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On 6 Nov 2026, IIFL Finance was priced at ₹625.75, or 10.7× trailing earnings, and the shares are 11% below their 52-week high. It earns ROE of 17%, and net profit grew 3.4% a year over 3 years. For banks and lenders, ROCE and debt-to-equity are not used; it trades at 1.73× book value and its dividend yield is 0.6%. It is a small-cap company with a market cap of ₹26,720 Cr, ranked 20th of 193 Credit Services companies by market cap; the shares rose 12% over the past year.

As of 6 Nov 2026Prices are delayed about 15 minutes; fundamentals are from the quarter ended Sep 2026.How we calculate this

past year
Open
₹599.70
Day high
₹627.65
Day low
₹586.25
Prev. close
₹604.50
Volume
51.3 L

Health check

4 good · 1 fair · 1 to check
  • ReturnsAhead

    +12.1% over a year, better than 6 of 7 peers.

  • Price tagCheaper

    P/B 1.73 vs peer median 2.62.

  • GrowthSlow

    Profit +3.4% a year over 3 years.

  • ProfitabilityAverage

    ROE 16.6% vs peer median 18.7%.

  • Balance sheetSolid

    Return on assets 2.93%. Bad-loan data isn’t covered.

  • Red flagsNone found

    No warning signs in the headline numbers.

Compared with 7 industry peers. Computed from reported figures. Educational, not a recommendation.

Credit Services

192 listed peers. Screen the industry

Small cap

₹26,720 Cr, #20 of 193 in its industry by size.

Defensive

Beta 0.35 vs the NIFTY 50: moves less than the market.

Key metrics

Last 12 months to Sep 2026: sales ₹9,548 Cr · profit ₹2,493 Cr
Market cap
₹26,720 Cr
Small cap
P/E
10.7
Industry 15.5
Price to book
1.73
Peers 2.62
Dividend yield
0.64%
ROE
16.6%
Peers 18.7%
ROCE
n/m
Not meaningful for lenders
Debt to equity
n/m
Not meaningful for lenders
EPS (TTM)
₹58.24
Face value ₹2
OPM (TTM)
52.2%
Net margin 26.1%
Sales growth
n/m
Not meaningful for lenders
Profit growth
+103.4%
Latest quarter vs a year ago
Price to sales
2.80

Strengths and risks

Strengths

  • Quarterly profit up 103.4% on a year ago.

No obvious red flags in the headline numbers.

Derived automatically from reported figures. Not a recommendation.

About IIFL Finance

IIFL Finance Limited, a non-banking financial company, provides financial services in India and internationally. The company offers mortgage and gold loans; business loans, including business loans for manufacturers, women, and e-commerce; loans to micro, small, and medium enterprises; loans against securities; and digital finance loans, as well as supply chain finance. It also provides construction and real estate financing; capital market financing; and…

Headquarters
Mumbai
Employees
16,341
Sector
Financial Services
ISIN
INE530B01024
Website
iifl.com

Price range

52 weeks

₹409.10₹705.00

Today

₹586.25₹627.65
Avg volume (3M)
24.6 L
1-year return
plus 12.1%
From 52-week high
minus 11.2%

Analyst consensus

6 analysts
No consensusMean target ₹754.17 plus 20.5%

Target range, with today’s price

Low ₹650.00High ₹815.00

Today’s price ₹625.75 is below the lowest analyst target.

Consensus from Yahoo Finance. Not a recommendation.

Peers · Credit Services

Bank and NBFC columns

Compare with peersScreen the whole industry
Company
BAJFINANCEBajaj Finance1,087.75plus 1.66%6,77,00531.35.4919.0%3.8%18.2%0.50%plus 1.2%
SHRIRAMFINShriram Finance961.15minus 0.30%2,26,16716.02.0314.8%3.9%18.6%1.80%plus 21.0%
CHOLAFINCholamandalam Investment and Finance Company1,785.00plus 1.42%1,53,10324.54.4120.6%2.6%25.2%0.11%plus 0.8%
TATACAPTata Capital358.05plus 2.93%1,50,97925.43.1014.1%2.2%–0.16%plus 5.6%
MUTHOOTFINMuthoot Finance2,869.00plus 1.06%1,15,1819.42.6231.6%6.3%43.1%1.05%minus 11.0%
PFCPower Finance Corporation328.80minus 0.18%1,08,5074.10.7418.7%2.7%17.7%4.99%minus 16.9%
IRFCIndian Railway Finance Corporation80.43plus 0.37%1,05,11014.31.7312.6%1.4%4.4%2.74%minus 34.4%
IIFLIIFL Finance625.75plus 3.52%26,72010.71.7316.6%2.9%3.4%0.64%plus 12.1%
Median of 7 peers–1.06%1,50,97916.02.6218.7%2.7%18.4%1.05%0.8%

Quarterly results

Consolidated, ₹ crore
SalesSelect a row below to chart it
₹ CrJun 25Dec 25Mar 26Jun 26Sep 26
1,6711,9832,0762,1732,339
1,2891,4371,6101,7191,909
4752.763.662.963.4
3566638339291,074
23.1%24.4%25.1%23.2%25.0%
233464587675766
5.4510.8513.7215.7817.90

Sep 25 not reported by the data source.

Profit & loss

Yearly, ₹ crore
Profit CAGR 3Y
+3.4%
EPS CAGR 3Y
+0.6%
ROE
16.6%
Net profitSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
5,2056,2705,7637,627
–+20.5%minus 8.1%+32.3%
3,2223,8684,1705,717
153181189211
2.118.1−5871.2
2,1132,5727072,409
23.9%23.2%18.2%24.6%
1,5001,7643791,661
–+17.5%minus 78.5%+338.5%
38.0544.408.7338.75

Forecast

Your assumptions, not a prediction

Balance sheet

At each financial year end, ₹ crore
Total assetsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
76.176.384.985.1
8,91610,56112,32713,835
40,01747,13651,53369,636
3,9934,6323,6995,503
53,00362,40467,64489,059
590656631642
27.251.922.45.8
5,0445,3895,3458,759
3,9512,6292,2914,288
43,39153,67859,35575,364
53,00362,40467,64489,059

Cash flow

Yearly, ₹ crore
Cash from operationsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
−5,225−8,716−4,781−13,976
−2,716468−1,149−2,606
5,3617,0885,52617,843
−2,580−1,160−4031,262
−261−130−60.7−81.1
−5,487−8,846−4,842−14,057
−174−182–−200

Shareholding pattern

Source: NSE filings
24.8%
promoters
  • Promoters24.76%
  • Public75.24%
  • As of 30 Sep 2026
QuarterSplitPromotersPublicPromoter change
30 Sep 202624.76%75.24%minus 0.09
30 Jun 202624.85%75.15%0.00
31 Mar 202624.85%75.15%0.00
31 Dec 202524.85%75.15%minus 0.02
30 Sep 202524.87%75.13%–

Major shareholders

NSE filing

Filings & events

News

No recent news coverage found.

My notes

Private to you