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As of 6 Nov 2026, Starteck Finance trades at 10.0× trailing earnings, and the shares are 30% below their 52-week high. Net profit grew 2.7% a year over 3 years; its ROE of 9.5% is the lowest among the 7 largest Credit Services peers. ROCE and debt-to-equity are not meaningful for banks and lenders; it trades at 0.92× book value and its dividend yield is 0.1%. It is a small-cap company with a market cap of ₹243 Cr, ranked 68th of 193 Credit Services companies by market cap; the shares fell 18% over the past year.

As of 6 Nov 2026Prices are delayed about 15 minutes; fundamentals are from the quarter ended Jun 2026.How we calculate this

past year
Open
₹244.45
Day high
₹247.25
Day low
₹244.45
Prev. close
₹244.45
Volume
7.9K

Health check

2 good · 3 to check
  • ReturnsBehind

    −18.1% over a year, better than 1 of 7 peers.

  • Price tagCheaper

    P/B 0.92 vs peer median 2.62.

  • GrowthSlow

    Profit +2.7% a year over 3 years.

  • ProfitabilityWeak

    ROE 9.5% vs peer median 18.7%.

  • Balance sheetn/a

    Asset quality (bad loans) isn’t in our data.

  • Red flagsNone found

    No warning signs in the headline numbers.

Compared with 7 industry peers. Computed from reported figures. Educational, not a recommendation.

Credit Services

192 listed peers. Screen the industry

Small cap

₹243 Cr, #68 of 193 in its industry by size.

Defensive

Beta 0.58 vs the NIFTY 50: moves less than the market.

Key metrics

Last 12 months to Jun 2026: sales ₹32 Cr · profit ₹24 Cr
Market cap
₹243 Cr
Small cap
P/E
10.0
Industry 15.5
Price to book
0.92
Peers 2.62
Dividend yield
0.10%
ROE
9.5%
Peers 18.7%
ROCE
n/m
Not meaningful for lenders
Debt to equity
n/m
Not meaningful for lenders
EPS (TTM)
₹24.61
Face value ₹10
OPM (TTM)
34.0%
Net margin 75.4%
Sales growth
n/m
Not meaningful for lenders
Profit growth
+21.8%
Latest quarter vs a year ago
Price to sales
7.52

Strengths and risks

Strengths

  • Quarterly profit up 21.8% on a year ago.

No obvious red flags in the headline numbers.

Derived automatically from reported figures. Not a recommendation.

About Starteck Finance

Starteck Finance Limited operates as a non-banking financial company in India. It offers financing solutions to retail, small and medium enterprises (SMEs), and commercial customers in urban and semi-urban areas. The company was formerly known as Nivedita Mercantile and Financing Limited and changed its name to Starteck Finance Limited in November 2018. Starteck Finance Limited was incorporated in 1985 and is based in Mumbai, India.

Headquarters
Mumbai
Employees
5
Sector
Financial Services
ISIN
INE992I01013
Website
starteckfinance.com

Price range

52 weeks

₹215.10₹350.00

Today

₹244.45₹247.25
Avg volume (3M)
5.6K
1-year return
minus 18.1%
From 52-week high
minus 29.9%

Peers · Credit Services

Bank and NBFC columns

Compare with peersScreen the whole industry
Company
BAJFINANCEBajaj Finance1,087.75plus 1.66%6,77,00531.35.4919.0%3.8%18.2%0.50%plus 1.2%
SHRIRAMFINShriram Finance961.15minus 0.30%2,26,16716.02.0314.8%3.9%18.6%1.80%plus 21.0%
CHOLAFINCholamandalam Investment and Finance Company1,785.00plus 1.42%1,53,10324.54.4120.6%2.6%25.2%0.11%plus 0.8%
TATACAPTata Capital358.05plus 2.93%1,50,97925.43.1014.1%2.2%–0.16%plus 5.6%
MUTHOOTFINMuthoot Finance2,869.00plus 1.06%1,15,1819.42.6231.6%6.3%43.1%1.05%minus 11.0%
PFCPower Finance Corporation328.80minus 0.18%1,08,5074.10.7418.7%2.7%17.7%4.99%minus 16.9%
IRFCIndian Railway Finance Corporation80.43plus 0.37%1,05,11014.31.7312.6%1.4%4.4%2.74%minus 34.4%
STARTECKStarteck Finance245.38plus 0.38%24310.00.929.5%–2.7%0.10%minus 18.1%
Median of 7 peers–1.06%1,50,97916.02.6218.7%2.7%18.4%1.05%0.8%

Quarterly results

Consolidated, ₹ crore
SalesSelect a row below to chart it
₹ CrJun 25Sep 25Dec 25Mar 26Jun 26
7.89.410.28.310.9
67.36.55.56.4
1.92.13.72.94.5
23.8%22.2%36.5%34.3%41.6%
2.46.75.52.80.9
0.10.10.10.10.1
−0−0.1−0.1−0.2−0.1
4.18.58.95.45.2
13.8%13.6%16.3%2.7%17.2%
3.57.47.55.24.3
3.587.437.545.284.36

Profit & loss

Yearly, ₹ crore
Profit CAGR 3Y
+2.7%
EPS CAGR 3Y
+2.7%
ROE
9.5%
Net profitSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
28.237.332.840.8
–+32.3%minus 12.1%+24.2%
12.414.916.111.5
15.822.416.729.2
56.0%60.0%51.0%71.7%
−00.1−00
2.73.13.13.3
0.60.60.60.6
11.7–−1.41.6
24.218.811.626.9
10.0%14.4%9.8%12.3%
21.816.110.423.6
–minus 26.3%minus 35.2%+126.5%
22.0216.2210.5223.83

Forecast

Your assumptions, not a prediction

Balance sheet

At each financial year end, ₹ crore
Total assetsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
9.99.99.99.9
170196224253
181202227351
243653.861.3
384444515675
7.67.16.66
48.547.661.872
29.590.6135251
299299312346
384444515675

Cash flow

Yearly, ₹ crore
Cash from operationsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
85.636.527.432.6
−50.1−58.3−38.8−123
−35.323.99.390.5
0.22.1−2.10.1
85.636.527.432.6
−0.1−0.1−0.1−0.1

Shareholding pattern

Source: NSE filings
73.3%
promoters
  • Promoters73.30%
  • Public26.70%
  • As of 30 Sep 2026
QuarterSplitPromotersPublicPromoter change
30 Sep 202673.30%26.70%0.00
30 Jun 202673.30%26.70%0.00
31 Mar 202673.30%26.70%0.00
31 Dec 202573.30%26.70%plus 0.20
30 Sep 202573.10%26.90%–

Major shareholders

NSE filing

Filings & events

News

No recent news coverage found.

My notes

Private to you