Supra Pacific Financial Services (BSE: SUPRAPFSL) had a P/E of 12.6× on 6 Nov 2026. Its ROE of 10% is the lowest among the 7 largest Credit Services peers. For banks and lenders, ROCE and debt-to-equity are not used; it trades at 1.32× book value and its dividend yield is 1.2%. It is a small-cap company with a market cap of ₹161 Cr, ranked 76th of 193 Credit Services companies by market cap; the shares rose 16% over the past year.
- ₹33.50
- ₹33.69
- ₹32.52
- ₹32.99
- 28.4K
Health check
- ReturnsAhead
+15.6% over a year, better than 6 of 7 peers.
- Price tagCheaper
P/B 1.32 vs peer median 2.62.
- GrowthStrong
Profit +212.6% a year over 3 years.
- ProfitabilityWeak
ROE 10.3% vs peer median 18.7%.
- Balance sheetSolid
Return on assets 2.16%. Bad-loan data isn’t covered.
- Red flagsNone found
No warning signs in the headline numbers.
Small cap
Market sensitivity
Key metrics
- Market cap
- ₹161 Cr
- Small cap
- P/E
- 12.6
- Industry 15.5
- Price to book
- 1.32
- Peers 2.62
- Dividend yield
- 1.18%
- ROE
- 10.3%
- Peers 18.7%
- ROCE
- n/m
- Not meaningful for lenders
- Debt to equity
- n/m
- Not meaningful for lenders
- EPS (TTM)
- ₹2.61
- OPM (TTM)
- 10.8%
- Net margin 18.5%
- Sales growth
- n/m
- Not meaningful for lenders
- Profit growth
- +57.1%
- Latest quarter vs a year ago
- Price to sales
- 2.89
Strengths and risks
Strengths
- Quarterly profit up 57.1% on a year ago.
About Supra Pacific Financial Services
Supra Pacific Financial Services Limited operates as a non-banking finance company in India. The company offers fund-based services, including two-wheeler loans, gold loans, and micro-finance services. It also provides trader, auto, business, personal, and working capital loans; non-convertible debentures investment services; and insurance solutions, including life, health, general, motor, home, travel, and liability insurance. The company serves…
- Headquarters
- Mumbai
- Employees
- 735
- Sector
- Financial Services
- ISIN
- INE268T01015
- Website
- suprapacific.com
Price range
- Avg volume (3M)
- 44.1K
- 1-year return
- plus 15.6%
- From 52-week high
- minus 8.7%
Peers · Credit Services
| Company | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| BAJFINANCEBajaj Finance | 1,087.75 | plus 1.66% | 6,77,005 | 31.3 | 5.49 | 19.0% | 3.8% | 18.2% | 0.50% | plus 1.2% |
| SHRIRAMFINShriram Finance | 961.15 | minus 0.30% | 2,26,167 | 16.0 | 2.03 | 14.8% | 3.9% | 18.6% | 1.80% | plus 21.0% |
| CHOLAFINCholamandalam Investment and Finance Company | 1,785.00 | plus 1.42% | 1,53,103 | 24.5 | 4.41 | 20.6% | 2.6% | 25.2% | 0.11% | plus 0.8% |
