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Piramal Finance (PIRAMALFIN) had a P/E of 25.9× on 6 Nov 2026. Its ROE of 6.5% is the lowest among the 7 largest Credit Services peers. ROCE and debt-to-equity are not meaningful for banks and lenders; it trades at 1.59× book value and its dividend yield is 0.5%. It is a mid-cap company with a market cap of ₹51,262 Cr, ranked 11th of 193 Credit Services companies by market cap; the shares rose 56% over the past year.

As of 6 Nov 2026Prices are delayed about 15 minutes; fundamentals are from the quarter ended Sep 2026.How we calculate this

past year
Open
₹2,050.00
Day high
₹2,201.00
Day low
₹2,050.00
Prev. close
₹2,119.60
Volume
3.2 L

Health check

3 good · 2 to check
  • ReturnsAhead

    +55.6% over a year, better than 7 of 7 peers.

  • Price tagCheaper

    P/B 1.59 vs peer median 2.62.

  • Growthn/a

    Not enough yearly results to measure.

  • ProfitabilityWeak

    ROE 6.5% vs peer median 18.7%.

  • Balance sheetSolid

    Return on assets 1.73%. Bad-loan data isn’t covered.

  • Red flags1 to check

    Return on equity is low at 6.5%.

Compared with 7 industry peers. Computed from reported figures. Educational, not a recommendation.

Credit Services

192 listed peers. Screen the industry

Mid cap

₹51,262 Cr, #11 of 193 in its industry by size.

Market sensitivity

Measuring against the NIFTY 50…

Key metrics

Last 12 months to Sep 2026: sales ₹5,381 Cr · profit ₹1,899 Cr
Market cap
₹51,262 Cr
Mid cap
P/E
25.9
Industry 15.5
Price to book
1.59
Peers 2.62
Dividend yield
0.51%
ROE
6.5%
Peers 18.7%
ROCE
n/m
Not meaningful for lenders
Debt to equity
n/m
Not meaningful for lenders
EPS (TTM)
₹83.56
Face value ₹2
OPM (TTM)
22.8%
Net margin 35.3%
Sales growth
n/m
Not meaningful for lenders
Profit growth
+64.8%
Latest quarter vs a year ago
Price to sales
9.53

Strengths and risks

Strengths

  • Quarterly profit up 64.8% on a year ago.

Risks to check

  • Return on equity is low at 6.5%.

Derived automatically from reported figures. Not a recommendation.

About Piramal Finance

Piramal Finance Limited, a housing finance company, provides financing solutions to corporate and private customers in India. It offers housing loans, such as home, construction, and home renovation and extension loan; business loans, which include working capital loan, loan against property and secured business loan, as well as loans for growing business, consolidate business needs, and professionals; and real estate financing, corporate finance,…

Headquarters
Mumbai
Employees
16,684
Sector
Financial Services
ISIN
INE202B01038
Website
piramalfinance.com

Price range

52 weeks

₹1,325.00₹2,326.40

Today

₹2,050.00₹2,201.00
Avg volume (3M)
3.8 L
1-year return
plus 55.6%
From 52-week high
minus 7.1%

Analyst consensus

10 analysts
No consensusMean target ₹2,315.50 plus 7.1%

Target range, with today’s price

Low ₹1,200.00High ₹2,800.00

Consensus from Yahoo Finance. Not a recommendation.

Peers · Credit Services

Bank and NBFC columns

Compare with peersScreen the whole industry
Company
BAJFINANCEBajaj Finance1,087.75plus 1.66%6,77,00531.35.4919.0%3.8%18.2%0.50%plus 1.2%
SHRIRAMFINShriram Finance961.15minus 0.30%2,26,16716.02.0314.8%3.9%18.6%1.80%plus 21.0%
CHOLAFINCholamandalam Investment and Finance Company1,785.00plus 1.42%1,53,10324.54.4120.6%2.6%25.2%0.11%plus 0.8%
TATACAPTata Capital358.05plus 2.93%1,50,97925.43.1014.1%2.2%–0.16%plus 5.6%
MUTHOOTFINMuthoot Finance2,869.00plus 1.06%1,15,1819.42.6231.6%6.3%43.1%1.05%minus 11.0%
PFCPower Finance Corporation328.80minus 0.18%1,08,5074.10.7418.7%2.7%17.7%4.99%minus 16.9%
IRFCIndian Railway Finance Corporation80.43plus 0.37%1,05,11014.31.7312.6%1.4%4.4%2.74%minus 34.4%
PIRAMALFINPiramal Finance2,161.80plus 1.99%51,26225.91.596.5%1.7%–0.51%plus 55.6%
Median of 7 peers–1.06%1,50,97916.02.6218.7%2.7%18.4%1.05%0.8%

Quarterly results

Consolidated, ₹ crore
SalesSelect a row below to chart it
₹ CrSep 25Dec 25Mar 26Jun 26Sep 26
2,7092,8572,9913,2143,387
2,1942,3982,1012,4702,639
515459891744748
19.0%16.1%29.8%23.2%22.1%
136140101214140
155576455658.4
−246−215158−460−250
249328505443580
−31.1%−22.3%0.6%−4.1%6.0%
327400501459539
14.4917.5022.0120.2722.81

Profit & loss

Yearly, ₹ crore
ROE
6.5%
Net profitSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
6,4996,5698,56810,371
–+1.1%+30.4%+21.0%
5,0015,5457,6539,075
1,4981,0249151,296
23.0%15.6%10.7%12.5%
−8,8934651,8461,105
14111356.859.3
100152214903
−5,157−4,839−1,846−56.6
−12,794−3,6166451,383
42.1%45.4%24.7%−8.9%
−7,401−1,9754851,504
-328.14-87.5721.5266.03

Forecast

Your assumptions, not a prediction

Balance sheet

At each financial year end, ₹ crore
Total assetsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
21423445.145.2
−65.8−84.727,05128,103
40845665,57779,989
6754.12,2712,409
62365994,9431,10,546
5.26.2522376
1208510,1738,984
44.2379,7617,738
45353074,48793,448
62365994,9431,10,546

Cash flow

Yearly, ₹ crore
Cash from operationsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
5,503−6,431−8,119−15,892
1,29270.4−1,7882,631
−9,4876,38911,62512,393
−2,692291,718−869
−145−253−274−116
5,358−6,684−8,393−16,009
––−225−249

Shareholding pattern

Source: NSE filings
44.2%
promoters
  • Promoters44.22%
  • Public55.74%
  • Employee trusts0.04%
  • As of 30 Sep 2026
QuarterSplitPromotersPublicPromoter change
30 Sep 202644.22%55.74%0.00
28 Aug 202644.22%55.58%minus 1.94
30 Jun 202646.16%53.62%0.00
31 Mar 202646.16%53.54%0.00
31 Dec 202546.16%53.43%–

Major shareholders

NSE filing

Filings & events

News

No recent news coverage found.

My notes

Private to you