Shri Niwas Leasing & Finance (BSE: SHRINIWAS) had a P/E of 0.1× on 6 Nov 2026, and the shares are 14% below their 52-week high. Its ROE of 29% is the second-highest among the 7 largest Credit Services peers. For banks and lenders, ROCE and debt-to-equity are not used; it trades at 0.04× book value. It is a small-cap company with a market cap of ₹99 Cr, ranked 88th of 193 Credit Services companies by market cap; the shares rose 71% over the past year.
- ₹19.73
- ₹21.79
- ₹19.73
- ₹20.76
- 65.4K
Health check
- ReturnsAhead
+70.7% over a year, better than 7 of 7 peers.
- Price tagCheaper
P/B 0.04 vs peer median 2.62.
- Growthn/a
Not enough yearly results to measure.
- ProfitabilityStrong
ROE 28.5% vs peer median 18.7%.
- Balance sheetSolid
Return on assets 12.90%. Bad-loan data isn’t covered.
- Red flagsNone found
No warning signs in the headline numbers.
Small cap
Market sensitivity
Key metrics
- Market cap
- ₹99 Cr
- Small cap
- P/E
- 0.1
- Industry 15.5
- Price to book
- 0.04
- Peers 2.62
- Dividend yield
- 0.00%
- ROE
- 28.5%
- Peers 18.7%
- ROCE
- n/m
- Not meaningful for lenders
- Debt to equity
- n/m
- Not meaningful for lenders
- EPS (TTM)
- ₹284.21
- OPM (TTM)
- 106.0%
- Net margin 105.9%
- Sales growth
- n/m
- Not meaningful for lenders
- Profit growth
- +41599.8%
- Latest quarter vs a year ago
- Price to sales
- 0.64
Strengths and risks
Strengths
- Return on equity of 28.5%.
- Quarterly profit up 41599.8% on a year ago.
About Shri Niwas Leasing & Finance
Shri Niwas Leasing & Finance Limited, a non-banking finance company, engages in financing and trading in shares business in India. It is also involved in the sale, purchase, and trade of equity shares, investments, and loans; and investment activities. The company was incorporated in 1984 and is based in New Delhi, India.
- Headquarters
- New Delhi
- Employees
- 5
- Sector
- Financial Services
- ISIN
- INE201F01015
- Website
- shriniwasleasingfinance.in
Price range
- Avg volume (3M)
- 9.4K
- 1-year return
- plus 70.7%
- From 52-week high
- minus 14.4%
Peers · Credit Services
| Company | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| BAJFINANCEBajaj Finance | 1,087.75 | plus 1.66% | 6,77,005 | 31.3 | 5.49 | 19.0% | 3.8% | 18.2% | 0.50% | plus 1.2% |
| SHRIRAMFINShriram Finance | 961.15 | minus 0.30% | 2,26,167 | 16.0 | 2.03 | 14.8% | 3.9% | 18.6% | 1.80% | plus 21.0% |
| CHOLAFINCholamandalam Investment and Finance Company | 1,785.00 | plus 1.42% | 1,53,103 | 24.5 | 4.41 | 20.6% | 2.6% | 25.2% | 0.11% | plus 0.8% |
| TATACAPTata Capital | 358.05 | plus 2.93% | 1,50,979 | 25.4 | 3.10 | 14.1% | 2.2% | – | 0.16% | plus 5.6% |
| MUTHOOTFINMuthoot Finance | 2,869.00 | plus 1.06% | 1,15,181 | 9.4 | 2.62 | 31.6% | 6.3% | 43.1% | 1.05% | minus 11.0% |
| PFCPower Finance Corporation | 328.80 | minus 0.18% | 1,08,507 | 4.1 | 0.74 | 18.7% | 2.7% | 17.7% | 4.99% | minus 16.9% |
| IRFCIndian Railway Finance Corporation | 80.43 | plus 0.37% | 1,05,110 | 14.3 | 1.73 | 12.6% | 1.4% | 4.4% | 2.74% | minus 34.4% |
| SHRINIWASShri Niwas Leasing & Finance | 21.79 | plus 4.96% | 99 | 0.1 | 0.04 | 28.5% | 12.9% | – | 0.00% | plus 70.7% |
| Median of 7 peers | – | 1.06% | 1,50,979 | 16.0 | 2.62 | 18.7% | 2.7% | 18.4% | 1.05% | 0.8% |
Quarterly results
| ₹ Cr | Sep 25 | Dec 25 | Mar 26 | Jun 26 | Sep 26 |
|---|---|---|---|---|---|
| 0.3 | 0.3 | 0.2 | 0.3 | 153 | |
| −0 | 0.1 | −9.5 | 0.1 | 0.1 | |
| 0.4 | 0.3 | 9.6 | 0.2 | 153 | |
| 107.8% | 80.7% | 6074.5% | 64.1% | 99.9% | |
| 0 | 0.1 | 0.3 | 0 | 0 | |
| – | – | 0 | – | – | |
| 0.4 | 0.3 | 10 | 0.2 | 153 | |
| – | – | 1.1% | – | – | |
| 0.4 | 0.3 | 9.9 | 0.2 | 153 | |
| 0.15 | 0.14 | 2.24 | 0.30 | 62.00 |
Profit & loss
- ROE
- 28.5%
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 0.3 | 0.3 | 0.5 | 1 | |
| – | +5.4% | +75.7% | +96.3% | |
| 0.3 | 0.7 | 1,164 | −1,059 | |
| 0 | −0.4 | −1,163 | 1,060 | |
| 2.9% | −121.0% | −218411.7% | 101368.9% | |
| 0.1 | 0.1 | 0.1 | 0.4 | |
| – | 0 | 0.2 | 0 | |
| −0 | 0 | 0 | 0 | |
| −0.2 | −1.1 | −0 | −0.6 | |
| 0 | −1.4 | −1,164 | 1,060 | |
| 263.3% | −0.1% | 0.0% | 0.0% | |
| −0 | −1.4 | −1,164 | 1,060 | |
| -0.02 | -2.06 | -1763.26 | 241.01 |
Forecast
Balance sheet
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 4 | 4 | 4 | 24 | |
| −0.5 | −1.9 | −1,165 | −106 | |
| – | 0.2 | 1,163 | 1,165 | |
| 0.2 | 1.2 | 1,165 | 106 | |
| 3.7 | 3.6 | 1,167 | 1,189 | |
| 0 | 0 | 0 | 0 | |
| – | – | – | 0.2 | |
| 1.5 | 1.1 | 1.2 | 1.6 | |
| 2.2 | 2.4 | 1,166 | 1,187 | |
| 3.7 | 3.6 | 1,167 | 1,189 |
Cash flow
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 0.1 | −0.3 | −0.1 | −130 | |
| −0.1 | −0.3 | −1,163 | 109 | |
| 1.1 | 0.3 | 1,163 | 21.6 | |
| 1.1 | −0.4 | 0 | 0.4 | |
| – | – | −0 | – | |
| 0.1 | −0.3 | −0.1 | −130 |
Shareholding pattern
This company is listed only on BSE, so there’s no NSE category split. See Major shareholders below for the named holders.
Major shareholders
Filings & events
News
No recent news coverage found.