14.3 | 1.73 | 12.6% | 1.4% | 4.4% | 2.74% | minus 34.4% |
| CTLCapital Trade Links | 21.50 | minus 0.32% | 277 | 143.3 | 3.62 | 2.6% | – | −9.0% | 0.00% | minus 21.1% |
| Median of 7 peers | – | 1.06% | 1,50,979 | 16.0 | 2.62 | 18.7% | 2.7% | 18.4% | 1.05% | 0.8% |
Quarterly results
| ₹ Cr | Jun 25 | Sep 25 | Dec 25 | Mar 26 | Jun 26 |
|---|---|---|---|---|---|
| 6.4 | 5.7 | 7.2 | 13.5 | 7 | |
| 3.5 | 3.9 | 3.8 | 17.3 | 3.6 | |
| 2.9 | 1.8 | 3.4 | −3.9 | 3.3 | |
| 45.8% | 31.0% | 47.0% | −28.6% | 48.0% | |
| 1.1 | 2 | 0 | 0.4 | 1.5 | |
| 0.2 | 0.2 | 0.2 | 0.2 | 0.1 | |
| −0.5 | −0.6 | −1.9 | −0.6 | −0.6 | |
| 3.4 | 3 | 1.4 | −4.2 | 4.1 | |
| 26.6% | 22.3% | 25.2% | – | 31.8% | |
| 2.5 | 2.3 | 1 | −4.2 | 2.8 | |
| 0.19 | 0.18 | 0.08 | -0.33 | 0.22 |
Profit & loss
- Profit CAGR 3Y
- −9.0%
- EPS CAGR 3Y
- −10.7%
- ROE
- 3.5%
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 16.7 | 31.3 | 25.2 | 32.7 | |
| – | +87.5% | minus 19.5% | +29.8% | |
| 12.9 | 25.7 | 19.1 | 29 | |
| 3.8 | 5.6 | 6 | 3.7 | |
| 22.7% | 17.9% | 24.0% | 11.2% | |
| 2.2 | 5.9 | 3.5 | 8.5 | |
| 0 | 0.4 | 0.3 | 0.3 | |
| 0 | 0 | 1 | 0.8 | |
| −2.2 | 2 | −3.5 | −8.5 | |
| 3.7 | 13.1 | 4.8 | 2.6 | |
| 33.1% | 26.8% | 52.4% | 27.9% | |
| 2.5 | 9.6 | 2.3 | 1.9 | |
| – | +283.2% | minus 76.4% | minus 16.7% | |
| 0.20 | 0.79 | 0.17 | 0.15 |
Forecast
Balance sheet
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 6.1 | 6.1 | 6.4 | 12.9 | |
| 32.3 | 48.7 | 63.4 | 60.4 | |
| 122 | 170 | 134 | 134 | |
| 2.5 | 4.7 | 6.6 | 7.8 | |
| 163 | 229 | 211 | 215 | |
| 4.2 | 4.4 | 4 | 3.3 | |
| 3.4 | 8.9 | 26.9 | 24.4 | |
| 11.2 | 21.3 | 1 | 2.5 | |
| 144 | 195 | 179 | 185 | |
| 163 | 229 | 211 | 215 |
Cash flow
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| −95.5 | −60.3 | 17.9 | −4.7 | |
| −1.8 | 2.8 | −7.1 | 6.1 | |
| 104 | 56.9 | −19.2 | 0.1 | |
| 6.5 | −0.6 | −8.4 | 1.5 | |
| −0 | −0 | – | – | |
| −95.5 | −60.4 | 17.9 | −4.7 |
Shareholding pattern
This company is listed only on BSE, so there’s no NSE category split. See Major shareholders below for the named holders.
Major shareholders
Filings & events
News
No recent news coverage found.