TCI Finance (TCIFINANCE) is loss-making over the last 12 months, losing ₹1.84 Cr, so a P/E ratio does not apply. Its share price on 6 Nov 2026 was ₹13.62, 65% below its 52-week high. Its net worth is negative, as liabilities exceed assets, and borrowings are ₹3.35 Cr. It is a small-cap company with a market cap of ₹18 Cr, ranked 148th of 193 Credit Services companies by market cap; the shares rose 13% over the past year.
- ₹14.21
- ₹14.21
- ₹13.33
- ₹13.71
- 6K
Health check
- ReturnsAhead
+12.8% over a year, better than 6 of 7 peers.
- Price tagNegative equity
Book value is below zero, so P/E and P/B mislead here.
- Growthn/a
Not enough yearly results to measure.
- ProfitabilityDistorted
With negative net worth, return ratios are meaningless.
- Balance sheetLosing money
Return on assets -25.21%. Bad-loan data isn’t covered.
- Red flags3 to check
Loss-making over the last twelve months.
Small cap
Defensive
Key metrics
- Market cap
- ₹18 Cr
- Small cap
- P/E
- n/a
- Industry 15.5
- Price to book
- −0.22
- Peers 2.62
- Dividend yield
- 0.00%
- ROE
- n/a
- Peers 18.7%
- ROCE
- n/m
- Not meaningful for lenders
- Debt to equity
- n/m
- Not meaningful for lenders
- EPS (TTM)
- −₹1.34
- Face value ₹10
- OPM (TTM)
- 330.3%
- Net margin 0.0%
- Sales growth
- n/m
- Not meaningful for lenders
- Profit growth
- n/a
- Year-ago quarter not reported
- Price to sales
- −16.22
Strengths and risks
Risks to check
- Loss-making over the last twelve months.
- Negative net worth: liabilities exceed assets.
- 65% below its 52-week high.
About TCI Finance
TCI Finance Limited operates as a is a non-deposit-taking, non-banking financial company in India. The company offers loans against securities, commercial vehicle finance, global IP convention, IP valuation, and patent trademark and copyright services, as well as other financial services. TCI Finance Limited was incorporated in 1973 and is based in Hyderabad, India.
- Headquarters
- Hyderabad
- Employees
- 4
- Sector
- Financial Services
- ISIN
- INE911B01018
- Website
- tcifl.in
Price range
- Avg volume (3M)
- 13.9K
- 1-year return
- plus 12.8%
- From 52-week high
- minus 64.6%
Peers · Credit Services
| Company | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| BAJFINANCEBajaj Finance | 1,087.75 | plus 1.66% | 6,77,005 | 31.3 | 5.49 | 19.0% | 3.8% | 18.2% | 0.50% | plus 1.2% |
| SHRIRAMFINShriram Finance | 961.15 | minus 0.30% | 2,26,167 | 16.0 | 2.03 | 14.8% | 3.9% | 18.6% | 1.80% | plus 21.0% |
| CHOLAFINCholamandalam Investment and Finance Company | 1,785.00 | plus 1.42% | 1,53,103 | 24.5 | 4.41 | 20.6% | 2.6% | 25.2% | 0.11% | plus 0.8% |
| TATACAPTata Capital | 358.05 | plus 2.93% | 1,50,979 | 25.4 | 3.10 | 14.1% | 2.2% | – | 0.16% | plus 5.6% |
| MUTHOOTFINMuthoot Finance | 2,869.00 | plus 1.06% | 1,15,181 | 9.4 | 2.62 | 31.6% | 6.3% | 43.1% | 1.05% | minus 11.0% |
| PFCPower Finance Corporation | 328.80 | minus 0.18% | 1,08,507 | 4.1 | 0.74 | 18.7% | 2.7% | 17.7% | 4.99% | minus 16.9% |
| IRFCIndian Railway Finance Corporation | 80.43 | plus 0.37% | 1,05,110 | 14.3 | 1.73 | 12.6% | 1.4% | 4.4% | 2.74% | minus 34.4% |
| TCIFINANCETCI Finance | 13.62 | minus 0.66% | 18 | – | −0.22 | – | −25.2% | – | 0.00% | plus 12.8% |
| Median of 7 peers | – | 1.06% | 1,50,979 | 16.0 | 2.62 | 18.7% | 2.7% | 18.4% | 1.05% | 0.8% |
Quarterly results
| ₹ Cr | Jun 25 | Sep 25 | Dec 25 | Mar 26 | Jun 26 |
|---|---|---|---|---|---|
| −0.4 | −0.4 | −1.1 | −0.4 | −0.3 | |
| 0 | 0 | 0 | 0.5 | 0 | |
| – | – | – | 0 | – | |
| −0.4 | −0.4 | −1.1 | 0.1 | −0.3 | |
| −0.4 | −0.4 | −1.1 | 0.1 | −0.3 | |
| -0.32 | -0.30 | -0.85 | 0.08 | -0.27 |
Profit & loss
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| −2.4 | −1.8 | −3.3 | −2.3 | |
| 0 | 0.7 | 6.7 | 0.5 | |
| 0 | – | 0 | 0 | |
| −0.1 | 0.6 | 0.1 | – | |
| −2.5 | −0.5 | 3.6 | −1.8 | |
| −2.5 | −0.5 | 3.6 | −1.8 | |
| -1.95 | -0.37 | 2.78 | -1.39 |
Forecast
Balance sheet
| ₹ Cr | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2026 |
|---|---|---|---|---|
| 14.2 | 14.2 | 14.2 | 14.2 | |
| −60.9 | −77 | −77.6 | −91 | |
| 22.8 | 11.5 | 7.4 | 2.6 | |
| 86.9 | 97.5 | 83.5 | 81.1 | |
| 62.9 | 46.2 | 27.6 | 6.8 | |
| 0.4 | 0.4 | 0.4 | 0.4 | |
| 0 | – | – | – | |
| 42.8 | 26.1 | 23.9 | 5.5 | |
| 0.1 | 0 | 2.4 | 0.1 | |
| 19.7 | 19.7 | 0.9 | 0.9 | |
| 62.9 | 46.2 | 27.6 | 6.8 |
Cash flow
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 9.8 | 3.7 | 4.3 | −1.7 | |
| 1.5 | 2.2 | −0 | – | |
| −11.3 | −4.1 | −5.8 | 1 | |
| −0 | 1.9 | −1.6 | −0.8 | |
| – | – | −0 | – | |
| 9.8 | 3.7 | 4.2 | −1.7 |
Shareholding pattern
NSE hasn’t returned a shareholding pattern for this company.
Major shareholders
Filings & events
News
No recent news coverage found.