Mansi Finance (Chennai) (BSE: MANSIFIN) had a P/E of 6.1× on 6 Nov 2026, and the shares are 46% below their 52-week high. Net profit grew 18% a year over 3 years; its ROE of 8.3% is the lowest among the 7 largest Credit Services peers. ROCE and debt-to-equity are not meaningful for banks and lenders; it trades at 0.53× book value. It is a small-cap company with a market cap of ₹22 Cr, ranked 141st of 193 Credit Services companies by market cap; the shares fell 15% over the past year.
- ₹58.38
- ₹61.27
- ₹58.38
- ₹58.38
- 113
Health check
- ReturnsBehind
−14.8% over a year, better than 2 of 7 peers.
- Price tagCheaper
P/B 0.53 vs peer median 2.62.
- GrowthSteady
Profit +17.8% a year over 3 years.
- ProfitabilityWeak
ROE 8.3% vs peer median 18.7%.
- Balance sheetn/a
Asset quality (bad loans) isn’t in our data.
- Red flags1 to check
46% below its 52-week high.
Small cap
Defensive
Key metrics
- Market cap
- ₹22 Cr
- Small cap
- P/E
- 6.1
- Industry 15.5
- Price to book
- 0.53
- Peers 2.62
- Dividend yield
- 0.00%
- ROE
- 8.3%
- Peers 18.7%
- ROCE
- n/m
- Not meaningful for lenders
- Debt to equity
- n/m
- Not meaningful for lenders
- EPS (TTM)
- ₹9.94
- OPM (TTM)
- 61.6%
- Net margin 55.8%
- Sales growth
- n/m
- Not meaningful for lenders
- Profit growth
- +19.9%
- Latest quarter vs a year ago
- Price to sales
- 3.42
Strengths and risks
Risks to check
- 46% below its 52-week high.
About Mansi Finance (Chennai)
Mansi Finance (Chennai) Limited, a non-banking finance company, engages in lending and investment activities in India. It is also involved in the financing of commercial loans; and provision of financial advisory solutions. Mansi Finance (Chennai) Limited was incorporated in 1994 and is based in Chennai, India.
- Headquarters
- Chennai
- Employees
- 19
- Sector
- Financial Services
- ISIN
- INE094E01017
- Website
- mansi.in
Price range
- Avg volume (3M)
- 179
- 1-year return
- minus 14.8%
- From 52-week high
- minus 45.5%
Peers · Credit Services
| Company | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| BAJFINANCEBajaj Finance | 1,087.75 | plus 1.66% | 6,77,005 | 31.3 | 5.49 | 19.0% | 3.8% | 18.2% | 0.50% | plus 1.2% |
| SHRIRAMFINShriram Finance | 961.15 | minus 0.30% | 2,26,167 | 16.0 | 2.03 | 14.8% | 3.9% | 18.6% | 1.80% | plus 21.0% |
| CHOLAFINCholamandalam Investment and Finance Company | 1,785.00 | plus 1.42% | 1,53,103 | 24.5 | 4.41 | 20.6% | 2.6% | 25.2% | 0.11% | plus 0.8% |
| TATACAPTata Capital | 358.05 | plus 2.93% | 1,50,979 | 25.4 | 3.10 | 14.1% | 2.2% | – | 0.16% | plus 5.6% |
| MUTHOOTFINMuthoot Finance | 2,869.00 | plus 1.06% | 1,15,181 | 9.4 | 2.62 | 31.6% | 6.3% | 43.1% | 1.05% | minus 11.0% |
| PFCPower Finance Corporation | 328.80 | minus 0.18% | 1,08,507 | 4.1 | 0.74 | 18.7% | 2.7% | 17.7% | 4.99% | minus 16.9% |
| IRFCIndian Railway Finance Corporation | 80.43 | plus 0.37% | 1,05,110 | 14.3 | 1.73 | 12.6% | 1.4% | 4.4% | 2.74% | minus 34.4% |
| MANSIFINMansi Finance (Chennai) | 61.00 | plus 4.49% | 22 | 6.1 | 0.53 | 8.3% | – | 17.8% | 0.00% | minus 14.8% |
| Median of 7 peers | – | 1.06% | 1,50,979 | 16.0 | 2.62 | 18.7% | 2.7% | 18.4% | 1.05% | 0.8% |
Quarterly results
| ₹ Cr | Jun 25 | Sep 25 | Dec 25 | Mar 26 | Jun 26 |
|---|---|---|---|---|---|
| 3.4 | 2.7 | 2.1 | 1.7 | 2.5 | |
| 1 | 0.8 | 0.9 | 1 | 0.8 | |
| 2.4 | 1.9 | 1.2 | 0.7 | 1.8 | |
| 71.8% | 70.6% | 56.3% | 40.9% | 69.8% | |
| 0.2 | 0.2 | 0.1 | 0.1 | 0 | |
| 0 | 0 | 0 | 0.1 | 0 | |
| −1.2 | −0.1 | −0.2 | −0.7 | – | |
| 1.5 | 2 | 1 | −0.1 | 1.8 | |
| 19.7% | 15.4% | 19.6% | −849.1% | 17.0% | |
| 1.2 | 1.7 | 0.8 | −0.5 | 1.5 | |
| 3.46 | 4.83 | 2.38 | -1.42 | 4.15 |
Profit & loss
- Profit CAGR 3Y
- +17.8%
- EPS CAGR 3Y
- +17.9%
- ROE
- 8.3%
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 6.4 | 7.2 | 12 | 9.8 | |
| – | +11.4% | +67.3% | minus 17.9% | |
| 4 | 4.5 | 3.6 | 3.6 | |
| 2.4 | 2.7 | 8.4 | 6.2 | |
| 37.4% | 37.3% | 70.1% | 63.4% | |
| 0.2 | 0.4 | 0.4 | 0.3 | |
| 0.1 | 0.1 | 0.1 | 0.2 | |
| 0.1 | −0.2 | −5.1 | −1.9 | |
| 2.7 | 2.8 | 3.7 | 4.5 | |
| 25.3% | 25.1% | 18.7% | 27.9% | |
| 2 | 2.1 | 3 | 3.3 | |
| – | +3.6% | +43.9% | +9.7% | |
| 5.65 | 5.85 | 8.43 | 9.25 |
Forecast
Balance sheet
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 3.5 | 3.5 | 3.5 | 3.5 | |
| 29 | 31.1 | 34 | 37.3 | |
| 34.5 | 32.2 | 21.5 | 19.1 | |
| 1.5 | 1.5 | 2 | 1.6 | |
| 68.6 | 68.3 | 61.1 | 61.6 | |
| 0.4 | 0.3 | 0.8 | 0.9 | |
| 0.2 | 0.2 | 0.7 | 0.1 | |
| 0.2 | 0.2 | 0.1 | 0.1 | |
| 3.1 | 1.6 | 2.2 | 2.2 | |
| 64.7 | 66 | 57.3 | 58.3 | |
| 68.6 | 68.3 | 61.1 | 61.6 |
Cash flow
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| −2.9 | 0.7 | 11.1 | 3 | |
| 0.1 | 0.1 | 0.2 | −0.7 | |
| 1.6 | −2.3 | −10.7 | −2.4 | |
| −1.2 | −1.5 | 0.6 | −0.1 | |
| −0 | −0 | −0 | −0.8 | |
| −3 | 0.7 | 11.1 | 2.2 |
Shareholding pattern
This company is listed only on BSE, so there’s no NSE category split. See Major shareholders below for the named holders.
Major shareholders
Filings & events
News
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