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Manappuram Finance (MANAPPURAM) had a P/E of 20.0× on 6 Nov 2026, and the shares are 15% below their 52-week high. Its ROE of 7.0% is the lowest among the 7 largest Credit Services peers, and net profit fell 12% a year over 3 years. For banks and lenders, ROCE and debt-to-equity are not used; it trades at 1.90× book value and its dividend yield is 1.2%. It is a small-cap company with a market cap of ₹30,566 Cr, ranked 18th of 193 Credit Services companies by market cap; the shares rose 22% over the past year.

As of 6 Nov 2026Prices are delayed about 15 minutes; fundamentals are from the quarter ended Jun 2026.How we calculate this

past year
Open
₹323.60
Day high
₹326.00
Day low
₹315.65
Prev. close
₹326.00
Volume
49.7 L

Health check

2 good · 3 to check
  • ReturnsAhead

    +22.3% over a year, better than 7 of 7 peers.

  • Price tagCheaper

    P/B 1.90 vs peer median 2.62.

  • GrowthShrinking

    Profit −12.5% a year over 3 years.

  • ProfitabilityWeak

    ROE 7.0% vs peer median 18.7%.

  • Balance sheetn/a

    Asset quality (bad loans) isn’t in our data.

  • Red flags1 to check

    Return on equity is low at 7.0%.

Compared with 7 industry peers. Computed from reported figures. Educational, not a recommendation.

Credit Services

192 listed peers. Screen the industry

Small cap

₹30,566 Cr, #18 of 193 in its industry by size.

Defensive

Beta 0.78 vs the NIFTY 50: moves less than the market.

Key metrics

Last 12 months to Jun 2026: sales ₹4,750 Cr · profit ₹1,450 Cr
Market cap
₹30,566 Cr
Small cap
P/E
20.0
Industry 15.5
Price to book
1.90
Peers 2.62
Dividend yield
1.23%
ROE
7.0%
Peers 18.7%
ROCE
n/m
Not meaningful for lenders
Debt to equity
n/m
Not meaningful for lenders
EPS (TTM)
₹16.25
Face value ₹2
OPM (TTM)
52.4%
Net margin 30.5%
Sales growth
n/m
Not meaningful for lenders
Profit growth
+322.4%
Latest quarter vs a year ago
Price to sales
6.43

Strengths and risks

Strengths

  • Quarterly profit up 322.4% on a year ago.

Risks to check

  • Return on equity is low at 7.0%.

Derived automatically from reported figures. Not a recommendation.

About Manappuram Finance

Manappuram Finance Limited, a gold loan non-banking financial company, provides fund-based and fee-based financial services in India. It operates through Gold Loan and Others, and Microfinance segments. The company offers loans, such as gold loans, gold loans at your doorstep, online gold loans, business loans, home improvement loans, housing loans, property loans, income-generating loans, and personal loans; balance transfers and top-ups; and co-lending…

Headquarters
Thrissur
Employees
23,984
Sector
Financial Services
ISIN
INE522D01027
Website
manappuram.com

Price range

52 weeks

₹245.15₹381.55

Today

₹315.65₹326.00
Avg volume (3M)
50.5 L
1-year return
plus 22.3%
From 52-week high
minus 14.7%

Analyst consensus

15 analysts
No consensusMean target ₹369.67 plus 13.6%

Target range, with today’s price

Low ₹274.00High ₹440.00

Next results expected around 10 Nov 2026

Consensus from Yahoo Finance. Not a recommendation.

Peers · Credit Services

Bank and NBFC columns

Compare with peersScreen the whole industry
Company
BAJFINANCEBajaj Finance1,087.75plus 1.66%6,77,00531.35.4919.0%3.8%18.2%0.50%plus 1.2%
SHRIRAMFINShriram Finance961.15minus 0.30%2,26,16716.02.0314.8%3.9%18.6%1.80%plus 21.0%
CHOLAFINCholamandalam Investment and Finance Company1,785.00plus 1.42%1,53,10324.54.4120.6%2.6%25.2%0.11%plus 0.8%
TATACAPTata Capital358.05plus 2.93%1,50,97925.43.1014.1%2.2%–0.16%plus 5.6%
MUTHOOTFINMuthoot Finance2,869.00plus 1.06%1,15,1819.42.6231.6%6.3%43.1%1.05%minus 11.0%
PFCPower Finance Corporation328.80minus 0.18%1,08,5074.10.7418.7%2.7%17.7%4.99%minus 16.9%
IRFCIndian Railway Finance Corporation80.43plus 0.37%1,05,11014.31.7312.6%1.4%4.4%2.74%minus 34.4%
MANAPPURAMManappuram Finance325.40minus 0.18%30,56620.01.907.0%–−12.5%1.23%plus 22.3%
Median of 7 peers–1.06%1,50,97916.02.6218.7%2.7%18.4%1.05%0.8%

Quarterly results

Consolidated, ₹ crore
SalesSelect a row below to chart it
₹ CrMar 25Jun 25Dec 25Mar 26Jun 26
1,4431,3881,3961,4971,750
–––+3.7%+26.1%
8958559451,1091,274
65.974.877.275.178.4
−236102303564782
13.9%−30.5%21.2%28.2%25.2%
−191138241404585
-2.401.572.824.766.10

Sep 25 not reported by the data source.

Profit & loss

Yearly, ₹ crore
Profit CAGR 3Y
−12.5%
EPS CAGR 3Y
−12.5%
ROE
7.0%
Net profitSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
4,4585,9386,3105,514
–+33.2%+6.3%minus 12.6%
2,1882,8663,5413,786
204246267309
0.8−5.2−45.55.6
2,0412,9601,6661,270
26.5%25.7%27.7%21.8%
1,4962,1891,2161,003
–+46.3%minus 44.4%minus 17.5%
17.6725.8614.3711.83

Forecast

Your assumptions, not a prediction

Balance sheet

At each financial year end, ₹ crore
Total assetsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
169169169188
9,47611,37912,26315,863
29,16934,32236,07957,839
690878694669
39,50446,74849,20574,559
1,0441,0321,057997
1633.311.526.9
7098339323,096
2,9292,8533,5746,080
34,80541,99643,63064,360
39,50446,74849,20574,559

Cash flow

Yearly, ₹ crore
Cash from operationsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
−3,103−3,450−467−20,238
−616−601−125−1,632
3,8494,0921,13223,834
13041.25411,965
−173−136−196−200
−3,276−3,586−662−20,438
−262−294−339−169

Shareholding pattern

Source: NSE filings

NSE hasn’t returned a shareholding pattern for this company. Institutions hold about 39.5% (Yahoo estimate).

Major shareholders

NSE filing

Filings & events

News

No recent news coverage found.

My notes

Private to you