Money Masters Leasing & Finance (BSE: MMLF) had a P/E of 11.0× on 6 Nov 2026, and the shares are 34% below their 52-week high. Its ROE of 2.3% is the lowest among the 7 largest Credit Services peers, and net profit fell 10.0% a year over 3 years. For banks and lenders, ROCE and debt-to-equity are not used; it trades at 0.47× book value. It is a small-cap company with a market cap of ₹7.73 Cr, ranked 178th of 193 Credit Services companies by market cap; the shares fell 31% over the past year.
- ₹0.80
- ₹0.80
- ₹0.75
- ₹0.74
- 60.1K
Health check
- ReturnsBehind
−31.5% over a year, better than 1 of 7 peers.
- Price tagCheaper
P/B 0.47 vs peer median 2.62.
- GrowthShrinking
Profit −10.0% a year over 3 years.
- ProfitabilityWeak
ROE 2.3% vs peer median 18.7%.
- Balance sheetn/a
Asset quality (bad loans) isn’t in our data.
- Red flags3 to check
Return on equity is low at 2.3%.
Small cap
Defensive
Key metrics
- Market cap
- ₹7.73 Cr
- Small cap
- P/E
- 11.0
- Industry 15.5
- Price to book
- 0.47
- Peers 2.62
- Dividend yield
- 0.00%
- ROE
- 2.3%
- Peers 18.7%
- ROCE
- n/m
- Not meaningful for lenders
- Debt to equity
- n/m
- Not meaningful for lenders
- EPS (TTM)
- ₹0.07
- OPM (TTM)
- 30.3%
- Net margin 30.9%
- Sales growth
- n/m
- Not meaningful for lenders
- Profit growth
- −43.3%
- Latest quarter vs a year ago
- Price to sales
- 7.75
Strengths and risks
Risks to check
- Return on equity is low at 2.3%.
- Quarterly profit down 43.3% on a year ago.
- 34% below its 52-week high.
About Money Masters Leasing & Finance
Money Masters Leasing & Finance Limited, a non-banking financial company, engages in leasing and finance business in India. The company offers hire-purchase loans for vehicles, auto rickshaws, equipment, and small-ticket assets. It is also involved in the acceptance of deposits and lending for retail, SMEs, and commercial customers, as well as gold loan financing. In addition, the company offers loans for personal, domestic appliances, and asset purchase…
- Headquarters
- Mumbai
- Employees
- 6
- Sector
- Financial Services
- ISIN
- INE340O01021
- Website
- moneymasterscc.in
Price range
- Avg volume (3M)
- 55.6K
- 1-year return
- minus 31.5%
- From 52-week high
- minus 34.2%
Peers · Credit Services
| Company | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| BAJFINANCEBajaj Finance | 1,087.75 | plus 1.66% | 6,77,005 | 31.3 | 5.49 | 19.0% | 3.8% | 18.2% | 0.50% | plus 1.2% |
| SHRIRAMFINShriram Finance | 961.15 | minus 0.30% | 2,26,167 | 16.0 | 2.03 | 14.8% | 3.9% | 18.6% | 1.80% | plus 21.0% |
| CHOLAFINCholamandalam Investment and Finance Company | 1,785.00 | plus 1.42% | 1,53,103 | 24.5 | 4.41 | 20.6% | 2.6% | 25.2% | 0.11% | plus 0.8% |
| TATACAPTata Capital | 358.05 | plus 2.93% | 1,50,979 | 25.4 | 3.10 | 14.1% | 2.2% | – | 0.16% | plus 5.6% |
| MUTHOOTFINMuthoot Finance | 2,869.00 | plus 1.06% | 1,15,181 | 9.4 | 2.62 | 31.6% | 6.3% | 43.1% | 1.05% | minus 11.0% |
| PFCPower Finance Corporation | 328.80 | minus 0.18% | 1,08,507 | 4.1 | 0.74 | 18.7% | 2.7% | 17.7% | 4.99% | minus 16.9% |
| IRFCIndian Railway Finance Corporation | 80.43 | plus 0.37% | 1,05,110 | 14.3 | 1.73 | 12.6% | 1.4% | 4.4% | 2.74% | minus 34.4% |
| MMLFMoney Masters Leasing & Finance | 0.77 | plus 4.05% | 8 | 11.0 | 0.47 | 2.3% | – | −10.0% | 0.00% | minus 31.5% |
| Median of 7 peers | – | 1.06% | 1,50,979 | 16.0 | 2.62 | 18.7% | 2.7% | 18.4% | 1.05% | 0.8% |
Quarterly results
| ₹ Cr | Jun 25 | Sep 25 | Dec 25 | Mar 26 | Jun 26 |
|---|---|---|---|---|---|
| 0.3 | 0.2 | 0.9 | 0.4 | 0.3 | |
| 0.2 | 0.3 | 0.5 | 0.3 | 0.2 | |
| 0.1 | −0 | 0.4 | 0.1 | 0.1 | |
| 35.4% | −20.4% | 46.3% | 31.2% | 21.2% | |
| 0 | 0 | 0 | 0 | 0 | |
| 0 | 0 | 0 | 0 | 0 | |
| 0.1 | −0 | 0.4 | 0.1 | 0.1 | |
| 0.1 | −0 | 0.4 | 0.1 | 0.1 | |
| 0.01 | 0.01 | 0.01 | 0.04 | 0.01 |
Profit & loss
- Profit CAGR 3Y
- −10.0%
- EPS CAGR 3Y
- −6.5%
- ROE
- 2.3%
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 2.2 | 2.1 | 2.1 | 1.5 | |
| – | minus 7.9% | +3.1% | minus 29.2% | |
| 0.7 | 0.7 | 0.9 | 0.5 | |
| 1.5 | 1.4 | 1.3 | 1 | |
| 67.3% | 68.1% | 58.7% | 65.4% | |
| 0 | −0.1 | 0 | −0 | |
| 0.8 | 0.7 | 0.6 | 0.5 | |
| 0 | 0 | 0 | 0 | |
| 0.7 | 0.7 | 0.7 | 0.5 | |
| 28.0% | 26.0% | 26.0% | 25.2% | |
| 0.5 | 0.5 | 0.5 | 0.4 | |
| – | +4.0% | +0.7% | minus 30.3% | |
| 0.05 | 0.68 | 0.05 | 0.04 |
Forecast
Balance sheet
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 11.9 | 12.7 | 12.7 | 11.6 | |
| 2.2 | 2.7 | 3.1 | 3.4 | |
| 11.6 | 12.6 | 12.8 | 13.7 | |
| 1.2 | 1.5 | 1.5 | 1.8 | |
| 26.8 | 29.4 | 30.1 | 30.5 | |
| 0.1 | 0 | 0 | 0 | |
| 0 | 0.2 | 0.1 | 0 | |
| 26.8 | 29.2 | 30 | 30.5 | |
| 26.8 | 29.4 | 30.1 | 30.5 |
Cash flow
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 1 | 0.6 | 0.6 | 0.6 | |
| −0.4 | −2.5 | −0.8 | −0.5 | |
| −0.5 | 2 | 0.1 | −0.2 | |
| 0 | 0.2 | −0.1 | −0.1 | |
| 1 | 0.6 | 0.6 | 0.6 | |
| −0 | −0 | −0.1 | −0 |
Shareholding pattern
This company is listed only on BSE, so there’s no NSE category split. See Major shareholders below for the named holders.
Major shareholders
Filings & events
News
No recent news coverage found.