| TATACAPTata Capital | 358.05 | plus 2.93% | 1,50,979 | 25.4 | 3.10 | 14.1% | 2.2% | – | 0.16% | plus 5.6% |
| MUTHOOTFINMuthoot Finance | 2,869.00 | plus 1.06% | 1,15,181 | 9.4 | 2.62 | 31.6% | 6.3% | 43.1% | 1.05% | minus 11.0% |
| PFCPower Finance Corporation | 328.80 | minus 0.18% | 1,08,507 | 4.1 | 0.74 | 18.7% | 2.7% | 17.7% | 4.99% | minus 16.9% |
| IRFCIndian Railway Finance Corporation | 80.43 | plus 0.37% | 1,05,110 | 14.3 | 1.73 | 12.6% | 1.4% | 4.4% | 2.74% | minus 34.4% |
| SUPRAPFSLSupra Pacific Financial Services | 32.84 | minus 0.45% | 161 | 12.6 | 1.32 | 10.3% | 2.2% | 212.6% | 1.18% | plus 15.6% |
| Median of 7 peers | – | 1.06% | 1,50,979 | 16.0 | 2.62 | 18.7% | 2.7% | 18.4% | 1.05% | 0.8% |
Quarterly results
| ₹ Cr | Sep 25 | Dec 25 | Mar 26 | Jun 26 | Sep 26 |
|---|---|---|---|---|---|
| 21.8 | 24.3 | 23.5 | 24 | 27 | |
| 17.8 | 19.5 | 23.6 | 20.8 | 24.4 | |
| 3.9 | 4.9 | −0.1 | 3.2 | 2.7 | |
| 18.1% | 20.1% | −0.6% | 13.5% | 9.8% | |
| 0.3 | 0.5 | 3.2 | 2.1 | 3.9 | |
| 1.5 | 1.5 | 1.3 | 1.8 | 2 | |
| −0.9 | −1.4 | 1 | −0.7 | −0.8 | |
| 1.9 | 2.6 | 2.8 | 2.9 | 3.8 | |
| 6.9% | 18.3% | −0.6% | 8.1% | 27.5% | |
| 1.8 | 2.1 | 2.8 | 2.7 | 2.8 | |
| 0.56 | 0.58 | 0.92 | 0.76 | 0.56 |
Profit & loss
- Profit CAGR 3Y
- +212.6%
- EPS CAGR 3Y
- +90.4%
- ROE
- 10.3%
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 12.2 | 25.9 | 47.6 | 88.4 | |
| – | +112.2% | +83.9% | +85.9% | |
| 9.7 | 21.2 | 40.6 | 74.5 | |
| 2.5 | 4.7 | 6.9 | 13.9 | |
| 20.3% | 18.1% | 14.6% | 15.7% | |
| 0.1 | −0.1 | 0.9 | 3.3 | |
| 0.6 | 1.2 | 2.1 | 2.3 | |
| 1.3 | 2.8 | 4.7 | 5.6 | |
| −0.3 | −0.1 | −0 | −0.4 | |
| 0.5 | 0.6 | 1 | 8.8 | |
| 48.9% | −11.1% | −14.3% | 10.9% | |
| 0.3 | 0.7 | 1.1 | 7.9 | |
| – | +159.1% | +71.1% | +589.4% | |
| 0.23 | 0.38 | 0.37 | 1.60 |
Forecast
Balance sheet
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 12.8 | 26.7 | 30 | 49.1 | |
| 8.6 | 26.5 | 34.5 | 68.4 | |
| 58.3 | 106 | 230 | 363 | |
| 0.9 | 2.1 | 5.8 | 12.2 | |
| 80.5 | 162 | 300 | 493 | |
| 12 | 22.2 | 27.9 | 81.8 | |
| 0.4 | 2 | 3.2 | 2 | |
| 4.3 | 3.2 | 2.7 | 45.4 | |
| 63.9 | 134 | 266 | 364 | |
| 80.5 | 162 | 300 | 493 |
Cash flow
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| −24.9 | −62.1 | −114 | −66.3 | |
| −4.2 | −5.6 | −4.1 | −55.1 | |
| 27.8 | 66.5 | 118 | 164 | |
| −1.3 | −1.1 | −0.5 | 42.6 | |
| −4.2 | −5.6 | −4.1 | −55.1 | |
| −29.1 | −67.6 | −118 | −121 | |
| – | – | – | −0.6 |
Shareholding pattern
This company is listed only on BSE, so there’s no NSE category split. See Major shareholders below for the named holders.
Major shareholders
Filings & events
News
No recent news coverage found.