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Nalin Lease Finance (BSE: NLFL) had a P/E of 7.3× on 6 Nov 2026, and the shares are 26% below their 52-week high. Its ROE of 9.7% is the lowest among the 7 largest Credit Services peers, and net profit grew 2.0% a year over 3 years. For banks and lenders, ROCE and debt-to-equity are not used; it trades at 0.67× book value. It is a small-cap company with a market cap of ₹27 Cr, ranked 131st of 193 Credit Services companies by market cap; the shares fell 13% over the past year.

As of 6 Nov 2026Prices are delayed about 15 minutes; fundamentals are from the quarter ended Sep 2026.How we calculate this

past year
Open
₹41.50
Day high
₹41.50
Day low
₹41.50
Prev. close
₹41.11
Volume
1

Health check

3 good · 3 to check
  • ReturnsBehind

    −12.5% over a year, better than 2 of 7 peers.

  • Price tagCheaper

    P/B 0.67 vs peer median 2.62.

  • GrowthSlow

    Profit +2.0% a year over 3 years.

  • ProfitabilityWeak

    ROE 9.7% vs peer median 18.7%.

  • Balance sheetSolid

    Return on assets 7.69%. Bad-loan data isn’t covered.

  • Red flagsNone found

    No warning signs in the headline numbers.

Compared with 7 industry peers. Computed from reported figures. Educational, not a recommendation.

Credit Services

192 listed peers. Screen the industry

Small cap

₹27 Cr, #131 of 193 in its industry by size.

Defensive

Beta 0.41 vs the NIFTY 50: moves less than the market.

Key metrics

Last 12 months to Sep 2026: sales ₹8 Cr · profit ₹4 Cr
Market cap
₹27 Cr
Small cap
P/E
7.3
Industry 15.5
Price to book
0.67
Peers 2.62
Dividend yield
0.00%
ROE
9.7%
Peers 18.7%
ROCE
n/m
Not meaningful for lenders
Debt to equity
n/m
Not meaningful for lenders
EPS (TTM)
₹5.72
OPM (TTM)
62.4%
Net margin 45.7%
Sales growth
n/m
Not meaningful for lenders
Profit growth
+50.8%
Latest quarter vs a year ago
Price to sales
3.31
EV/EBITDA 6.3

Strengths and risks

Strengths

  • Quarterly profit up 50.8% on a year ago.

No obvious red flags in the headline numbers.

Derived automatically from reported figures. Not a recommendation.

About Nalin Lease Finance

Nalin Lease Finance Limited, a non-banking financing company, provides fund based services in India. It offers financial services, which include gold loans, vehicle loans, business loans, lease financing, and hire purchase. The company was incorporated in 1990 and is based in Himatnagar, India.

Headquarters
Himatnagar
Employees
16
Sector
Financial Services
ISIN
INE606C01012
Website
nalinfin.co.in

Price range

52 weeks

₹34.35₹56.00

Today

₹41.50₹41.50
Avg volume (3M)
1.2K
1-year return
minus 12.5%
From 52-week high
minus 25.9%

Peers · Credit Services

Bank and NBFC columns

Compare with peersScreen the whole industry
Company
BAJFINANCEBajaj Finance1,087.75plus 1.66%6,77,00531.35.4919.0%3.8%18.2%0.50%plus 1.2%
SHRIRAMFINShriram Finance961.15minus 0.30%2,26,16716.02.0314.8%3.9%18.6%1.80%plus 21.0%
CHOLAFINCholamandalam Investment and Finance Company1,785.00plus 1.42%1,53,10324.54.4120.6%2.6%25.2%0.11%plus 0.8%
TATACAPTata Capital358.05plus 2.93%1,50,97925.43.1014.1%2.2%–0.16%plus 5.6%
MUTHOOTFINMuthoot Finance2,869.00plus 1.06%1,15,1819.42.6231.6%6.3%43.1%1.05%minus 11.0%
PFCPower Finance Corporation328.80minus 0.18%1,08,5074.10.7418.7%2.7%17.7%4.99%minus 16.9%
IRFCIndian Railway Finance Corporation80.43plus 0.37%1,05,11014.31.7312.6%1.4%4.4%2.74%minus 34.4%
NLFLNalin Lease Finance41.50plus 0.95%277.30.679.7%7.7%2.0%0.00%minus 12.5%
Median of 7 peers–1.06%1,50,97916.02.6218.7%2.7%18.4%1.05%0.8%

Quarterly results

Consolidated, ₹ crore
SalesSelect a row below to chart it
₹ CrSep 25Dec 25Mar 26Jun 26Sep 26
1.61.81.82.12.4
0.70.70.80.80.8
0.91.111.41.6
58.0%59.0%57.4%64.8%66.5%
0.100.70.30.1
00.10.10.10.1
0.1−0−1−0.1−0.1
1.110.71.51.5
29.1%27.4%−10.3%27.5%25.2%
0.80.80.71.11.1
1.161.141.131.701.75

Profit & loss

Yearly, ₹ crore
Profit CAGR 3Y
+2.0%
EPS CAGR 3Y
+2.1%
ROE
9.7%
Net profitSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
5.66.26.26.9
–+11.0%minus 0.2%+11.2%
1.72.422.2
3.93.84.24.7
69.6%61.3%67.3%68.5%
0.210.40.1
0.10.30.40.5
0.10.20.20.2
0.10.70.3−0
45.24.44.1
25.1%25.5%20.4%23.1%
33.83.53.2
–+28.6%minus 8.5%minus 9.8%
4.565.875.374.85

Forecast

Your assumptions, not a prediction

Balance sheet

At each financial year end, ₹ crore
Total assetsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
6.66.66.66.6
21.12528.531.7
1.54.31.510.4
1.11.41.11
30.337.237.649.7
11.61.31.4
0.1–––
3.37.84.72
2.22.411.1
23.725.530.645.2
30.337.237.649.7

Cash flow

Yearly, ₹ crore
Cash from operationsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
3.71.1−3−11.2
−4.3−4.55.62.4
1.12.7−2.88.9
0.5−0.6−0.30
−0.7−0.1−0.1−1.1
31.1−3.1−12.3

Shareholding pattern

This company is listed only on BSE, so there’s no NSE category split. See Major shareholders below for the named holders.

Major shareholders

BSE filing

Filings & events

News

No recent news coverage found.

My notes

Private to you