On 6 Nov 2026, PMC Fincorp was priced at ₹1.82, or 22.8× trailing earnings, and the shares are 20% below their 52-week high. Its ROE of 3.5% is the lowest among the 7 largest Credit Services peers. ROCE and debt-to-equity are not meaningful for banks and lenders; it trades at 0.40× book value. It is a small-cap company with a market cap of ₹130 Cr, ranked 82nd of 193 Credit Services companies by market cap; the shares fell 3.1% over the past year.
- ₹1.85
- ₹1.85
- ₹1.81
- ₹1.86
- 1.5 L
Health check
- ReturnsIn line
−3.1% over a year, better than 3 of 7 peers.
- Price tagCheaper
P/B 0.40 vs peer median 2.62.
- Growthn/a
Not enough yearly results to measure.
- ProfitabilityWeak
ROE 3.5% vs peer median 18.7%.
- Balance sheetn/a
Asset quality (bad loans) isn’t in our data.
- Red flags1 to check
Return on equity is low at 3.5%.
Small cap
Moves with the market
Key metrics
- Market cap
- ₹130 Cr
- Small cap
- P/E
- 22.8
- Industry 15.5
- Price to book
- 0.40
- Peers 2.62
- Dividend yield
- 0.00%
- ROE
- 3.5%
- Peers 18.7%
- ROCE
- n/m
- Not meaningful for lenders
- Debt to equity
- n/m
- Not meaningful for lenders
- EPS (TTM)
- ₹0.08
- OPM (TTM)
- 65.2%
- Net margin 40.9%
- Sales growth
- n/m
- Not meaningful for lenders
- Profit growth
- +5.6%
- Latest quarter vs a year ago
- Price to sales
- 8.30
Strengths and risks
Risks to check
- Return on equity is low at 3.5%.
About PMC Fincorp
PMC Fincorp Limited operates as a non-banking financial company in India. The company offers working capital solutions; and business loans and loans against securities. It engages in financing and investment related activities. The company was formerly known as Priti Mercantile Company Limited and changed its name to PMC Fincorp Limited in March 2014. PMC Fincorp Limited was incorporated in 1985 and is based in New Delhi, India.
- Headquarters
- New Delhi
- Employees
- 9
- Sector
- Financial Services
- ISIN
- INE793G01035
- Website
- pmcfincorp.com
Price range
- Avg volume (3M)
- 6.6 L
- 1-year return
- minus 3.1%
- From 52-week high
- minus 19.8%
Peers · Credit Services
| Company | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| BAJFINANCEBajaj Finance | 1,087.75 | plus 1.66% | 6,77,005 | 31.3 | 5.49 | 19.0% | 3.8% | 18.2% | 0.50% | plus 1.2% |
| SHRIRAMFINShriram Finance | 961.15 | minus 0.30% | 2,26,167 | 16.0 | 2.03 | 14.8% | 3.9% | 18.6% | 1.80% | plus 21.0% |
| CHOLAFINCholamandalam Investment and Finance Company | 1,785.00 | plus 1.42% | 1,53,103 | 24.5 | 4.41 | 20.6% | 2.6% | 25.2% | 0.11% | plus 0.8% |
| TATACAPTata Capital | 358.05 | plus 2.93% | 1,50,979 | 25.4 | 3.10 | 14.1% | 2.2% | – | 0.16% | plus 5.6% |
| MUTHOOTFINMuthoot Finance | 2,869.00 | plus 1.06% | 1,15,181 | 9.4 | 2.62 | 31.6% | 6.3% | 43.1% | 1.05% | minus 11.0% |
| PFCPower Finance Corporation | 328.80 | minus 0.18% | 1,08,507 | 4.1 | 0.74 | 18.7% | 2.7% | 17.7% | 4.99% | minus 16.9% |
| IRFCIndian Railway Finance Corporation | 80.43 | plus 0.37% | 1,05,110 | 14.3 | 1.73 | 12.6% | 1.4% | 4.4% | 2.74% | minus 34.4% |
| PMCFINPMC Fincorp | 1.82 | minus 2.15% | 130 | 22.8 | 0.40 | 3.5% | – | – | 0.00% | minus 3.1% |
| Median of 7 peers | – | 1.06% | 1,50,979 | 16.0 | 2.62 | 18.7% | 2.7% | 18.4% | 1.05% | 0.8% |
Quarterly results
| ₹ Cr | Jun 25 | Sep 25 | Dec 25 | Mar 26 | Jun 26 |
|---|---|---|---|---|---|
| 6.5 | 4.3 | 2.8 | 0.4 | 6.1 | |
| 1.1 | 1.9 | 1.8 | 0.7 | 0.4 | |
| 5.4 | 2.4 | 1 | −0.2 | 5.7 | |
| 83.1% | 56.3% | 36.3% | −56.7% | 93.6% | |
| 0 | 0.2 | −0 | 0 | 0 | |
| 0 | 0 | 0 | 0 | 0 | |
| 5.4 | 2.6 | 1 | −0.3 | 5.7 | |
| 24.4% | 26.0% | 48.8% | −55.4% | 24.6% | |
| 4.1 | 2 | 0.5 | −0.4 | 4.3 | |
| 0.05 | 0.03 | 0.01 | -0.01 | 0.05 |
Profit & loss
- ROE
- 3.5%
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| −1.2 | 15.6 | 21.2 | 14.1 | |
| – | – | +36.5% | minus 33.6% | |
| 3.3 | 3 | 2.7 | 4.8 | |
| −4.5 | 12.6 | 18.5 | 9.3 | |
| 379.0% | 80.9% | 87.3% | 66.1% | |
| 0 | 0.1 | 0 | −0 | |
| 0 | 0 | 0 | 0.4 | |
| 0 | 0.1 | 0.1 | 0.1 | |
| −1.8 | 0 | −0 | −0 | |
| −6.4 | 12.6 | 18.4 | 8.8 | |
| 0.0% | 9.9% | 22.1% | 30.1% | |
| −6.4 | 11.3 | 14.3 | 6.2 | |
| – | – | +26.5% | minus 57.1% | |
| -0.11 | 0.19 | 0.20 | 0.08 |
Forecast
Balance sheet
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 53.4 | 53.4 | 71.2 | 71.2 | |
| 50 | 61.8 | 97.8 | 114 | |
| 14.7 | 18.5 | 46.2 | – | |
| 15.9 | 2.5 | 5 | 4.2 | |
| 134 | 136 | 220 | 190 | |
| 0.3 | 0.2 | 0.2 | 0.1 | |
| 1.4 | 1.4 | 1.6 | 2.9 | |
| 15 | 20.7 | 66.6 | 18.3 | |
| 117 | 114 | 152 | 169 | |
| 134 | 136 | 220 | 190 |
Cash flow
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| −4.2 | 10 | −28 | −6.7 | |
| −21.2 | −0.7 | −1.6 | 3.6 | |
| 21.4 | −8.9 | 75.8 | −41 | |
| −3.9 | 0.4 | 46.3 | −44.2 | |
| −0.3 | – | −0 | −0 | |
| −4.5 | 10 | −28 | −6.7 | |
| – | – | – | −0.7 |
Shareholding pattern
This company is listed only on BSE, so there’s no NSE category split. See Major shareholders below for the named holders.
Major shareholders
Filings & events
News
No recent news coverage found.