Repco Home Finance share price, P/E, ROE & financials

As of 6 Nov 2026, Repco Home Finance trades at 4.2× trailing earnings, and the shares are 25% below their 52-week high. It earns ROE of 12%, and net profit grew 15% a year over 3 years. For banks and lenders, ROCE and debt-to-equity are not used; it trades at 0.51× book value and its dividend yield is 3.7%. It is a small-cap company with a market cap of ₹2,072 Cr, ranked 11th of 21 Mortgage Finance companies by market cap; the shares fell 27% over the past year.

As of 6 Nov 2026Prices are delayed about 15 minutes; fundamentals are from the quarter ended Jun 2026.How we calculate this

past year

Open: ₹333.90
Day high: ₹335.00
Day low: ₹325.00
Prev. close: ₹326.45
Volume: 1 L

Health check

2 good · 1 fair · 2 to check

ReturnsBehind
−27.5% over a year, better than 1 of 7 peers.
Price tagCheaper
P/B 0.51 vs peer median 1.55.
GrowthSlow
Profit +14.5% a year over 3 years.
ProfitabilityAverage
ROE 12.4% vs peer median 14.3%.
Balance sheetn/a
Asset quality (bad loans) isn’t in our data.
Red flagsNone found
No warning signs in the headline numbers.

Compared with 7 industry peers. Computed from reported figures. Educational, not a recommendation.

Mortgage Finance

20 listed peers. Screen the industry

Small cap

₹2,072 Cr, #11 of 21 in its industry by size.

Defensive

Beta 0.54 vs the NIFTY 50: moves less than the market.

Key metrics

Last 12 months to Jun 2026: sales ₹848 Cr · profit ₹482 Cr

Market cap: ₹2,072 Cr; Small cap
P/E: 4.2; Industry 12.2
Price to book: 0.51; Peers 1.55
Dividend yield: 3.68%
ROE: 12.4%; Peers 14.3%
ROCE: n/m; Not meaningful for lenders
Debt to equity: n/m; Not meaningful for lenders
EPS (TTM): ₹78.54; Face value ₹10
OPM (TTM): 33.0%; Net margin 56.8%
Sales growth: n/m; Not meaningful for lenders
Profit growth: +5.6%; Latest quarter vs a year ago
Price to sales: 2.44

Strengths

Dividend yield of 3.68%.

No obvious red flags in the headline numbers.

Derived automatically from reported figures. Not a recommendation.

About Repco Home Finance

Repco Home Finance Limited operates as a non-banking financial and housing finance company in India. It offers housing finance to purchase, construction, repairs, and renovations. The company was incorporated in 2000 and is headquartered in Chennai, India.

Headquarters: Chennai
Employees: 1,384
Sector: Financial Services
ISIN: INE612J01015
Website: repcohome.com

Price range

52 weeks

₹294.05₹444.00

Today

₹325.00₹335.00

Avg volume (3M): 96.5K
1-year return: minus 27.5%
From 52-week high: minus 25.4%

Analyst consensus

7 analysts

BuyMean target ₹465.29 40.5%

Target range, with today’s price

Low ₹375.00High ₹557.00

Today’s price ₹331.25 is below the lowest analyst target.

Consensus from Yahoo Finance. Not a recommendation.

