As of 5 Nov 2026, Moongipa Capital Finance trades at 28.9× trailing earnings, and the shares are 16% below their 52-week high. Its ROE of 2.2% is the lowest among the 7 largest Credit Services peers. ROCE and debt-to-equity are not meaningful for banks and lenders; it trades at 0.72× book value. It is a small-cap company with a market cap of ₹18 Cr, ranked 147th of 193 Credit Services companies by market cap; the shares rose 6.4% over the past year.
- ₹17.86
- ₹19.35
- ₹17.75
- ₹19.35
- 752
Health check
- ReturnsAhead
+6.4% over a year, better than 6 of 7 peers.
- Price tagCheaper
P/B 0.72 vs peer median 2.62.
- Growthn/a
Not enough yearly results to measure.
- ProfitabilityWeak
ROE 2.2% vs peer median 18.7%.
- Balance sheetSolid
Return on assets 1.67%. Bad-loan data isn’t covered.
- Red flags2 to check
Return on equity is low at 2.2%.
Small cap
Market sensitivity
Key metrics
- Market cap
- ₹18 Cr
- Small cap
- P/E
- 28.9
- Industry 15.5
- Price to book
- 0.72
- Peers 2.62
- Dividend yield
- 0.00%
- ROE
- 2.2%
- Peers 18.7%
- ROCE
- n/m
- Not meaningful for lenders
- Debt to equity
- n/m
- Not meaningful for lenders
- EPS (TTM)
- ₹0.67
- OPM (TTM)
- 10.4%
- Net margin 5.0%
- Sales growth
- n/m
- Not meaningful for lenders
- Profit growth
- −12.1%
- Latest quarter vs a year ago
- Price to sales
- 1.65
Strengths and risks
Risks to check
- Return on equity is low at 2.2%.
- Quarterly profit down 12.1% on a year ago.
About Moongipa Capital Finance
Moongipa Capital Finance Limited, a non-banking finance company, provides a suite of financing products in India. The company offers unsecured corporate and personal financing; retail loans; micro-finance; and electric vehicle (EV) financing, salary-linked credit, and personal and business loans. It also trades in securities. In addition, the company invests in shares of listed and unlisted companies and other securities. Moongipa Capital Finance Limited…
- Headquarters
- New Delhi
- Employees
- 8
- Sector
- Financial Services
- ISIN
- INE153K01018
- Website
- mongipa.com
Price range
- Avg volume (3M)
- 11.4K
- 1-year return
- plus 6.4%
- From 52-week high
- minus 15.9%
Peers · Credit Services
| Company | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| BAJFINANCEBajaj Finance | 1,087.75 | plus 1.66% | 6,77,005 | 31.3 | 5.49 | 19.0% | 3.8% | 18.2% | 0.50% | plus 1.2% |
| SHRIRAMFINShriram Finance | 961.15 | minus 0.30% | 2,26,167 | 16.0 | 2.03 | 14.8% | 3.9% | 18.6% | 1.80% | plus 21.0% |
| CHOLAFINCholamandalam Investment and Finance Company | 1,785.00 | plus 1.42% | 1,53,103 | 24.5 | 4.41 | 20.6% | 2.6% | 25.2% | 0.11% | plus 0.8% |
| TATACAPTata Capital | 358.05 | plus 2.93% | 1,50,979 | 25.4 | 3.10 | 14.1% | 2.2% | – | 0.16% | plus 5.6% |
| MUTHOOTFINMuthoot Finance | 2,869.00 | plus 1.06% | 1,15,181 | 9.4 | 2.62 | 31.6% | 6.3% | 43.1% | 1.05% | minus 11.0% |
| PFCPower Finance Corporation | 328.80 | minus 0.18% | 1,08,507 | 4.1 | 0.74 | 18.7% | 2.7% | 17.7% | 4.99% | minus 16.9% |
| IRFCIndian Railway Finance Corporation | 80.43 | plus 0.37% | 1,05,110 | 14.3 | 1.73 | 12.6% | 1.4% | 4.4% | 2.74% | minus 34.4% |
| MONGIPAMoongipa Capital Finance | 19.35 | 0.00% | 18 | 28.9 | 0.72 | 2.2% | 1.7% | – | 0.00% | plus 6.4% |
| Median of 7 peers | – | 1.06% | 1,50,979 | 16.0 | 2.62 | 18.7% | 2.7% | 18.4% | 1.05% | 0.8% |
Quarterly results
| ₹ Cr | Mar 25 | Jun 25 | Dec 25 | Mar 26 | Jun 26 |
|---|---|---|---|---|---|
| 0.7 | 1.9 | 1.6 | 2.6 | 2.9 | |
| – | – | – | +257.2% | +48.7% | |
| 1.1 | 0.7 | 1.4 | 4.3 | 1.7 | |
| −0.4 | 1.2 | 0.2 | −1.6 | 1.1 | |
| −54.9% | 61.9% | 14.8% | −61.8% | 39.8% | |
| 0.1 | 0 | 0.2 | 0 | 0 | |
| 0 | 0 | 0 | 0 | 0 | |
| −0.3 | 1.2 | 0.4 | −1.6 | 1.2 | |
| −72.2% | 22.7% | 48.7% | 37.7% | 28.2% | |
| −0.5 | 0.9 | 0.2 | −1 | 0.8 | |
| -0.58 | 1.03 | 0.24 | -1.10 | 0.91 |
Profit & loss
- ROE
- 2.2%
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 1.7 | 8.6 | 7.5 | 10.5 | |
| – | +414.5% | minus 12.8% | +40.1% | |
| 4 | 6.8 | 5.8 | 10.3 | |
| −2.4 | 1.8 | 1.7 | 0.2 | |
| −141.3% | 21.3% | 22.9% | 1.7% | |
| 0 | 0.1 | 0.2 | 1 | |
| 0 | 0 | 0.1 | 0.7 | |
| 0.1 | 0.1 | 0 | 0.1 | |
| 0.1 | 0.1 | 0.3 | 0.4 | |
| −2.3 | 1.9 | 2.1 | 0.8 | |
| 32.6% | 10.5% | 34.8% | 5.9% | |
| −1.5 | 1.7 | 1.4 | 0.7 | |
| – | – | minus 21.1% | minus 47.1% | |
| -3.17 | 3.63 | 3.01 | 0.79 |
Forecast
Balance sheet
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 3.1 | 3.1 | 9.2 | 9.2 | |
| 1.6 | 3.4 | 13.7 | 14.4 | |
| 0.1 | – | 7 | 5.3 | |
| 0.1 | 0.2 | 0.7 | 0.2 | |
| 4.8 | 6.6 | 30.5 | 29.1 | |
| 0.2 | 0.2 | 0.1 | 0.2 | |
| 2.6 | 1.4 | 1.2 | 4.1 | |
| 0.6 | 0.8 | 5.7 | 1 | |
| 1.4 | 4.2 | 23.5 | 23.8 | |
| 4.8 | 6.6 | 30.5 | 29.1 |
Cash flow
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| −1.4 | −2 | −17.6 | −0.2 | |
| 1.2 | 2.1 | −4.4 | 2.6 | |
| 0.1 | −0.1 | 22 | −2.4 | |
| −0.1 | 0.1 | −0.1 | 0 | |
| – | −0 | −0 | −0.1 | |
| −1.4 | −2 | −17.6 | −0.3 |
Shareholding pattern
This company is listed only on BSE, so there’s no NSE category split. See Major shareholders below for the named holders.
Major shareholders
Filings & events
News
No recent news coverage found.