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Gilada Finance & Investments (BSE: GILADAFINS) had a P/E of 7.0× on 6 Nov 2026, and the shares are 54% below their 52-week high. Its ROE of 8.7% is the lowest among the 7 largest Credit Services peers, and net profit grew 13% a year over 3 years. It is a small-cap company with a market cap of ₹15 Cr, ranked 153rd of 193 Credit Services companies by market cap; the shares fell 8.9% over the past year.

As of 6 Nov 2026Prices are delayed about 15 minutes; fundamentals are from the quarter ended Mar 2026.How we calculate this

past year
Open
₹11.77
Day high
₹11.77
Day low
₹10.89
Prev. close
₹11.77
Volume
23.6K

Health check

1 fair · 3 to check
  • ReturnsIn line

    −8.9% over a year, better than 3 of 7 peers.

  • Price tagn/a

    Price to book isn’t reported.

  • GrowthSlow

    Profit +12.8% a year over 3 years.

  • ProfitabilityWeak

    ROE 8.7% vs peer median 18.7%.

  • Balance sheetn/a

    Asset quality (bad loans) isn’t in our data.

  • Red flags2 to check

    Quarterly profit down 14.7% on a year ago.

Compared with 7 industry peers. Computed from reported figures. Educational, not a recommendation.

Credit Services

192 listed peers. Screen the industry

Small cap

₹15 Cr, #153 of 193 in its industry by size.

Market sensitivity

Measuring against the NIFTY 50…

Key metrics

Last 12 months to Mar 2026: sales ₹7 Cr · profit ₹2 Cr
Market cap
₹15 Cr
Small cap
P/E
7.0
Industry 15.5
Price to book
n/a
Peers 2.62
Dividend yield
0.00%
ROE
8.7%
Peers 18.7%
ROCE
n/m
Not meaningful for lenders
Debt to equity
n/m
Not meaningful for lenders
EPS (TTM)
₹1.55
OPM (TTM)
41.3%
Net margin 0.0%
Sales growth
n/m
Not meaningful for lenders
Profit growth
−14.7%
Latest quarter vs a year ago
Price to sales
2.12

Strengths and risks

Risks to check

  • Quarterly profit down 14.7% on a year ago.
  • 54% below its 52-week high.

No standout strengths in the headline numbers.

Derived automatically from reported figures. Not a recommendation.

About Gilada Finance & Investments

Gilada Finance & Investments Limited operates as a non-banking financial company in India. It engages in the business of lending; deals in vehicle financing; and offers mortgage, and small business loans. The company was incorporated in 1994 and is based in Bengaluru, India.

Headquarters
Bengaluru
Sector
Financial Services
ISIN
INE918C01029
Website
giladafinance.com

Price range

52 weeks

₹10.10₹23.80

Today

₹10.89₹11.77
Avg volume (3M)
4.5K
1-year return
minus 8.9%
From 52-week high
minus 54.2%

Peers · Credit Services

Bank and NBFC columns

Compare with peersScreen the whole industry
Company
BAJFINANCEBajaj Finance1,087.75plus 1.66%6,77,00531.35.4919.0%3.8%18.2%0.50%plus 1.2%
SHRIRAMFINShriram Finance961.15minus 0.30%2,26,16716.02.0314.8%3.9%18.6%1.80%plus 21.0%
CHOLAFINCholamandalam Investment and Finance Company1,785.00plus 1.42%1,53,10324.54.4120.6%2.6%25.2%0.11%plus 0.8%
TATACAPTata Capital358.05plus 2.93%1,50,97925.43.1014.1%2.2%–0.16%plus 5.6%
MUTHOOTFINMuthoot Finance2,869.00plus 1.06%1,15,1819.42.6231.6%6.3%43.1%1.05%minus 11.0%
PFCPower Finance Corporation328.80minus 0.18%1,08,5074.10.7418.7%2.7%17.7%4.99%minus 16.9%
IRFCIndian Railway Finance Corporation80.43plus 0.37%1,05,11014.31.7312.6%1.4%4.4%2.74%minus 34.4%
GILADAFINSGilada Finance & Investments10.91minus 7.31%157.0–8.7%–12.8%0.00%minus 8.9%
Median of 7 peers–1.06%1,50,97916.02.6218.7%2.7%18.4%1.05%0.8%

Quarterly results

Consolidated, ₹ crore · latest reported Mar 26
SalesSelect a row below to chart it
₹ CrMar 25Jun 25Sep 25Dec 25Mar 26
1.81.71.71.91.9
0.80.911.11.2
10.80.70.80.6
54.1%45.8%41.8%44.5%33.4%
000.10.10
00000
−0.2−0.1−0.1−0.10
0.80.70.80.80.6
30.1%25.2%25.2%25.2%27.6%
0.50.50.60.60.5
1.520.390.400.430.33

Profit & loss

Yearly, ₹ crore
Profit CAGR 3Y
+12.8%
ROE
8.7%
Net profitSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
4.36.26.77.2
–+43.8%+8.0%+7.5%
2.43.53.63.9
22.73.13.3
45.3%44.1%46.5%46.3%
−0.1−000
–––0.1
000.10.1
0.2−0.4−0.2−0.3
22.32.92.9
26.0%27.0%26.5%25.8%
1.51.72.12.2
–+12.4%+24.9%+2.1%
1.081.211.52–

Forecast

Your assumptions, not a prediction

Balance sheet

At each financial year end, ₹ crore
Total assetsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
7777
13.3151719.1
6.6121010.5
0.210.70.6
27.13534.737.3
0000.1
0.10.10.10.1
3.10.70.30.2
23.934.334.237
27.13534.737.3

Cash flow

Yearly, ₹ crore
Cash from operationsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
−2.9−6.730.6
−0.1−0−0.2−0.1
5.24.3−3.2−0.7
2.3−2.5−0.3−0.1
−0−0−0.2−0.1
−2.9−6.82.80.5

Shareholding pattern

This company is listed only on BSE, so there’s no NSE category split. See Major shareholders below for the named holders.

Major shareholders

BSE filing

Filings & events

News

No recent news coverage found.

My notes

Private to you