Peers · Mortgage Finance

Bank and NBFC columns

Compare with peers Screen the whole industry

Company
BAJAJHFLBajaj Housing Finance	80.00	minus 3.80%	66,632	23.7	2.77	12.4%	2.2%	26.7%	0.00%	minus 24.1%
LICHSGFINLIC Housing Finance	536.00	plus 1.32%	29,483	5.0	0.67	14.3%	1.8%	24.7%	1.87%	minus 7.8%
PNBHOUSINGPNB Housing Finance	1,100.20	plus 0.02%	28,694	12.2	1.42	12.3%	2.5%	29.9%	0.73%	plus 18.1%
AADHARHFCAadhar Housing Finance	429.65	minus 1.96%	18,836	16.1	2.48	15.8%	–	26.2%	0.00%	minus 13.9%
SAMMAANCAPSammaan Capital	132.27	minus 1.12%	16,343	–	0.57	−35.0%	–	–	0.00%	minus 28.2%
HOMEFIRSTHome First Finance Company India	1,090.90	minus 1.13%	11,408	18.5	2.44	14.3%	4.0%	33.3%	0.48%	minus 7.7%
CANFINHOMECan Fin Homes	748.95	plus 0.72%	9,973	8.6	1.55	19.4%	2.6%	20.5%	2.14%	minus 13.7%
REPCOHOMERepco Home Finance	331.25	plus 1.47%	2,072	4.2	0.51	12.4%	–	14.5%	3.68%	minus 27.5%
Median of 7 peers	–	−1.12%	18,836	14.2	1.55	14.3%	2.5%	26.5%	0.48%	−13.7%

Quarterly results

Consolidated, ₹ crore

SalesSelect a row below to chart it

Jun 25	Sep 25	Dec 25	Mar 26	Jun 26
433	440	452	451	462
285	296	310	306	297
148	144	142	146	165
34.1%	32.7%	31.3%	32.3%	35.8%
0.4	0.6	0.2	0.7	0.2
7.7	7.9	10.3	10.2	10.4
5.9	2	17.3	12.2	−7.5
146	139	149	148	148
26.2%	25.6%	27.0%	12.9%	22.7%
115	110	115	135	122
18.40	17.09	18.45	21.61	19.44

Profit & loss

Yearly, ₹ crore

Profit CAGR 3Y: +14.5%
EPS CAGR 3Y: +14.5%
ROE: 12.4%

Net profitSelect a row below to chart it

Mar 2023	Mar 2024	Mar 2025	Mar 2026
584	1,515	1,690	1,776
–	+159.2%	+11.6%	+5.1%
−532	996	1,143	1,202
1,117	518	547	574
191.1%	34.2%	32.4%	32.3%
−0	13.1	2.8	1.6
701	2	3.1	4.8
15	18.2	28.6	36.1
–	10.3	55.7	47.5
401	522	574	582
26.1%	24.9%	22.4%	22.9%
316	413	471	475
–	+30.6%	+14.1%	+0.9%
50.56	66.04	75.33	75.99

Forecast

Your assumptions, not a prediction

Balance sheet

At each financial year end, ₹ crore

Total assetsSelect a row below to chart it

Mar 2023	Mar 2024	Mar 2025	Mar 2026
62.6	62.6	62.6	62.6
2,527	3,106	3,558	3,978
9,946	10,701	11,139	12,206
61.3	72.9	81.5	198
12,596	13,943	14,841	16,444
36	46.6	61.3	75.3
105	123	338	172
460	408	326	406
11,996	13,365	14,116	15,791
12,596	13,943	14,841	16,444

Cash flow

Yearly, ₹ crore

Cash from operationsSelect a row below to chart it

Mar 2023	Mar 2024	Mar 2025	Mar 2026
−363	−685	−614	−896
160	−169	−6.6	59.2
205	747	408	988
1.8	−106	−212	151
−8.2	−23.5	−23.2	−27.1
−371	−708	−637	−923
−15.6	−16.9	−18.8	−53.2

Shareholding pattern

Source: NSE filings

37.1%

promoters

Promoters37.13%
Public62.87%
As of 30 Sep 2026

Quarter	Promoters	Public	Promoter change
30 Sep 2026	37.13%	62.87%	0.00
30 Jun 2026	37.13%	62.87%	0.00
31 Mar 2026	37.13%	62.87%	0.00
31 Dec 2025	37.13%	62.87%	0.00
30 Sep 2025	37.13%	62.87%	–

Major shareholders

NSE filing

Filings & events

News

No recent news coverage found.

My notes

Private to you