As of 6 Nov 2026, Moneyboxx Finance trades at 206.7× trailing earnings, and the shares are 50% below their 52-week high. Its ROE of 0.5% is the lowest among the 7 largest Credit Services peers. ROCE and debt-to-equity are not meaningful for banks and lenders; it trades at 0.93× book value. It is a small-cap company with a market cap of ₹274 Cr, ranked 66th of 193 Credit Services companies by market cap; the shares fell 51% over the past year.
- ₹41.35
- ₹41.35
- ₹38.75
- ₹40.38
- 11.1K
Health check
- ReturnsBehind
−50.6% over a year, better than 0 of 7 peers.
- Price tagCheaper
P/B 0.93 vs peer median 2.62.
- Growthn/a
Not enough yearly results to measure.
- ProfitabilityWeak
ROE 0.5% vs peer median 18.7%.
- Balance sheetn/a
Asset quality (bad loans) isn’t in our data.
- Red flags3 to check
Return on equity is low at 0.5%.
Small cap
Defensive
Key metrics
- Market cap
- ₹274 Cr
- Small cap
- P/E
- 206.7
- Industry 15.5
- Price to book
- 0.93
- Peers 2.62
- Dividend yield
- 0.00%
- ROE
- 0.5%
- Peers 18.7%
- ROCE
- n/m
- Not meaningful for lenders
- Debt to equity
- n/m
- Not meaningful for lenders
- EPS (TTM)
- ₹0.19
- Face value ₹10
- OPM (TTM)
- 6.6%
- Net margin 1.1%
- Sales growth
- n/m
- Not meaningful for lenders
- Profit growth
- −15.0%
- Latest quarter vs a year ago
- Price to sales
- 2.37
Strengths and risks
Strengths
- Promoter stake up from 44.6% to 46.8%.
Risks to check
- Return on equity is low at 0.5%.
- Quarterly profit down 15.0% on a year ago.
- 50% below its 52-week high.
About Moneyboxx Finance
Moneyboxx Finance Limited, a non-banking financial company, engages in the lending and allied activities in India. The company offers loans under the Moneyboxx Vyapaar name for small and medium-sized enterprises; value-added services, renewable energy loans; and commercial and MSME loans. It also operates Sikka App, an application that enables customers to apply and track loan applications and manage EMIs. The company was formerly known as Dhanuka…
- Headquarters
- Mumbai
- Employees
- 1,830
- Sector
- Financial Services
- ISIN
- INE296Q01012
- Website
- moneyboxxfinance.com
Price range
- Avg volume (3M)
- 61.7K
- 1-year return
- minus 50.6%
- From 52-week high
- minus 50.3%
Peers · Credit Services
| Company | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| BAJFINANCEBajaj Finance | 1,087.75 | plus 1.66% | 6,77,005 | 31.3 | 5.49 | 19.0% | 3.8% | 18.2% | 0.50% | plus 1.2% |
| SHRIRAMFINShriram Finance | 961.15 | minus 0.30% | 2,26,167 | 16.0 | 2.03 | 14.8% | 3.9% | 18.6% | 1.80% | plus 21.0% |
| CHOLAFINCholamandalam Investment and Finance Company | 1,785.00 | plus 1.42% | 1,53,103 | 24.5 | 4.41 | 20.6% | 2.6% | 25.2% | 0.11% | plus 0.8% |
| TATACAPTata Capital | 358.05 | plus 2.93% | 1,50,979 | 25.4 | 3.10 | 14.1% | 2.2% | – | 0.16% | plus 5.6% |
