Sita Enterprises (BSE: SITAENT) had a P/E of 14.7× on 6 Nov 2026, and the shares are 36% below their 52-week high. Its ROE of 25% is the second-highest among the 7 largest Credit Services peers, and net profit grew 120% a year over 3 years. For banks and lenders, ROCE and debt-to-equity are not used; it trades at 1.93× book value. It is a small-cap company with a market cap of ₹39 Cr, ranked 120th of 193 Credit Services companies by market cap; the shares fell 27% over the past year.
- ₹130.00
- ₹130.00
- ₹120.15
- ₹131.55
- 911
Health check
- ReturnsBehind
−26.8% over a year, better than 1 of 7 peers.
- Price tagCheaper
P/B 1.93 vs peer median 2.62.
- GrowthStrong
Profit +119.7% a year over 3 years.
- ProfitabilityStrong
ROE 25.5% vs peer median 18.7%.
- Balance sheetn/a
Asset quality (bad loans) isn’t in our data.
- Red flags2 to check
Quarterly profit down 94.6% on a year ago.
Small cap
Defensive
Key metrics
- Market cap
- ₹39 Cr
- Small cap
- P/E
- 14.7
- Industry 15.5
- Price to book
- 1.93
- Peers 2.62
- Dividend yield
- 0.00%
- ROE
- 25.5%
- Peers 18.7%
- ROCE
- n/m
- Not meaningful for lenders
- Debt to equity
- n/m
- Not meaningful for lenders
- EPS (TTM)
- ₹8.83
- OPM (TTM)
- 390.6%
- Net margin 72.5%
- Sales growth
- n/m
- Not meaningful for lenders
- Profit growth
- −94.6%
- Latest quarter vs a year ago
- Price to sales
- 10.64
Strengths and risks
Strengths
- Return on equity of 25.5%.
Risks to check
- Quarterly profit down 94.6% on a year ago.
- 36% below its 52-week high.
About Sita Enterprises
Sita Enterprises Limited, a non-banking finance company, primarily engages in investment and finance activities in India. The company invests in shares, securities, mutual and other funds, properties and financing through loans. It is also involved in financing activities through trade receivables. Sita Enterprises Limited was incorporated in 1982 and is headquartered in Mumbai, India.
- Headquarters
- Mumbai
- Employees
- 5
- Sector
- Financial Services
- ISIN
- INE579D01019
- Website
- sitaenterprises.com
Price range
- Avg volume (3M)
- 4.3K
- 1-year return
- minus 26.8%
- From 52-week high
- minus 35.8%
Peers · Credit Services
| Company | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| BAJFINANCEBajaj Finance | 1,087.75 | plus 1.66% | 6,77,005 | 31.3 | 5.49 | 19.0% | 3.8% | 18.2% | 0.50% | plus 1.2% |
| SHRIRAMFINShriram Finance | 961.15 | minus 0.30% | 2,26,167 | 16.0 | 2.03 | 14.8% | 3.9% | 18.6% | 1.80% | plus 21.0% |
| CHOLAFINCholamandalam Investment and Finance Company | 1,785.00 | plus 1.42% | 1,53,103 | 24.5 | 4.41 | 20.6% | 2.6% | 25.2% | 0.11% | plus 0.8% |
| TATACAPTata Capital | 358.05 | plus 2.93% | 1,50,979 | 25.4 | 3.10 | 14.1% | 2.2% | – | 0.16% | plus 5.6% |
| MUTHOOTFINMuthoot Finance | 2,869.00 | plus 1.06% | 1,15,181 | 9.4 | 2.62 | 31.6% | 6.3% | 43.1% | 1.05% | minus 11.0% |
| PFCPower Finance Corporation | 328.80 | minus 0.18% | 1,08,507 | 4.1 | 0.74 | 18.7% | 2.7% | 17.7% | 4.99% | minus 16.9% |
| IRFCIndian Railway Finance Corporation | 80.43 | plus 0.37% | 1,05,110 | 14.3 | 1.73 | 12.6% | 1.4% | 4.4% | 2.74% | minus 34.4% |
| SITAENTSita Enterprises | 129.50 | minus 1.56% | 39 | 14.7 | 1.93 | 25.5% | – | 119.7% | 0.00% | minus 26.8% |
| Median of 7 peers | – | 1.06% | 1,50,979 | 16.0 | 2.62 | 18.7% | 2.7% | 18.4% | 1.05% | 0.8% |
Quarterly results
| ₹ Cr | Jun 25 | Sep 25 | Dec 25 | Mar 26 | Jun 26 |
|---|---|---|---|---|---|
| 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | |
| −1.9 | −2.4 | −0.5 | 0.2 | 0.1 | |
| 2 | 2.6 | 0.6 | 0 | 0.1 | |
| 1265.6% | 1350.8% | 349.2% | 1.8% | 57.4% | |
| 0 | 0 | 0 | 0 | 0 | |
| 2 | 2.6 | 0.6 | 0 | 0.1 | |
| 2.7% | 15.5% | 25.5% | 2183.0% | 20.3% | |
| 2 | 2.2 | 0.5 | −0.1 | 0.1 | |
| 6.60 | 7.26 | 1.58 | -0.37 | 0.36 |
Profit & loss
- Profit CAGR 3Y
- +119.7%
- EPS CAGR 3Y
- +119.7%
- ROE
- 25.5%
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 0.4 | 1.6 | 2.8 | 6.5 | |
| – | +337.4% | +76.1% | +132.0% | |
| −0.2 | −1.4 | 1.5 | 1.2 | |
| 0.5 | 3 | 1.2 | 5.3 | |
| 146.6% | 187.2% | 44.6% | 81.4% | |
| 0 | 0 | 0 | 0 | |
| −0.1 | – | – | – | |
| 0.5 | 3 | 1.2 | 5.3 | |
| 7.3% | 4.8% | 9.4% | 13.9% | |
| 0.4 | 2.8 | 1.1 | 4.5 | |
| – | +560.9% | minus 60.1% | +302.2% | |
| 1.42 | 9.39 | 3.75 | 15.07 |
Forecast
Balance sheet
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 3 | 3 | 3 | 3 | |
| 8.5 | 11.4 | 12.5 | 17 | |
| 0.1 | 0.2 | 0.1 | 0.8 | |
| 11.6 | 14.5 | 15.6 | 20.8 | |
| 3.9 | 7.8 | 9 | 11.1 | |
| 0.2 | 0.1 | 0.2 | 1.2 | |
| 7.5 | 6.6 | 6.4 | 8.5 | |
| 11.6 | 14.5 | 15.6 | 20.8 |
Cash flow
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 0.1 | −0.2 | −0.5 | −3.6 | |
| −0 | 0.1 | 0.6 | 4.6 | |
| 0.1 | −0.1 | 0.1 | 1 | |
| 0.1 | −0.2 | −0.5 | −3.6 |
Shareholding pattern
This company is listed only on BSE, so there’s no NSE category split. See Major shareholders below for the named holders.
Major shareholders
Filings & events
News
No recent news coverage found.