As of 6 Nov 2026, Purple Finance trades at 346.1× trailing earnings, and the shares are 12% below their 52-week high. Its ROE of 0.8% is the lowest among the 7 largest Credit Services peers. ROCE and debt-to-equity are not meaningful for banks and lenders; it trades at 2.09× book value. It is a small-cap company with a market cap of ₹534 Cr, ranked 53rd of 193 Credit Services companies by market cap; the shares rose 68% over the past year.
- ₹65.30
- ₹69.80
- ₹65.30
- ₹69.60
- 2.6K
Health check
- ReturnsAhead
+68.0% over a year, better than 7 of 7 peers.
- Price tagCheaper
P/B 2.09 vs peer median 2.62.
- Growthn/a
Not enough yearly results to measure.
- ProfitabilityWeak
ROE 0.8% vs peer median 18.7%.
- Balance sheetThin
Return on assets 0.45%. Bad-loan data isn’t covered.
- Red flags1 to check
Return on equity is low at 0.8%.
Small cap
Moves with the market
Key metrics
- Market cap
- ₹534 Cr
- Small cap
- P/E
- 346.1
- Industry 15.5
- Price to book
- 2.09
- Peers 2.62
- Dividend yield
- 0.00%
- ROE
- 0.8%
- Peers 18.7%
- ROCE
- n/m
- Not meaningful for lenders
- Debt to equity
- n/m
- Not meaningful for lenders
- EPS (TTM)
- ₹0.20
- OPM (TTM)
- −40.3%
- Net margin 3.0%
- Sales growth
- n/m
- Not meaningful for lenders
- Profit growth
- n/a
- Year-ago quarter not reported
- Price to sales
- 11.36
Strengths and risks
Risks to check
- Return on equity is low at 0.8%.
About Purple Finance
Purple Finance Limited, a non-deposit taking non-banking financial company, provides secured business loans to micro and small business entrepreneurs in India. The company offers loans for business expansions; machinery and assets purchase; construction and renovation of business and residential premises; and working capital requirements. Purple Finance Limited was incorporated in 1993 and is based in Mumbai, India.
- Headquarters
- Mumbai
- Employees
- 462
- Sector
- Financial Services
- ISIN
- INE0CYK01015
- Website
- purplefinance.in
Price range
- Avg volume (3M)
- 31.7K
- 1-year return
- plus 68.0%
- From 52-week high
- minus 11.8%
Peers · Credit Services
| Company | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| BAJFINANCEBajaj Finance | 1,087.75 | plus 1.66% | 6,77,005 | 31.3 | 5.49 | 19.0% | 3.8% | 18.2% | 0.50% | plus 1.2% |
| SHRIRAMFINShriram Finance | 961.15 | minus 0.30% | 2,26,167 | 16.0 | 2.03 | 14.8% | 3.9% | 18.6% | 1.80% | plus 21.0% |
| CHOLAFINCholamandalam Investment and Finance Company | 1,785.00 | plus 1.42% | 1,53,103 | 24.5 | 4.41 | 20.6% | 2.6% | 25.2% | 0.11% | plus 0.8% |
| TATACAPTata Capital | 358.05 | plus 2.93% | 1,50,979 | 25.4 | 3.10 | 14.1% | 2.2% | – | 0.16% | plus 5.6% |
| MUTHOOTFINMuthoot Finance | 2,869.00 | plus 1.06% | 1,15,181 | 9.4 | 2.62 | 31.6% | 6.3% | 43.1% | 1.05% | minus 11.0% |
| PFCPower Finance Corporation | 328.80 | minus 0.18% | 1,08,507 | 4.1 | 0.74 | 18.7% | 2.7% | 17.7% | 4.99% | minus 16.9% |
| IRFCIndian Railway Finance Corporation | 80.43 | plus 0.37% | 1,05,110 | 14.3 | 1.73 | 12.6% | 1.4% | 4.4% | 2.74% | minus 34.4% |
| PURPLEFINPurple Finance | 69.22 | minus 0.55% | 534 | 346.1 | 2.09 | 0.8% | 0.4% | – | 0.00% | plus 68.0% |
| Median of 7 peers | – | 1.06% | 1,50,979 | 16.0 | 2.62 | 18.7% | 2.7% | 18.4% | 1.05% | 0.8% |
Quarterly results
| ₹ Cr | Jun 25 | Dec 25 | Mar 26 | Jun 26 | Sep 26 |
|---|---|---|---|---|---|
| 6 | 8.8 | 10.5 | 11 | 14.5 | |
| 12 | 13.4 | 16 | 15.3 | 18.2 | |
| −6 | −4.6 | −5.5 | −4.3 | −3.7 | |
| −99.2% | −51.8% | −52.6% | −38.5% | −25.7% | |
| 0 | 0 | 0.2 | 0.1 | 4.9 | |
| 0.5 | 0.6 | 0.6 | 0.5 | 1.1 | |
| 0 | 4.3 | 6.3 | 4.7 | 2.2 | |
| −6.5 | −0.9 | 0.4 | 0.1 | 2.3 | |
| – | 101.4% | 95.9% | −636.2% | 56.7% | |
| −4.8 | 0 | 0 | 0.4 | 1 | |
| -0.89 | 0.00 | 0.00 | 0.07 | 0.13 |
Profit & loss
- ROE
- 0.8%
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 1.1 | 3.5 | 12.8 | 33 | |
| – | +224.5% | +267.6% | +157.0% | |
| 8 | 16.3 | 33.2 | 53.7 | |
| −6.9 | −12.8 | −20.3 | −20.7 | |
| −640.6% | −366.3% | −158.4% | −62.8% | |
| 0.1 | 0.1 | 0.2 | 0.4 | |
| – | 0.2 | 0.2 | 0.2 | |
| 0.3 | 1.2 | 1.8 | 2.3 | |
| 0.1 | 0.8 | 1.6 | 13.7 | |
| −7 | −13.3 | −20.5 | −9.1 | |
| −0.3% | 42.6% | 24.2% | 29.4% | |
| −7.1 | −7.6 | −15.5 | −6.4 | |
| -1.79 | -1.93 | -3.97 | -1.20 |
Forecast
Balance sheet
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 23 | 33.6 | 44.8 | 58.9 | |
| −6.2 | 14.7 | 32.3 | 72.6 | |
| 0.3 | 24.3 | 74.8 | 109 | |
| 0.8 | 1.2 | 2.5 | 4.5 | |
| 17.9 | 73.9 | 154 | 245 | |
| 0.9 | 3.1 | 3.9 | 3.8 | |
| – | – | – | 0.4 | |
| 0.9 | 0.9 | 2.3 | 10.2 | |
| 6.6 | 3.3 | 17 | 18.2 | |
| 9.6 | 66.7 | 131 | 212 | |
| 17.9 | 73.9 | 154 | 245 |
Cash flow
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| −5.5 | −60.2 | −77.9 | −98.2 | |
| 2.6 | −1.4 | −1.1 | −0.9 | |
| 7.4 | 60.3 | 92.3 | 93 | |
| 4.5 | −1.4 | 13.3 | −6 | |
| −1.8 | −1.4 | −1.1 | −0.9 | |
| −7.3 | −61.6 | −79 | −99.1 |
Shareholding pattern
This company is listed only on BSE, so there’s no NSE category split. See Major shareholders below for the named holders.
Major shareholders
Filings & events
News
No recent news coverage found.