Skip to content
thestock.space

As of 6 Nov 2026, Mangal Credit and Fincorp trades at 28.3× trailing earnings, and the shares are 16% below their 52-week high. Net profit grew 25% a year over 3 years; its ROE of 11% is the lowest among the 7 largest Credit Services peers. ROCE and debt-to-equity are not meaningful for banks and lenders; it trades at 2.85× book value and its dividend yield is 0.3%. It is a small-cap company with a market cap of ₹509 Cr, ranked 55th of 193 Credit Services companies by market cap; the shares rose 32% over the past year.

As of 6 Nov 2026Prices are delayed about 15 minutes; fundamentals are from the quarter ended Jun 2026.How we calculate this

past year
Open
₹245.91
Day high
₹246.99
Day low
₹238.00
Prev. close
₹241.95
Volume
28.4K

Health check

3 good · 2 fair · 1 to check
  • ReturnsAhead

    +31.7% over a year, better than 7 of 7 peers.

  • Price tagIn line

    P/B 2.85 vs peer median 2.62.

  • GrowthSteady

    Profit +24.6% a year over 3 years.

  • ProfitabilityWeak

    ROE 11.3% vs peer median 18.7%.

  • Balance sheetSolid

    Return on assets 8.00%. Bad-loan data isn’t covered.

  • Red flagsNone found

    No warning signs in the headline numbers.

Compared with 7 industry peers. Computed from reported figures. Educational, not a recommendation.

Credit Services

192 listed peers. Screen the industry

Small cap

₹509 Cr, #55 of 193 in its industry by size.

Market sensitivity

Measuring against the NIFTY 50…

Key metrics

Last 12 months to Jun 2026: sales ₹83 Cr · profit ₹19 Cr
Market cap
₹509 Cr
Small cap
P/E
28.3
Industry 15.9
Price to book
2.85
Peers 2.62
Dividend yield
0.31%
ROE
11.3%
Peers 18.7%
ROCE
n/m
Not meaningful for lenders
Debt to equity
n/m
Not meaningful for lenders
EPS (TTM)
₹8.54
Face value ₹10
OPM (TTM)
35.6%
Net margin 23.0%
Sales growth
n/m
Not meaningful for lenders
Profit growth
+89.7%
Latest quarter vs a year ago
Price to sales
6.14
EV/EBITDA 12.6

Strengths and risks

Strengths

  • Quarterly profit up 89.7% on a year ago.

No obvious red flags in the headline numbers.

Derived automatically from reported figures. Not a recommendation.

About Mangal Credit and Fincorp

Mangal Credit and Fincorp Limited operates as a non-banking financial company in India. The company offers small and medium enterprises, gold, and personal loans, as well as loan against property. The company was formerly known as Tak Machinery & Leasing Limited and changed its name to Mangal Credit and Fincorp Limited in June 2013. Mangal Credit and Fincorp Limited was incorporated in 1961 and is headquartered in Mumbai, India.

Headquarters
Mumbai
Employees
142
Sector
Financial Services
ISIN
INE545L01039
Website
mangalfincorp.com

Price range

52 weeks

₹152.06₹287.27

Today

₹238.00₹246.99
Avg volume (3M)
1.7 L
1-year return
plus 31.7%
From 52-week high
minus 16.0%

Peers · Credit Services

Bank and NBFC columns

Compare with peersScreen the whole industry
Company
BAJFINANCEBajaj Finance1,087.75plus 1.66%6,77,00531.35.4919.0%3.8%18.2%0.50%plus 1.2%
SHRIRAMFINShriram Finance961.15minus 0.30%2,26,16716.02.0314.8%3.9%18.6%1.79%plus 21.0%
CHOLAFINCholamandalam Investment and Finance Company1,785.00plus 1.42%1,53,10324.54.4120.6%2.6%25.2%0.11%plus 0.8%
TATACAPTata Capital358.05plus 2.93%1,50,97925.43.1014.1%2.2%–0.16%plus 5.6%
MUTHOOTFINMuthoot Finance2,869.00plus 1.06%1,15,1819.42.6231.6%6.3%43.1%1.06%minus 11.0%
PFCPower Finance Corporation328.80minus 0.18%1,08,5074.10.7418.7%2.7%17.7%4.98%minus 16.9%
IRFCIndian Railway Finance Corporation80.43plus 0.37%1,05,11014.31.7312.6%1.4%4.4%2.75%minus 34.4%
MANCREDITMangal Credit and Fincorp241.26minus 0.29%50928.32.8511.3%8.0%24.6%0.31%plus 31.7%
Median of 7 peers–1.06%1,50,97916.02.6218.7%2.7%18.4%1.06%0.8%

Quarterly results

Consolidated, ₹ crore
SalesSelect a row below to chart it
₹ CrJun 25Sep 25Dec 25Mar 26Jun 26
14.515.818.321.322.2
9.710.912.312.913.8
4.84.968.48.4
33.2%31.2%32.6%39.3%37.8%
00000
0.30.40.50.50.5
−0.4−0.4−0.3−0.5−0.2
4.14.15.27.47.7
26.5%27.5%26.5%26.2%25.8%
333.85.55.7
1.491.431.822.592.70

Profit & loss

Yearly, ₹ crore
Profit CAGR 3Y
+24.6%
EPS CAGR 3Y
+20.9%
ROE
11.3%
Net profitSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
20.83348.567.7
–+58.4%+46.9%+39.6%
916.227.842.4
11.816.820.725.3
56.8%50.8%42.7%37.4%
−0.2−0.6−0.3−0.1
0.40.40.61.1
0.50.71.21.7
−0−0.7−0.4−1.6
10.814.318.220.9
26.6%26.4%28.2%26.6%
7.910.513.115.3
–+33.3%+23.9%+17.1%
4.105.456.587.25

Forecast

Your assumptions, not a prediction

Balance sheet

At each financial year end, ₹ crore
Total assetsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
19.319.619.621.1
92.6108121152
87.3138200332
3.88.48.212.4
203274349517
1.31.31.53
15.614.31420.5
11.36.311.827.1
175252322466
203274349517

Cash flow

Yearly, ₹ crore
Cash from operationsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
−46.1−54−49.4−114
−0.3−7.2−5.1−9.7
56.356.260139
9.9−55.515.3
−0.3−0.4−0.8−1.1
−46.4−54.4−50.2−115
−1−1−1.2−1.5

Shareholding pattern

Source: NSE filings

NSE hasn’t returned a shareholding pattern for this company.

Major shareholders

NSE filing

Filings & events

News

No recent news coverage found.

My notes

Private to you