As of 6 Nov 2026, Ind Bank Housing trades at 13.1× trailing earnings, and the shares are 18% below their 52-week high. Its net worth is negative, as liabilities exceed assets, and borrowings are ₹121 Cr. It is a small-cap company with a market cap of ₹51 Cr, ranked 17th of 21 Mortgage Finance companies by market cap; the shares rose 28% over the past year.
- ₹50.00
- ₹52.41
- ₹48.60
- ₹48.60
- 3.3K
Health check
- ReturnsAhead
+27.7% over a year, better than 7 of 7 peers.
- Price tagNegative equity
Book value is below zero, so P/E and P/B mislead here.
- Growthn/a
Not enough yearly results to measure.
- ProfitabilityDistorted
With negative net worth, return ratios are meaningless.
- Balance sheetSolid
Return on assets 22.17%. Bad-loan data isn’t covered.
- Red flags1 to check
Negative net worth: liabilities exceed assets.
Small cap
Defensive
Key metrics
- Market cap
- ₹51 Cr
- Small cap
- P/E
- 13.1
- Industry 12.2
- Price to book
- −0.44
- Peers 1.55
- Dividend yield
- 0.00%
- ROE
- n/a
- Peers 14.3%
- ROCE
- n/m
- Not meaningful for lenders
- Debt to equity
- n/m
- Not meaningful for lenders
- EPS (TTM)
- ₹3.91
- OPM (TTM)
- −2.4%
- Net margin 101.7%
- Sales growth
- n/m
- Not meaningful for lenders
- Profit growth
- n/a
- Year-ago quarter not reported
- Price to sales
- 13.34
Strengths and risks
Risks to check
- Negative net worth: liabilities exceed assets.
About Ind Bank Housing
Ind Bank Housing Limited does not have significant operations. It was previously involved in the housing finance business. The company was incorporated in 1991 and is based in Chennai, India. Ind Bank Housing Limited is a subsidiary of Indian Bank.
- Headquarters
- Chennai
- Employees
- 1
- Sector
- Financial Services
- ISIN
- INE969D01012
- Website
- indbankhousing.com
Price range
- Avg volume (3M)
- 732
- 1-year return
- plus 27.7%
- From 52-week high
- minus 17.7%
Peers · Mortgage Finance
| Company | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| BAJAJHFLBajaj Housing Finance | 80.00 | minus 3.80% | 66,632 | 23.7 | 2.77 | 12.4% | 2.2% | 26.7% | 0.00% | minus 24.1% |
| LICHSGFINLIC Housing Finance | 536.00 | plus 1.32% | 29,483 | 5.0 | 0.67 | 14.3% | 1.8% | 24.7% | 1.87% | minus 7.8% |
| PNBHOUSINGPNB Housing Finance | 1,100.20 | plus 0.02% | 28,694 | 12.2 | 1.42 | 12.3% | 2.5% | 29.9% | 0.73% | plus 18.1% |
| AADHARHFCAadhar Housing Finance | 429.65 | minus 1.96% | 18,836 | 16.1 | 2.48 | 15.8% | – | 26.2% | 0.00% | minus 13.9% |
| SAMMAANCAPSammaan Capital | 132.27 | minus 1.12% | 16,343 | – | 0.57 | −35.0% | – | – | 0.00% | minus 28.2% |
| HOMEFIRSTHome First Finance Company India | 1,090.90 | minus 1.13% | 11,408 | 18.5 | 2.44 | 14.3% | 4.0% | 33.3% | 0.48% | minus 7.7% |
| CANFINHOMECan Fin Homes | 748.95 | plus 0.72% | 9,973 | 8.6 | 1.55 | 19.4% | 2.6% | 20.5% | 2.14% | minus 13.7% |
| INDBNKInd Bank Housing | 51.38 | plus 5.72% | 51 | 13.1 | −0.44 | – | 22.2% | – | 0.00% | plus 27.7% |
| Median of 7 peers | – | −1.12% | 18,836 | 14.2 | 1.55 | 14.3% | 2.5% | 26.5% | 0.48% | −13.7% |
Quarterly results
| ₹ Cr | Jun 25 | Dec 25 | Mar 26 | Jun 26 | Sep 26 |
|---|---|---|---|---|---|
| −0.2 | −0.1 | −0.2 | −0.6 | −0.3 | |
| 0.1 | 0.2 | 0.2 | 3.2 | 0.3 | |
| 0 | 0 | – | 0 | 0 | |
| −0.1 | 0.1 | −0 | 2.6 | −0 | |
| – | – | – | −51.3% | – | |
| −0.1 | 0.1 | −0 | 3.9 | −0 | |
| -0.11 | 0.06 | -0.02 | 3.88 | -0.01 |
Profit & loss
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| −0.8 | −0.6 | −0.6 | −0.6 | |
| 0.2 | 0.3 | 0.3 | 0.5 | |
| 0 | 0 | 0 | 0 | |
| – | −0.4 | – | −0 | |
| −0.6 | −0.7 | −0.3 | −0.1 | |
| −0.6 | −0.7 | −0.3 | −0.1 | |
| -0.56 | -0.56 | -0.31 | -0.09 |
Forecast
Balance sheet
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 10 | 10 | 0.1 | 10 | |
| −130 | −131 | −1.3 | −131 | |
| 129 | 129 | 129 | 129 | |
| 1.1 | 0.5 | −128 | 11.6 | |
| 10.3 | 8.9 | 0.1 | 19.6 | |
| 0 | 0 | 0 | 0 | |
| 0 | 0 | 0 | 0 | |
| 5 | 4 | 0 | 14.7 | |
| 5.3 | 4.9 | 0 | 4.9 | |
| 10.3 | 8.9 | 0.1 | 19.6 |
Cash flow
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| −0.1 | −0.9 | −0.3 | 11 | |
| 0 | −0 | 0 | 0 | |
| −0.1 | −0.9 | −0.3 | 11 | |
| – | −0 | – | – | |
| −0.1 | −0.9 | −0.3 | 11 |
Shareholding pattern
This company is listed only on BSE, so there’s no NSE category split. See Major shareholders below for the named holders.
Major shareholders
Filings & events
News
No recent news coverage found.