As of 6 Nov 2026, Gowra Leasing & Finance trades at 7.1× trailing earnings, and the shares are 41% below their 52-week high. Net profit grew 78% a year over 3 years, with ROE of 17%. ROCE and debt-to-equity are not meaningful for banks and lenders; it trades at 0.93× book value. It is a small-cap company with a market cap of ₹69 Cr, ranked 98th of 193 Credit Services companies by market cap; the shares fell 15% over the past year.
- ₹89.77
- ₹89.78
- ₹84.35
- ₹88.90
- 107
Health check
- ReturnsBehind
−15.3% over a year, better than 2 of 7 peers.
- Price tagCheaper
P/B 0.93 vs peer median 2.62.
- GrowthStrong
Profit +77.9% a year over 3 years.
- ProfitabilityAverage
ROE 16.6% vs peer median 18.7%.
- Balance sheetSolid
Return on assets 11.54%. Bad-loan data isn’t covered.
- Red flags1 to check
41% below its 52-week high.
Small cap
Market sensitivity
Key metrics
- Market cap
- ₹69 Cr
- Small cap
- P/E
- 7.1
- Industry 15.5
- Price to book
- 0.93
- Peers 2.62
- Dividend yield
- 0.00%
- ROE
- 16.6%
- Peers 18.7%
- ROCE
- n/m
- Not meaningful for lenders
- Debt to equity
- n/m
- Not meaningful for lenders
- EPS (TTM)
- ₹12.41
- OPM (TTM)
- 76.5%
- Net margin 73.9%
- Sales growth
- n/m
- Not meaningful for lenders
- Profit growth
- +68.0%
- Latest quarter vs a year ago
- Price to sales
- 5.59
Strengths and risks
Strengths
- Quarterly profit up 68.0% on a year ago.
Risks to check
- 41% below its 52-week high.
About Gowra Leasing & Finance
Gowra Leasing & Finance Limited, a non-banking financial company, engages in investment and financing activities in India. It offers inter-corporate deposits, mortgage loans, bill discounting services, and loans against shares to mid-corporate and retail customers. It serves active pharmaceutical ingredients (bulk drugs); engineering works; manufacturing units; trading units; realty; construction; IT / software; infrastructure; and medical and health…
- Headquarters
- Secunderabad
- Employees
- 6
- Sector
- Financial Services
- ISIN
- INE225G01012
- Website
- gowraleasing.com
Price range
- Avg volume (3M)
- 1.3K
- 1-year return
- minus 15.3%
- From 52-week high
- minus 41.4%
Peers · Credit Services
| Company | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| BAJFINANCEBajaj Finance | 1,087.75 | plus 1.66% | 6,77,005 | 31.3 | 5.49 | 19.0% | 3.8% | 18.2% | 0.50% | plus 1.2% |
| SHRIRAMFINShriram Finance | 961.15 | minus 0.30% | 2,26,167 | 16.0 | 2.03 | 14.8% | 3.9% | 18.6% | 1.80% | plus 21.0% |
| CHOLAFINCholamandalam Investment and Finance Company | 1,785.00 | plus 1.42% | 1,53,103 | 24.5 | 4.41 | 20.6% | 2.6% | 25.2% | 0.11% | plus 0.8% |
| TATACAPTata Capital | 358.05 | plus 2.93% | 1,50,979 | 25.4 | 3.10 | 14.1% | 2.2% | – | 0.16% | plus 5.6% |
| MUTHOOTFINMuthoot Finance | 2,869.00 | plus 1.06% | 1,15,181 | 9.4 | 2.62 | 31.6% | 6.3% | 43.1% | 1.05% | minus 11.0% |
| PFCPower Finance Corporation | 328.80 | minus 0.18% | 1,08,507 | 4.1 | 0.74 | 18.7% | 2.7% | 17.7% | 4.99% | minus 16.9% |
| IRFCIndian Railway Finance Corporation | 80.43 | plus 0.37% | 1,05,110 | 14.3 | 1.73 | 12.6% | 1.4% | 4.4% | 2.74% | minus 34.4% |
| GOWRALEGowra Leasing & Finance | 88.50 | minus 0.45% | 69 | 7.1 | 0.93 | 16.6% | 11.5% | 77.9% | 0.00% | minus 15.3% |
| Median of 7 peers | – | 1.06% | 1,50,979 | 16.0 | 2.62 | 18.7% | 2.7% | 18.4% | 1.05% | 0.8% |
Quarterly results
| ₹ Cr | Jun 25 | Dec 25 | Mar 26 | Jun 26 | Sep 26 |
|---|---|---|---|---|---|
| 2.6 | 2.9 | 3 | 4 | 4.5 | |
| 0.9 | 1.1 | 0.6 | 0.7 | 1 | |
| 1.7 | 1.8 | 2.4 | 3.2 | 3.5 | |
| 65.7% | 62.6% | 80.3% | 81.2% | 78.7% | |
| 0 | 0 | 0.2 | 0.6 | 0.3 | |
| 0 | 0 | 0 | 0 | 0 | |
| 1.7 | 1.8 | 2.6 | 3.8 | 3.8 | |
| 25.2% | 24.4% | 25.2% | 25.0% | 25.2% | |
| 1.3 | 1.4 | 1.9 | 2.9 | 2.9 | |
| 2.37 | 2.48 | 2.53 | 3.72 | 3.68 |
Profit & loss
- Profit CAGR 3Y
- +77.9%
- EPS CAGR 3Y
- +40.2%
- ROE
- 16.6%
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 1.6 | 2.8 | 6.2 | 11.3 | |
| – | +72.5% | +122.4% | +83.6% | |
| 0.2 | 0 | 1.8 | 3.8 | |
| 1.4 | 2.7 | 4.3 | 7.5 | |
| 84.6% | 98.9% | 70.3% | 66.0% | |
| 0 | 0 | 1.2 | 0.2 | |
| 0 | 0 | – | – | |
| 0 | 0 | 0 | 0 | |
| 0.2 | 0.2 | 0.3 | 0.1 | |
| 1.5 | 2.9 | 5.8 | 7.7 | |
| 32.7% | 23.8% | 26.6% | 25.0% | |
| 1 | 2.2 | 4.3 | 5.8 | |
| – | +114.5% | +94.0% | +35.3% | |
| 3.44 | 7.37 | 10.81 | 9.48 |
Forecast
Balance sheet
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 3 | 3 | 5.5 | 7.7 | |
| 12.1 | 14.4 | 28 | 59.6 | |
| – | 0.5 | 21.4 | 17.8 | |
| 0.3 | 0.2 | 0.3 | 1.1 | |
| 15.4 | 18 | 55.1 | 86.3 | |
| 0.5 | 0.5 | 0.5 | 0.5 | |
| 0.1 | 0 | 0.1 | – | |
| 0.4 | 0.4 | 0 | 0 | |
| 14.4 | 17.1 | 54.3 | 85.7 | |
| 15.4 | 18 | 55.1 | 86.3 |
Cash flow
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 0.3 | −1.2 | −32.9 | −24.6 | |
| −0 | 0.5 | 0.1 | −0 | |
| – | 0.5 | 32.6 | 24.6 | |
| 0.3 | −0.1 | −0.2 | −0 | |
| −0 | – | −0 | −0 | |
| 0.3 | −1.2 | −32.9 | −24.6 | |
| – | −0 | −0 | – |
Shareholding pattern
This company is listed only on BSE, so there’s no NSE category split. See Major shareholders below for the named holders.
Major shareholders
Filings & events
News
No recent news coverage found.