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India Finsec (BSE: IFINSEC) had a P/E of 18.7× on 6 Nov 2026, and the shares are 16% below their 52-week high. Net profit grew 71% a year over 3 years; its ROE of 14% is the second-lowest among the 7 largest Credit Services peers. ROCE and debt-to-equity are not meaningful for banks and lenders; it trades at 3.71× book value. It is a small-cap company with a market cap of ₹733 Cr, ranked 46th of 193 Credit Services companies by market cap; the shares rose 37% over the past year.

As of 6 Nov 2026Prices are delayed about 15 minutes; fundamentals are from the quarter ended Jun 2026.How we calculate this

past year
Open
₹250.05
Day high
₹251.00
Day low
₹232.00
Prev. close
₹253.95
Volume
9K

Health check

4 good · 1 fair · 1 to check
  • ReturnsAhead

    +36.6% over a year, better than 7 of 7 peers.

  • Price tagPricier

    P/B 3.71 vs peer median 2.62.

  • GrowthStrong

    Profit +71.4% a year over 3 years.

  • ProfitabilityAverage

    ROE 14.0% vs peer median 18.7%.

  • Balance sheetSolid

    Return on assets 4.70%. Bad-loan data isn’t covered.

  • Red flagsNone found

    No warning signs in the headline numbers.

Compared with 7 industry peers. Computed from reported figures. Educational, not a recommendation.

Credit Services

192 listed peers. Screen the industry

Small cap

₹733 Cr, #46 of 193 in its industry by size.

Defensive

Beta 0.28 vs the NIFTY 50: moves less than the market.

Key metrics

Last 12 months to Jun 2026: sales ₹59 Cr · profit ₹18 Cr
Market cap
₹733 Cr
Small cap
P/E
18.7
Industry 15.5
Price to book
3.71
Peers 2.62
Dividend yield
0.00%
ROE
14.0%
Peers 18.7%
ROCE
n/m
Not meaningful for lenders
Debt to equity
n/m
Not meaningful for lenders
EPS (TTM)
₹13.40
OPM (TTM)
37.6%
Net margin 31.2%
Sales growth
n/m
Not meaningful for lenders
Profit growth
+28.5%
Latest quarter vs a year ago
Price to sales
12.46

Strengths and risks

Strengths

  • Quarterly profit up 28.5% on a year ago.

No obvious red flags in the headline numbers.

Derived automatically from reported figures. Not a recommendation.

About India Finsec

India Finsec Limited operates as a core investment company in India. The company was incorporated in 1994 and is based in New Delhi, India.

Headquarters
New Delhi
Employees
2
Sector
Financial Services
ISIN
INE474O01010
Website
indiafinsec.in

Price range

52 weeks

₹140.10₹298.80

Today

₹232.00₹251.00
Avg volume (3M)
2.4K
1-year return
plus 36.6%
From 52-week high
minus 16.0%

Peers · Credit Services

Bank and NBFC columns

Compare with peersScreen the whole industry
Company
BAJFINANCEBajaj Finance1,087.75plus 1.66%6,77,00531.35.4919.0%3.8%18.2%0.50%plus 1.2%
SHRIRAMFINShriram Finance961.15minus 0.30%2,26,16716.02.0314.8%3.9%18.6%1.80%plus 21.0%
CHOLAFINCholamandalam Investment and Finance Company1,785.00plus 1.42%1,53,10324.54.4120.6%2.6%25.2%0.11%plus 0.8%
TATACAPTata Capital358.05plus 2.93%1,50,97925.43.1014.1%2.2%–0.16%plus 5.6%
MUTHOOTFINMuthoot Finance2,869.00plus 1.06%1,15,1819.42.6231.6%6.3%43.1%1.05%minus 11.0%
PFCPower Finance Corporation328.80minus 0.18%1,08,5074.10.7418.7%2.7%17.7%4.99%minus 16.9%
IRFCIndian Railway Finance Corporation80.43plus 0.37%1,05,11014.31.7312.6%1.4%4.4%2.74%minus 34.4%
IFINSECIndia Finsec251.00minus 1.16%73318.73.7114.0%4.7%71.4%0.00%plus 36.6%
Median of 7 peers–1.06%1,50,97916.02.6218.7%2.7%18.4%1.05%0.8%

Quarterly results

Consolidated, ₹ crore
SalesSelect a row below to chart it
₹ CrMar 25Jun 25Dec 25Jun 26
17.318.321.428.5
1010.813.519.1
7.37.67.89.4
42.4%41.3%36.7%33.1%
−0.60.1−0.10.7
0.70.60.80.8
676.99.4
23.7%23.7%27.2%26.8%
33.83.74.9
–1.841.732.36

Sep 25, Mar 26 not reported by the data source.

Profit & loss

Yearly, ₹ crore
Profit CAGR 3Y
+71.4%
EPS CAGR 3Y
+82.2%
ROE
14.0%
Net profitSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
43.962.470.184.1
–+42.4%+12.3%+20.0%
35.844.343.351.3
8.118.226.832.8
18.4%29.1%38.3%39.0%
21.10.81
0.70.611.2
2.42.12.63.1
−0.6−0.5−0−0.2
6.416.12429.4
28.1%24.3%24.4%26.3%
3.17.611.815.4
–+150.0%+53.9%+31.0%
1.234.887.127.42

Forecast

Your assumptions, not a prediction

Balance sheet

At each financial year end, ₹ crore
Total assetsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
24.924.929.229.2
35.843.584.7100
178190198401
40.644.851.559.9
279304363590
8.47.810.613.5
1.60.20.90.7
4.811.51660.7
264284336515
279304363590

Cash flow

Yearly, ₹ crore · latest reported Mar 2025
Cash from operationsSelect a row below to chart it
₹ CrMar 2022Mar 2023Mar 2024Mar 2025
−41.8−89.9−15.3−28.6
−0.70.50.23
40.491.912.835.2
−2.12.5−2.39.5
−9−1−0.8−2.7
−50.8−91−16.1−31.3

Shareholding pattern

This company is listed only on BSE, so there’s no NSE category split. See Major shareholders below for the named holders. Institutions hold about 6.9% (Yahoo estimate).

Major shareholders

BSE filing

Filings & events

News

No recent news coverage found.

My notes

Private to you