SRGHFL share price, P/E, ROE & financials

On 6 Nov 2026, SRG Housing Finance was priced at ₹99.99, or 4.6× trailing earnings, and the shares are 70% below their 52-week high. Its ROE of 12% is the second-lowest among the 7 largest Mortgage Finance peers, and net profit grew 24% a year over 3 years. For banks and lenders, ROCE and debt-to-equity are not used; it trades at 0.53× book value. It is a small-cap company with a market cap of ₹157 Cr, ranked 14th of 21 Mortgage Finance companies by market cap; the shares fell 65% over the past year.

As of 6 Nov 2026Prices are delayed about 15 minutes; fundamentals are from the quarter ended Jun 2026.How we calculate this

past year

Open: ₹101.88
Day high: ₹102.50
Day low: ₹97.57
Prev. close: ₹101.38
Volume: 7.2K

Health check

1 good · 1 fair · 3 to check

ReturnsBehind
−65.5% over a year, better than 0 of 7 peers.
Price tagCheaper
P/B 0.53 vs peer median 1.55.
GrowthSlow
Profit +24.0% a year over 3 years.
ProfitabilityAverage
ROE 11.6% vs peer median 14.3%.
Balance sheetn/a
Asset quality (bad loans) isn’t in our data.
Red flags1 to check
70% below its 52-week high.

Compared with 7 industry peers. Computed from reported figures. Educational, not a recommendation.

Mortgage Finance

20 listed peers. Screen the industry

Small cap

₹157 Cr, #14 of 21 in its industry by size.

Defensive

Beta 0.35 vs the NIFTY 50: moves less than the market.

Key metrics

Last 12 months to Jun 2026: sales ₹124 Cr · profit ₹34 Cr

Market cap: ₹157 Cr; Small cap
P/E: 4.6; Industry 12.2
Price to book: 0.53; Peers 1.55
Dividend yield: 0.00%
ROE: 11.6%; Peers 14.3%
ROCE: n/m; Not meaningful for lenders
Debt to equity: n/m; Not meaningful for lenders
EPS (TTM): ₹21.77; Face value ₹10
OPM (TTM): 24.3%; Net margin 27.7%
Sales growth: n/m; Not meaningful for lenders
Profit growth: +24.9%; Latest quarter vs a year ago
Price to sales: 1.27

Strengths

Quarterly profit up 24.9% on a year ago.

Risks to check

70% below its 52-week high.

Derived automatically from reported figures. Not a recommendation.

About SRG Housing Finance

SRG Housing Finance Limited operates as a housing finance company in India. The company offers home loans, including construction, repair renovation and extension, new purchase, resale home purchase, plot and construction, and builder/project loans; loans against residential and commercial properties; balance transfer loan; and top-up loans. The company was incorporated in 1999 and is headquartered in Udaipur, India.

Headquarters: Udaipur
Employees: 989
Sector: Financial Services
ISIN: INE559N01010
Website: srghousing.com

