Skip to content
thestock.space

As of 6 Nov 2026, Fusion Finance trades at 8.9× trailing earnings, and the shares are 36% below their 52-week high. Its ROE of 0.7% is the lowest among the 7 largest Credit Services peers, and net profit fell 67% a year over 3 years. For banks and lenders, ROCE and debt-to-equity are not used; it trades at 1.02× book value. It is a small-cap company with a market cap of ₹2,483 Cr, ranked 38th of 193 Credit Services companies by market cap; the shares fell 11% over the past year.

As of 6 Nov 2026Prices are delayed about 15 minutes; fundamentals are from the quarter ended Sep 2026.How we calculate this

past year
Open
₹157.73
Day high
₹157.73
Day low
₹149.93
Prev. close
₹158.60
Volume
9.5 L

Health check

1 good · 4 to check
  • ReturnsBehind

    −11.2% over a year, better than 2 of 7 peers.

  • Price tagCheaper

    P/B 1.02 vs peer median 2.62.

  • GrowthShrinking

    Profit −67.0% a year over 3 years.

  • ProfitabilityWeak

    ROE 0.7% vs peer median 18.7%.

  • Balance sheetn/a

    Asset quality (bad loans) isn’t in our data.

  • Red flags3 to check

    Return on equity is low at 0.7%.

Compared with 7 industry peers. Computed from reported figures. Educational, not a recommendation.

Credit Services

192 listed peers. Screen the industry

Small cap

₹2,483 Cr, #38 of 193 in its industry by size.

Moves with the market

Beta 1.17 vs the NIFTY 50: tracks the market closely.

Key metrics

Last 12 months to Sep 2026: sales ₹858 Cr · profit ₹169 Cr
Market cap
₹2,483 Cr
Small cap
P/E
8.9
Industry 15.5
Price to book
1.02
Peers 2.62
Dividend yield
0.00%
ROE
0.7%
Peers 18.7%
ROCE
n/m
Not meaningful for lenders
Debt to equity
n/m
Not meaningful for lenders
EPS (TTM)
₹17.28
Face value ₹10
OPM (TTM)
18.0%
Net margin 19.6%
Sales growth
n/m
Not meaningful for lenders
Profit growth
n/a
Year-ago quarter not reported
Price to sales
2.89

Strengths and risks

Risks to check

  • Return on equity is low at 0.7%.
  • 36% below its 52-week high.
  • Promoter stake down from 55.0% to 51.8%.

No standout strengths in the headline numbers.

Derived automatically from reported figures. Not a recommendation.

About Fusion Finance

Fusion Finance Limited, a non-banking financial company, provides micro finance and MSME lending services in India. The company offers income generation, top up, emergency, and cross sell loans; secured loans; and life insurance products. It provides its services underserved and unserved women in rural and semi-rural areas. The company was formerly known as Fusion Micro Finance Limited and changed its name to Fusion Finance Limited in July 2024. Fusion…

Headquarters
Gurugram
Employees
12,021
Sector
Financial Services
ISIN
INE139R01012
Website
fusionfin.com

Price range

52 weeks

₹126.81₹243.00

Today

₹149.93₹157.73
Avg volume (3M)
9.2 L
1-year return
minus 11.2%
From 52-week high
minus 36.4%

Analyst consensus

8 analysts
BuyMean target ₹220.00 plus 42.4%

Target range, with today’s price

Low ₹185.00High ₹240.00

Today’s price ₹154.50 is below the lowest analyst target.

Consensus from Yahoo Finance. Not a recommendation.

Peers · Credit Services

Bank and NBFC columns

Compare with peersScreen the whole industry
Company
BAJFINANCEBajaj Finance1,087.75plus 1.66%6,77,00531.35.4919.0%3.8%18.2%0.50%plus 1.2%
SHRIRAMFINShriram Finance961.15minus 0.30%2,26,16716.02.0314.8%3.9%18.6%1.80%plus 21.0%
CHOLAFINCholamandalam Investment and Finance Company1,785.00plus 1.42%1,53,10324.54.4120.6%2.6%25.2%0.11%plus 0.8%
TATACAPTata Capital358.05plus 2.93%1,50,97925.43.1014.1%2.2%–0.16%plus 5.6%
MUTHOOTFINMuthoot Finance2,869.00plus 1.06%1,15,1819.42.6231.6%6.3%43.1%1.05%minus 11.0%
PFCPower Finance Corporation328.80minus 0.18%1,08,5074.10.7418.7%2.7%17.7%4.99%minus 16.9%
IRFCIndian Railway Finance Corporation80.43plus 0.37%1,05,11014.31.7312.6%1.4%4.4%2.74%minus 34.4%
FUSIONFusion Finance154.50minus 2.59%2,4838.91.020.7%–−67.0%0.00%minus 11.2%
Median of 7 peers–1.06%1,50,97916.02.6218.7%2.7%18.4%1.05%0.8%

Quarterly results

Consolidated, ₹ crore
SalesSelect a row below to chart it
₹ CrJun 25Sep 25Dec 25Mar 26Jun 26Sep 26
–385368372401431
–329311312330335
–56.757.559.970.695.5
–14.7%15.6%16.1%17.6%22.2%
––7.76.10.10.1
2.4–2.52.21.71.8
–−95.7−48.6−26.4−6.5−7.3
−92.3–14.137.462.486.5
–––−205.2%––
−92.3–14.111462.486.5
-7.44–1.057.063.855.32

Profit & loss

Yearly, ₹ crore
Profit CAGR 3Y
−67.0%
EPS CAGR 3Y
−71.1%
ROE
0.7%
Net profitSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
1,5902,0872,1291,513
–+31.2%+2.0%minus 28.9%
1,0601,3251,5841,340
530762545173
33.3%36.5%25.6%11.4%
42.566.216.630.3
111.21.6
7.4911.79.6
−52.3−155−1,682−255
512663−1,133−62.9
24.4%23.8%−8.1%122.0%
387505−1,22513.9
–+30.5%minus 342.3%–
41.7845.89-111.411.01

Forecast

Your assumptions, not a prediction

Balance sheet

At each financial year end, ₹ crore
Total assetsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
100101101162
2,2222,7481,5432,294
6,7788,6166,4025,571
263310247268
9,36411,7748,2938,295
21.230.924.624.6
0.3–––
4.674.29.8
1,0421,5698401,965
8,29610,1677,4246,295
9,36411,7748,2938,295

Cash flow

Yearly, ₹ crore
Cash from operationsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
−1,663−1,3501,4481,146
17.931.574.412.2
1,5841,843−2,214−66.6
−61524−6921,092
−7.5−19.3−10.5−18.2
−1,671−1,3701,4371,128

Shareholding pattern

Source: NSE filings
51.8%
promoters
  • Promoters51.76%
  • Public47.42%
  • Employee trusts0.82%
  • As of 30 Sep 2026
QuarterSplitPromotersPublicPromoter change
30 Sep 202651.76%47.42%minus 2.20
30 Jun 202653.96%45.81%minus 0.59
31 Mar 202654.55%45.23%minus 0.37
31 Dec 202554.92%44.85%minus 0.03
30 Sep 202554.95%44.82%–

Major shareholders

NSE filing

Filings & events

News

No recent news coverage found.

My notes

Private to you