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As of 6 Nov 2026, Scintilla Commercial & Credit is loss-making on a trailing 12-month basis, with a net loss of ₹0.18 Cr, so it has no P/E ratio. The share price is ₹7.43, 59% below its 52-week high. ROCE and debt-to-equity are not meaningful for banks and lenders; it trades at 0.78× book value. It is a small-cap company with a market cap of ₹7.45 Cr, ranked 179th of 193 Credit Services companies by market cap; the shares rose 10% over the past year.

As of 6 Nov 2026Prices are delayed about 15 minutes; fundamentals are from the quarter ended Jun 2026.How we calculate this

past year
Open
₹7.49
Day high
₹7.52
Day low
₹7.43
Prev. close
₹7.17
Volume
1.8K

Health check

1 good · 3 to check
  • ReturnsAhead

    +10.5% over a year, better than 6 of 7 peers.

  • Price tagLoss-making

    Earnings were negative over the last 12 months.

  • Growthn/a

    Not enough yearly results to measure.

  • ProfitabilityNegative

    ROE -1.9% vs peer median 18.7%.

  • Balance sheetn/a

    Asset quality (bad loans) isn’t in our data.

  • Red flags3 to check

    Loss-making over the last twelve months.

Compared with 7 industry peers. Computed from reported figures. Educational, not a recommendation.

Credit Services

192 listed peers. Screen the industry

Small cap

₹7.45 Cr, #179 of 193 in its industry by size.

Defensive

Beta 0.59 vs the NIFTY 50: moves less than the market.

Key metrics

Last 12 months to Jun 2026: sales ₹1 Cr · profit ₹−0 Cr
Market cap
₹7.45 Cr
Small cap
P/E
n/a
Industry 15.5
Price to book
0.78
Peers 2.62
Dividend yield
0.00%
ROE
−1.9%
Peers 18.7%
ROCE
n/m
Not meaningful for lenders
Debt to equity
n/m
Not meaningful for lenders
EPS (TTM)
−₹0.19
OPM (TTM)
−28.2%
Net margin −31.3%
Sales growth
n/m
Not meaningful for lenders
Profit growth
+8.6%
Latest quarter vs a year ago
Price to sales
12.61

Strengths and risks

Risks to check

  • Loss-making over the last twelve months.
  • Return on equity is low at −1.9%.
  • 59% below its 52-week high.

No standout strengths in the headline numbers.

Derived automatically from reported figures. Not a recommendation.

About Scintilla Commercial & Credit

Scintilla Commercial & Credit Limited, a non-banking financial company, provides financial services in India. The company offers financing and loans, and shares to corporates and individuals. It also engages in the buying, selling, and transfer of shares and securities. The company was incorporated in 1990 and is based in Kolkata, India.

Headquarters
Kolkata
Employees
3
Sector
Financial Services
ISIN
INE892C01018
Website
scintilla.co.in

Price range

52 weeks

₹4.54₹18.30

Today

₹7.43₹7.52
Avg volume (3M)
3.8K
1-year return
plus 10.5%
From 52-week high
minus 59.4%

Peers · Credit Services

Bank and NBFC columns

Compare with peersScreen the whole industry
Company
BAJFINANCEBajaj Finance1,087.75plus 1.66%6,77,00531.35.4919.0%3.8%18.2%0.50%plus 1.2%
SHRIRAMFINShriram Finance961.15minus 0.30%2,26,16716.02.0314.8%3.9%18.6%1.80%plus 21.0%
CHOLAFINCholamandalam Investment and Finance Company1,785.00plus 1.42%1,53,10324.54.4120.6%2.6%25.2%0.11%plus 0.8%
TATACAPTata Capital358.05plus 2.93%1,50,97925.43.1014.1%2.2%–0.16%plus 5.6%
MUTHOOTFINMuthoot Finance2,869.00plus 1.06%1,15,1819.42.6231.6%6.3%43.1%1.05%minus 11.0%
PFCPower Finance Corporation328.80minus 0.18%1,08,5074.10.7418.7%2.7%17.7%4.99%minus 16.9%
IRFCIndian Railway Finance Corporation80.43plus 0.37%1,05,11014.31.7312.6%1.4%4.4%2.74%minus 34.4%
SCCScintilla Commercial & Credit7.43plus 3.63%7–0.78−1.9%––0.00%plus 10.5%
Median of 7 peers–1.06%1,50,97916.02.6218.7%2.7%18.4%1.05%0.8%

Quarterly results

Consolidated, ₹ crore
SalesSelect a row below to chart it
₹ CrJun 25Sep 25Dec 25Mar 26Jun 26
0.20.10.10.10.1
0.1−00.60.10.1
00.2−0.50.10.1
31.1%130.9%−353.2%48.0%43.3%
−0000−0
00.2−0.50.10.1
25.3%25.2%7.4%−11.4%25.6%
00.1−0.40.10
0.040.14-0.440.070.04

Profit & loss

Yearly, ₹ crore
ROE
−1.9%
Net profitSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
0.50.60.60.6
–+10.6%+4.1%minus 6.9%
0.50.80.60.7
0−0.20−0.2
0.0%−29.0%3.4%−29.5%
0000
–−0−0–
0−0.20−0.2
317.2%6.2%−357.7%−11.0%
0−0.20−0.2
–minus 2192.2%–minus 645.1%
0.01-0.170.03-0.19

Forecast

Your assumptions, not a prediction

Balance sheet

At each financial year end, ₹ crore
Total assetsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
10101010
0.2−0.1−0.1−0.2
0.80.80.80.9
1.9000
12.910.710.810.8
2.10.10.1–
2.32.72.43.3
8.57.98.37.4
12.910.710.810.8

Cash flow

Yearly, ₹ crore
Cash from operationsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
0.5−0.4−0.1−0
0000
−0−0−0−0
0.5−0.4−0.1−0
0.5−0.4−0.1−0

Shareholding pattern

This company is listed only on BSE, so there’s no NSE category split. See Major shareholders below for the named holders.

Major shareholders

BSE filing

Filings & events

News

No recent news coverage found.

My notes

Private to you