Price range

52 weeks

₹96.00₹335.00

Today

₹97.57₹102.50

Avg volume (3M): 21.2K
1-year return: minus 65.5%
From 52-week high: minus 70.2%

Peers · Mortgage Finance

Bank and NBFC columns

Compare with peers Screen the whole industry

Company
BAJAJHFLBajaj Housing Finance	80.00	minus 3.80%	66,632	23.7	2.77	12.4%	2.2%	26.7%	0.00%	minus 24.1%
LICHSGFINLIC Housing Finance	536.00	plus 1.32%	29,483	5.0	0.67	14.3%	1.8%	24.7%	1.87%	minus 7.8%
PNBHOUSINGPNB Housing Finance	1,100.20	plus 0.02%	28,694	12.2	1.42	12.3%	2.5%	29.9%	0.73%	plus 18.1%
AADHARHFCAadhar Housing Finance	429.65	minus 1.96%	18,836	16.1	2.48	15.8%	–	26.2%	0.00%	minus 13.9%
SAMMAANCAPSammaan Capital	132.27	minus 1.12%	16,343	–	0.57	−35.0%	–	–	0.00%	minus 28.2%
HOMEFIRSTHome First Finance Company India	1,090.90	minus 1.13%	11,408	18.5	2.44	14.3%	4.0%	33.3%	0.48%	minus 7.7%
CANFINHOMECan Fin Homes	748.95	plus 0.72%	9,973	8.6	1.55	19.4%	2.6%	20.5%	2.14%	minus 13.7%
SRGHFLSRG Housing Finance	99.99	minus 1.37%	157	4.6	0.53	11.6%	–	24.0%	0.00%	minus 65.5%
Median of 7 peers	–	−1.12%	18,836	14.2	1.55	14.3%	2.5%	26.5%	0.48%	−13.7%

Quarterly results

Consolidated, ₹ crore

SalesSelect a row below to chart it

Jun 25	Sep 25	Dec 25	Mar 26	Jun 26
39	44.8	47.4	55	51.9
30.3	33.2	35.6	41	41
8.7	11.6	11.8	14	10.9
22.4%	25.9%	24.8%	25.5%	21.1%
0.1	0.6	0.8	0.1	0.1
1.4	1.5	1.5	1.4	1.2
0.5	−0.4	−0.7	−1.1	0.2
7.8	10.3	10.4	11.6	10
13.6%	20.0%	21.0%	20.2%	15.4%
6.8	8.2	8.2	9.2	8.5
4.32	5.26	5.23	5.89	5.39

Profit & loss

Yearly, ₹ crore

Profit CAGR 3Y: +24.0%
EPS CAGR 3Y: +16.9%
ROE: 11.6%

Net profitSelect a row below to chart it

Mar 2023	Mar 2024	Mar 2025	Mar 2026
83.5	114	144	188
–	+36.3%	+26.9%	+29.8%
59.2	83.1	106	140
24.3	30.6	38.2	47.3
29.1%	26.9%	26.4%	25.2%
0.8	0.3	0.2	−0.2
0.8	1.1	1.3	1.1
3.5	5.8	6.6	5.9
0.2	2	−0.4	0
21	26.1	30.1	40.1
18.9%	19.3%	18.8%	19.1%
17.1	21.1	24.4	32.5
–	+23.5%	+15.8%	+33.2%
12.95	15.60	17.44	20.69

Forecast

Your assumptions, not a prediction

Balance sheet

At each financial year end, ₹ crore

Total assetsSelect a row below to chart it

Mar 2023	Mar 2024	Mar 2025	Mar 2026
13	13.3	15.7	15.7
120	146	248	281
368	504	596	857
6.8	6.6	9.3	20.9
508	670	869	1,175
24.4	26.1	23.2	19.9
0.2	0.5	0.5	–
20.7	19.3	22.7	24.6
23.4	22.6	60.2	66.7
439	602	763	1,063
508	670	869	1,175

Cash flow

Yearly, ₹ crore

Cash from operationsSelect a row below to chart it

Mar 2023	Mar 2024	Mar 2025	Mar 2026
−83.2	−140	−131	−247
8.6	−0.6	−31.2	−39.2
73.2	139	173	273
−1.4	−2.2	10.2	−13.3
−6.5	−3.8	−4	−2
−89.8	−144	−135	−249

Shareholding pattern

Source: NSE filings

60.0%

promoters

Promoters59.97%
Public40.03%
As of 30 Sep 2026

Quarter	Promoters	Public	Promoter change
30 Sep 2026	59.97%	40.03%	plus 0.95
30 Jun 2026	59.02%	40.98%	minus 0.01
31 Mar 2026	59.03%	40.97%	minus 0.03
31 Dec 2025	59.06%	40.94%	minus 0.05
30 Sep 2025	59.11%	40.89%	–

Major shareholders

NSE filing

Filings & events

News

No recent news coverage found.

My notes

Private to you