As of 5 Nov 2026, Tokyo Finance trades at 53.4× trailing earnings, and the shares are 39% below their 52-week high. Net profit grew 11% a year over 3 years; its ROE of 1.9% is the lowest among the 7 largest Credit Services peers. ROCE and debt-to-equity are not meaningful for banks and lenders; it trades at 1.08× book value. It is a small-cap company with a market cap of ₹13 Cr, ranked 159th of 193 Credit Services companies by market cap; the shares fell 30% over the past year.
- ₹18.50
- ₹18.85
- ₹17.37
- ₹18.70
- 4.9K
Health check
- ReturnsBehind
−30.1% over a year, better than 1 of 7 peers.
- Price tagCheaper
P/B 1.08 vs peer median 2.62.
- GrowthSlow
Profit +11.5% a year over 3 years.
- ProfitabilityWeak
ROE 1.9% vs peer median 18.7%.
- Balance sheetSolid
Return on assets 1.88%. Bad-loan data isn’t covered.
- Red flags2 to check
Return on equity is low at 1.9%.
Small cap
Market sensitivity
Key metrics
- Market cap
- ₹13 Cr
- Small cap
- P/E
- 53.4
- Industry 15.5
- Price to book
- 1.08
- Peers 2.62
- Dividend yield
- 0.00%
- ROE
- 1.9%
- Peers 18.7%
- ROCE
- n/m
- Not meaningful for lenders
- Debt to equity
- n/m
- Not meaningful for lenders
- EPS (TTM)
- ₹0.35
- OPM (TTM)
- 26.4%
- Net margin 26.7%
- Sales growth
- n/m
- Not meaningful for lenders
- Profit growth
- +98.4%
- Latest quarter vs a year ago
- Price to sales
- 15.27
Strengths and risks
Strengths
- Quarterly profit up 98.4% on a year ago.
Risks to check
- Return on equity is low at 1.9%.
- 39% below its 52-week high.
About Tokyo Finance
Tokyo Finance Limited operates as a non-banking financial company. The company provides loans and advances to corporate customers and business entrepreneurs. The company was incorporated in 1994 and is based in Mumbai, India.
- Headquarters
- Mumbai
- Employees
- 4
- Sector
- Financial Services
- ISIN
- INE546D01018
- Website
- tokyofinance.in
Price range
- Avg volume (3M)
- 1.1K
- 1-year return
- minus 30.1%
- From 52-week high
- minus 39.4%
Peers · Credit Services
| Company | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| BAJFINANCEBajaj Finance | 1,087.75 | plus 1.66% | 6,77,005 | 31.3 | 5.49 | 19.0% | 3.8% | 18.2% | 0.50% | plus 1.2% |
| SHRIRAMFINShriram Finance | 961.15 | minus 0.30% | 2,26,167 | 16.0 | 2.03 | 14.8% | 3.9% | 18.6% | 1.80% | plus 21.0% |
| CHOLAFINCholamandalam Investment and Finance Company | 1,785.00 | plus 1.42% | 1,53,103 | 24.5 | 4.41 | 20.6% | 2.6% | 25.2% | 0.11% | plus 0.8% |
| TATACAPTata Capital | 358.05 | plus 2.93% | 1,50,979 | 25.4 | 3.10 | 14.1% | 2.2% | – | 0.16% | plus 5.6% |
| MUTHOOTFINMuthoot Finance | 2,869.00 | plus 1.06% | 1,15,181 | 9.4 | 2.62 | 31.6% | 6.3% | 43.1% | 1.05% | minus 11.0% |
| PFCPower Finance Corporation | 328.80 | minus 0.18% | 1,08,507 | 4.1 | 0.74 | 18.7% | 2.7% | 17.7% | 4.99% | minus 16.9% |
| IRFCIndian Railway Finance Corporation | 80.43 | plus 0.37% | 1,05,110 | 14.3 | 1.73 | 12.6% | 1.4% | 4.4% | 2.74% | minus 34.4% |
| TOKYOFINTokyo Finance | 18.70 | 0.00% | 13 | 53.4 | 1.08 | 1.9% | 1.9% | 11.5% | 0.00% | minus 30.1% |
| Median of 7 peers | – | 1.06% | 1,50,979 | 16.0 | 2.62 | 18.7% | 2.7% | 18.4% | 1.05% | 0.8% |
Quarterly results
| ₹ Cr | Jun 25 | Sep 25 | Dec 25 | Mar 26 | Jun 26 | Sep 26 |
|---|---|---|---|---|---|---|
| 0.2 | – | 0.2 | 0.2 | 0.2 | 0.2 | |
| – | – | 0.2 | 0.1 | 0.2 | 0.2 | |
| – | 0 | 0 | 0.1 | 0.1 | 0.1 | |
| – | – | 21.8% | 28.7% | 27.0% | 28.0% | |
| – | 0 | 0 | 0 | −0 | 0 | |
| – | 0 | 0 | 0.1 | 0.1 | 0.1 | |
| – | 0 | 0 | 0.1 | 0.1 | 0.1 | |
| 0.05 | – | 0.06 | 0.12 | 0.08 | 0.09 |
Profit & loss
- Profit CAGR 3Y
- +11.5%
- EPS CAGR 3Y
- +11.6%
- ROE
- 1.9%
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 0.7 | 0.8 | 0.8 | 0.8 | |
| – | +11.6% | +5.9% | +1.6% | |
| 0.5 | 0.5 | 0.6 | 0.7 | |
| 0.2 | 0.3 | 0.2 | 0.2 | |
| 21.6% | 39.9% | 28.4% | 20.5% | |
| 0 | 0 | 0 | 0 | |
| 0 | 0 | 0 | 0 | |
| 0 | 0 | – | – | |
| – | 0.8 | −0 | −0 | |
| 0.1 | 1.1 | 0.2 | 0.2 | |
| 15.6% | 3.8% | −1.3% | – | |
| 0.1 | 1.1 | 0.2 | 0.2 | |
| – | +779.9% | minus 79.0% | minus 25.0% | |
| 0.18 | 1.57 | 0.33 | 0.25 |
Forecast
Balance sheet
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| 6.9 | 6.9 | 6.9 | 6.9 | |
| 3.3 | 4.4 | 4.6 | 4.8 | |
| 0.9 | 0.2 | 0.3 | 0.5 | |
| 11.1 | 11.6 | 11.9 | 12.2 | |
| 0.2 | – | – | – | |
| 1.6 | 1.5 | 0 | 0 | |
| 9.3 | 10.1 | 11.8 | 12.2 | |
| 11.1 | 11.6 | 11.9 | 12.2 |
Cash flow
| ₹ Cr | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| −1.9 | −0.4 | −1.5 | −0 | |
| 0.9 | 0.3 | – | – | |
| −0 | 0 | −0 | −0 | |
| −1 | −0.1 | −1.5 | −0 | |
| −1.9 | −0.4 | −1.5 | −0 |
Shareholding pattern
This company is listed only on BSE, so there’s no NSE category split. See Major shareholders below for the named holders.
Major shareholders
Filings & events
News
No recent news coverage found.