| MUTHOOTFINMuthoot Finance | 2,869.00 | plus 1.06% | 1,15,181 | 9.4 | 2.62 | 31.6% | 6.3% | 43.1% | 1.05% | minus 11.0% |
| PFCPower Finance Corporation | 328.80 | minus 0.18% | 1,08,507 | 4.1 | 0.74 | 18.7% | 2.7% | 17.7% | 4.99% | minus 16.9% |
| IRFCIndian Railway Finance Corporation | 80.43 | plus 0.37% | 1,05,110 | 14.3 | 1.73 | 12.6% | 1.4% | 4.4% | 2.74% | minus 34.4% |
| MONEYBOXXMoneyboxx Finance | 39.28 | minus 2.72% | 274 | 206.7 | 0.93 | 0.4% | – | – | 0.00% | minus 50.6% |
| Median of 7 peers | – | 1.06% | 1,50,979 | 16.0 | 2.62 | 18.7% | 2.7% | 18.4% | 1.05% | 0.8% |
Quarterly results
| ₹ Cr | Jun 25 | Sep 25 | Dec 25 | Mar 26 | Jun 26 |
|---|---|---|---|---|---|
| 53.8 | 53.6 | 52.2 | 48.7 | 47.7 | |
| 47.9 | 47.1 | 47.3 | 47.3 | 47.1 | |
| 5.9 | 6.4 | 4.9 | 1.4 | 0.6 | |
| 11.0% | 12.0% | 9.3% | 2.8% | 1.2% | |
| 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | |
| 2.5 | 2.4 | 2.4 | 2.5 | 2.6 | |
| −3.1 | −3.8 | −2.1 | 1.5 | 2.1 | |
| 0.4 | 0.3 | 0.4 | 0.5 | 0.2 | |
| 43.9% | 11.0% | 19.8% | −0.5% | 14.6% | |
| 0.2 | 0.3 | 0.3 | 0.5 | 0.2 | |
| 0.04 | 0.04 | 0.04 | 0.07 | 0.03 |
Profit & loss
- ROE
- 0.5%
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 49.4 | 115 | 181 | 201 | |
| – | +132.9% | +57.3% | +11.1% | |
| 54.7 | 113 | 187 | 219 | |
| −5.3 | 2.2 | −5.5 | −17.6 | |
| −10.7% | 1.9% | −3.0% | −8.7% | |
| 0.7 | 2.4 | 5.5 | 7 | |
| 0.4 | 1 | 2 | 1.7 | |
| 1.7 | 3.3 | 7.7 | 9.7 | |
| −3.2 | 10.3 | 12.6 | 23.6 | |
| −9.9 | 10.6 | 3 | 1.7 | |
| 31.6% | 13.4% | 57.8% | 18.7% | |
| −6.8 | 9.1 | 1.2 | 1.3 | |
| – | – | minus 86.3% | +7.4% | |
| -1.47 | 1.70 | 0.20 | 0.20 |
Forecast
Balance sheet
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 24.9 | 30.5 | 32.7 | 69.8 | |
| 51.5 | 138 | 228 | 226 | |
| 234 | 446 | 645 | 675 | |
| 20.5 | 54.7 | 38.1 | 23.6 | |
| 331 | 669 | 944 | 995 | |
| 6.6 | 14.3 | 19.2 | 14.4 | |
| 3.2 | – | – | – | |
| 5.8 | 2.2 | 10.5 | 60 | |
| 62.2 | 139 | 193 | 188 | |
| 253 | 514 | 721 | 733 | |
| 331 | 669 | 944 | 995 |
Cash flow
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| −124 | −224 | −225 | −32.5 | |
| −10.5 | −21.3 | −11.5 | −80.4 | |
| 185 | 284 | 273 | 63.6 | |
| 50.5 | 39.4 | 36.1 | −49.2 | |
| −4.4 | −5.9 | −9.4 | −17.4 | |
| −129 | −230 | −234 | −49.8 |
Shareholding pattern
- Promoters46.79%
- Public53.21%
| Quarter | Split | Promoters | Public | Promoter change |
|---|---|---|---|---|
| 30 Sep 2026 | 46.79% | 53.21% | 0.00 | |
| 30 Jun 2026 | 46.79% | 53.21% | 0.00 | |
| 31 Mar 2026 | 46.79% | 53.21% | 0.00 | |
| 3 Mar 2026 | 46.79% | 53.21% | plus 2.20 | |
| 31 Dec 2025 | 44.59% | 55.41% | – |
Major shareholders
Filings & events
News
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