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As of 6 Nov 2026, Sundaram Finance trades at 20.7× trailing earnings, and the shares are 25% below their 52-week high. Net profit grew 16% a year over 3 years, with ROE of 14%. ROCE and debt-to-equity are not meaningful for banks and lenders; it trades at 2.89× book value and its dividend yield is 0.9%. It is a mid-cap company with a market cap of ₹46,453 Cr, ranked 12th of 193 Credit Services companies by market cap; the shares fell 12% over the past year.

As of 6 Nov 2026Prices are delayed about 15 minutes; fundamentals are from the quarter ended Sep 2026.How we calculate this

past year
Open
₹4,180.00
Day high
₹4,248.90
Day low
₹4,100.00
Prev. close
₹4,222.40
Volume
60.7K

Health check

2 good · 2 fair · 2 to check
  • ReturnsBehind

    −11.6% over a year, better than 2 of 7 peers.

  • Price tagIn line

    P/B 2.89 vs peer median 2.62.

  • GrowthSlow

    Profit +15.7% a year over 3 years.

  • ProfitabilityAverage

    ROE 14.4% vs peer median 18.7%.

  • Balance sheetSolid

    Return on assets 2.57%. Bad-loan data isn’t covered.

  • Red flagsNone found

    No warning signs in the headline numbers.

Compared with 7 industry peers. Computed from reported figures. Educational, not a recommendation.

Credit Services

192 listed peers. Screen the industry

Mid cap

₹46,453 Cr, #12 of 193 in its industry by size.

Market sensitivity

Measuring against the NIFTY 50…

Key metrics

Last 12 months to Sep 2026: sales ₹4,989 Cr · profit ₹2,248 Cr
Market cap
₹46,453 Cr
Mid cap
P/E
20.7
Industry 15.5
Price to book
2.89
Peers 2.62
Dividend yield
0.95%
ROE
14.4%
Peers 18.7%
ROCE
n/m
Not meaningful for lenders
Debt to equity
n/m
Not meaningful for lenders
EPS (TTM)
₹203.98
Face value ₹10
OPM (TTM)
58.6%
Net margin 45.1%
Sales growth
n/m
Not meaningful for lenders
Profit growth
+5.8%
Latest quarter vs a year ago
Price to sales
9.31

Strengths and risks

Strengths and risks

Nothing stands out either way in the headline numbers.

Derived automatically from reported figures. Not a recommendation.

About Sundaram Finance

Sundaram Finance Limited, together with its subsidiaries, operates as a non-banking finance company in India. The company accepts fixed, cumulative, and NRI deposits. The company also offers finance for new and used cars, new and used commercial vehicles, and new and used construction equipment; diesel finance for commercial vehicle operators and companies; tire and insurance finance; farm equipment finance for new/used tractors, harvesters, and farm…

Headquarters
Chennai
Employees
5,344
Sector
Financial Services
ISIN
INE660A01013
Website
sundaramfinance.in

Price range

52 weeks

₹3,816.00₹5,642.00

Today

₹4,100.00₹4,248.90
Avg volume (3M)
49.1K
1-year return
minus 11.6%
From 52-week high
minus 25.3%

Analyst consensus

9 analysts
No consensusMean target ₹5,099.22 plus 21.0%

Target range, with today’s price

Low ₹4,765.00High ₹5,880.00

Today’s price ₹4,214.70 is below the lowest analyst target.

Next results expected around 1 Feb 2027

Consensus from Yahoo Finance. Not a recommendation.

Peers · Credit Services

Bank and NBFC columns

Compare with peersScreen the whole industry
Company
BAJFINANCEBajaj Finance1,087.75plus 1.66%6,77,00531.35.4919.0%3.8%18.2%0.50%plus 1.2%
SHRIRAMFINShriram Finance961.15minus 0.30%2,26,16716.02.0314.8%3.9%18.6%1.80%plus 21.0%
CHOLAFINCholamandalam Investment and Finance Company1,785.00plus 1.42%1,53,10324.54.4120.6%2.6%25.2%0.11%plus 0.8%
TATACAPTata Capital358.05plus 2.93%1,50,97925.43.1014.1%2.2%–0.16%plus 5.6%
MUTHOOTFINMuthoot Finance2,869.00plus 1.06%1,15,1819.42.6231.6%6.3%43.1%1.05%minus 11.0%
PFCPower Finance Corporation328.80minus 0.18%1,08,5074.10.7418.7%2.7%17.7%4.99%minus 16.9%
IRFCIndian Railway Finance Corporation80.43plus 0.37%1,05,11014.31.7312.6%1.4%4.4%2.74%minus 34.4%
SUNDARMFINSundaram Finance4,214.70minus 0.18%46,45320.72.8914.7%–15.7%0.95%minus 11.6%
Median of 7 peers–1.06%1,50,97916.02.6218.7%2.7%18.4%1.05%0.8%

Quarterly results

Consolidated, ₹ crore
SalesSelect a row below to chart it
₹ CrJun 25Dec 25Mar 26Jun 26Sep 26
1,1551,2741,3421,3631,380
1,1631,2091,1971,2471,314
55.962.86759.568.7
–−66.8−8.8––
575682773767745
28.4%23.5%24.9%25.9%25.3%
475541554636517
43.1249.1250.2857.7146.88

Sep 25 not reported by the data source.

Profit & loss

Yearly, ₹ crore
Profit CAGR 3Y
+15.7%
EPS CAGR 3Y
+15.7%
ROE
14.4%
Net profitSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
2,9533,6284,2144,922
–+22.9%+16.2%+16.8%
2,3693,3514,1244,642
139183223246
12.6−92.126.2−63.1
1,7111,9612,4472,681
25.1%27.5%25.9%25.2%
1,3281,4361,8792,059
–+8.2%+30.9%+9.5%
120.49130.31170.53186.81

Forecast

Your assumptions, not a prediction

Balance sheet

At each financial year end, ₹ crore
Total assetsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
110110110110
9,81010,96813,08714,783
35,98644,46052,53860,918
10,1708,7389,6029,984
56,07664,27675,33785,795
514643741775
2.91.91.50.8
8,0864,6186,4799,027
4376421,147579
47,03658,37166,96875,413
56,07664,27675,33785,795

Cash flow

Yearly, ₹ crore
Cash from operationsSelect a row below to chart it
₹ CrMar 2023Mar 2024Mar 2025Mar 2026
−6,504−8,488−8,985−5,892
66988.9931−1,371
5,8908,7547,8217,478
54.4356−233215
−25.4−83.4−57.4−62.4
−6,530−8,571−9,043−5,955
−297−319−331−408

Shareholding pattern

Source: NSE filings
37.2%
promoters
  • Promoters37.19%
  • Public62.03%
  • Employee trusts0.78%
  • As of 30 Sep 2026
QuarterSplitPromotersPublicPromoter change
30 Sep 202637.19%62.03%minus 0.02
30 Jun 202637.21%62.01%0.00
31 Mar 202637.21%62.00%0.00
31 Dec 202537.21%61.99%minus 0.01
30 Sep 202537.22%61.98%–

Major shareholders

NSE filing

Filings & events

News

No recent news coverage found.

My notes

Private to you